Ohio Security Insurance Company Review (2025)

Today’s insurance marketplace is teeming with unique and interesting insurance companies, making it difficult for consumers to find just the right one for their needs. This car insurance guide can help you determine if the Ohio Security Insurance Company is the best choice for you.

Through the Ohio Security Insurance Company, workers’ compensation and a wide range of other products are available to interested consumers, so keep reading to learn more about this company and how to keep your rates low.

As you read this Ohio Security Insurance Company review, you can enter your ZIP code to receive free insurance quotes right away.

What is the Ohio Security Insurance Company?

Founded in 1919, the Ohio Security Insurance Company, part of Liberty Mutual’s insurance enterprise after being acquired by Ohio Casualty, provides a range of personal and commercial insurance products, like inland marine insurance and commercial umbrella insurance, to seven states. These states include:

• Delaware
• Kentucky
• Maryland
• Pennsylvania
• Virginia
• West Virginia

The Ohio Security Insurance Company also provides coverage to Washington D.C. If your home state falls outside of Ohio Security’s coverage area, you can use your smartphone or tablet to shop for the insurance coverage you need at any point during the day or night.

Is the Ohio Security Insurance Company highly rated?

The Ohio Security Insurance Company is Better Business Bureau accredited company and has an A+ rating from BBB. In addition, the Ohio Security Insurance Company rating from A.M. Best is an A. These two ratings bode well for the future of the Ohio Security Insurance Company and can instill a sense of confidence in its clients.

Ohio Security also offers convenient claims services. While the Ohio Security Insurance Company claims address isn’t readily accessible to the public, you can use Ohio Security’s all-hours service line to file a claim whenever you experience a loss.

What car insurance coverages does the Ohio Security Insurance Company offer?

You won’t be able to call the Ohio Security Insurance Company phone number or use your Ohio Security Insurance Company login to get a free quote. When attempting to purchase car insurance through the Ohio Security Insurance Company, you will be directed to reach out to another Liberty Mutual insurance company, Safeco.

It is worth noting that Safeco offers a telematics program to help drivers keep rates low. Safeco advertises that you can save up to $513 per year on your insurance policy by taking part in its RightTrack telematics program. If you’re interested in such a program, use this chart to compare Safeco’s telematics program to those of its competitors:

Telematics Programs and Discounts

Insurance Company	Telematics Program Name	Discount Range	Key Features
	Drivewise	40%	Earn discounts based on safe driving behavior.
	KnowYourDrive	20%	Uses app-based monitoring for discount calculation.
	Signal	15%	Offers discounts for minimal phone usage while driving.
	DriveEasy	25%	Monitors speed, braking, and phone usage.
	RightTrack	30%	Offers immediate savings for enrolling.
	SmartRide	40%	Provides personalized feedback for better driving.
	Snapshot	25%	Rewards cautious drivers with lower premiums.
	Drive Safe & Save	30%	Tracks driving habits through a mobile app or device.
	IntelliDrive	30%	Evaluates driving habits over 90 days.
	SafePilot	30%	Rewards safe driving practices for military families.

When shopping for insurance, it never hurts to request quotes from three different companies so you can compare not only the coverage available to you but also the discounts that each company provides.

How can drivers keep rates low?

Knowing how to reduce the cost of auto insurance can help drivers afford more coverage than they may have thought was possible.

You can keep your rates at a reasonable level by making sure that you aren’t not missing out on money-saving opportunities, like discounts. If you’re not sure what to look for, check out these discounts offered by some of the top insurance companies in the business:

Clearcover Car Insurance Discount by Provider

Insurance Company	Anti-Theft Device Discount	Multi-Policy Bundling Discount	Defensive Driver Discount	Good Driver Discount	Good Student Discount	Military Discount	Multi-Vehicle Discount	New Car Discount	Paperless Discount	Pay-in-Full Discount	Safe Driver Discount
	10%	25%	10%	25%	20%	5%	25%	15%	10%	10%	22%
	25%	25%	5%	25%	20%	15%	20%	10%	20%	20%	15%
	10%	20%	20%	30%	15%	10%	20%	5%	10%	10%	30%
	25%	25%	15%	26%	15%	10%	25%	10%	10%	10%	25%
	35%	25%	10%	20%	15%	10%	25%	15%	12%	12%	25%
	5%	20%	10%	40%	15%	20%	20%	10%	15%	15%	10%
	25%	10%	31%	30%	10%	12%	12%	20%	15%	15%	30%
	15%	17%	15%	25%	25%	5%	20%	10%	15%	15%	30%
	10%	13%	20%	10%	8%	8%	8%	10%	10%	10%	25%
	15%	10%	5%	30%	10%	10%	10%	20%	15%	15%	15%

While discounts are great tools that you can use to lower your rates, one of the simplest steps you can take is to exercise safe driving practices. Following safe driving protocols reduces your chance of getting into an accident and having to file a claim, which could increase your rates.

What You Need To Know About Ohio Security Insurance Company

The Ohio Security Insurance Company is a Liberty Mutual company these days, but it has been in the insurance business for over 100 years. Although you will have to reach out to another Liberty Mutual company, Safeco, to purchase car insurance, Safeco does offer a telematics program to help you keep your rates low. (For more information, read our “Car Insurance with Telematics (The Complete Guide)“).

If you live outside of the Ohio Security Insurance Company’s coverage area, you can shop online to find an insurance company near you. You can also use any Ohio Security Insurance Company contact option to ask a representative more about this company if you are interested in purchasing commercial policies for your business.

Now that you’ve finished this detailed Ohio Security Insurance Company review, you can shop for car insurance with confidence. Enter your ZIP code to get free insurance quotes from insurance companies near you.