Best Car Insurance in Vermont for 2025 [Your Guide to the Top 10 Companies]

The best car insurance in Vermont is Progressive, Allstate, and Liberty Mutual, with rates starting at $12/mo. Progressive stands out for its technology integration and 10% bundling option. Allstate has a renowned accident forgiveness program. Liberty Mutual is good for customizable discounts of up to 30% off.

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Rachel Bodine

Insurance Feature Writer

Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

Insurance Feature Writer

Daniel Walker

Licensed Insurance Agent

Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...

Licensed Insurance Agent

UPDATED: Feb 16, 2025

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Top Pick in Vermont: Progressive
4.4

Company Facts

Full Coverage in Vermont

$181/mo

A.M. Best Rating

A+

Complaint Level

Low

Pros & Cons

  • Affordable Rates for Most Drivers
  • Robust Digital Tools
  • UBI Program Snapshot
  • Generous Discounts
  • Low Customer Loyalty
  • Unexpected Rate Increases
  • Snapshot Can Increase Rates
Best Coverage in Vermont: Allstate
3.8

Company Facts

Full Coverage in Vermont

$142/mo

A.M. Best Rating

A+

Complaint Level

High

Pros & Cons

  • Multiple add-on coverages
  • Strong financial stability
  • Widespread availability
  • High number of customer complaints
  • Expensive car insurance rates
Best Policies in VT: Liberty Mutual
4.3

Company Facts

Full Coverage in Vermont

$100/mo

A.M. Best Rating

A

Complaint Level

High

Pros & Cons

  • Available in every U.S. State
  • Multiple add-on coverages
  • Multi-policy discount
  • Higher average rates
  • Higher customer complaint ratio

Progressive, Allstate, and Liberty Mutual are the best car insurance policies in Vermont. Progressive is the top overall for its budget-friendly rates of $58 a month and wide coverage options, earning high customer approval. Allstate offers competitive discounts like 40% off in the Drivewise program. Lastly, Liberty Mutual is known for policies you can customize to fit your unique needs.

Best Car Insurance in Vermont (1)

As you read this Vermont auto insurance guide, you’ll learn about the car insurance coverage rates and options in Vermont and all the in-between. So, let’s start off with the top 10 car insurance in Vermont.

Our Top 10 Company Picks: Best Car Insurance in Vermont

CompanyRankBundling DiscountA.M. BestBest ForJump to Pros/Cons
Progressive: Best Car Insurance in Vermont#110%A+Technology IntegrationProgressive
Allstate: Best Car Insurance in Vermont#225%A+Comprehensive CoverageAllstate
Liberty Mutual: Best Car Insurance in Vermont#325%ACustomizable PoliciesLiberty Mutual
Farmers: Best Car Insurance in Vermont#420%ACustomer SatisfactionFarmers
Travelers: Best Car Insurance in Vermont#513%A++Innovative DiscountsTravelers
State Farm: Best Car Insurance in Vermont#617%BWide AvailabilityState Farm
Nationwide: Best Car Insurance in Vermont#720%A+Strong FinancialsNationwide
American Family: Best Car Insurance in Vermont#825%AFamily FocusAmerican Family
USAA: Best Car Insurance in Vermont#910%A++Military FocusUSAA
Geico: Best Car Insurance in Vermont#1025%A++Competitive PricingGeico

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You can get started on your car insurance quote for Vermont today by simply entering your ZIP code.

Just the Basics

  • Progressive offers gap insurance and accident forgiveness
  • Bundling discount is generally offered from 10% to 25% off
  • The full coverage rates of car insurance range from $38 to $181


#1 – Progressive: Top Overall Pick

best car insurance in vermont - progressive

Pros

  • Robust Coverage Options & Customer Support: Progressive offers a range of coverage options, such as gap insurance and accident forgiveness, and 24/7 claims service for prompt assistance.
  • Affordable Rates & Discounts: Progressive insurance review helps drivers in Vermont reduce their premiums by providing competitive pricing and discounts, including safe driver and multi-policy of 10%.
  • Convenient Online Tools & Mobile App: Progressive’s mobile app and website make it easy for drivers to manage policies, obtain quotations, and submit claims.

Cons

  • High Penalties for Risky Profiles: Compared to other insurers, drivers with accidents, DUIs, or bad credit may pay far higher premiums.
  • Service Hiccups and Delays: In urgent situations, clients may find it upsetting to receive inconsistent service and slower-than-expected claims processing.

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#2 – Allstate: Best for Comprehensive Coverage

best car insurance in vermont - allstate

Pros

  • Generous Discounts: Allstate Review provides several benefits, such as up to 25% off for bundle policy and up to 40% off when using its Drivewise® program for safe driving
  • Reliable Accident Forgiveness: Drivers save money over time by guaranteeing that their rates won’t increase after their first at-fault collision.
  • New Automobile Replacement Coverage: If the car is totaled in an accident and is two years old or younger, it can be replaced with a brand-new car of the same make and model.

Cons

  • Higher Premiums than Competitors: Allstate’s average monthly premium is between $133 and $158, more than the state average of about $100 for Vermont.
  • Below-Average Customer Satisfaction: Power’s 815/1,000 customer satisfaction rating is behind those of its competitors.

#3 – Liberty Mutual: Best for Customizable Policies

best car insurance in vermont - liberty mutual

Pros

  • Customizable Discounts: Liberty Mutual provides discounts such as 10% off when buying a policy online, 25% bundle savings, and up to 30% off when using RightTrack®.
  • Accident Forgiveness: Liberty Mutual review guides drivers to avoid unexpected rate increases after the first at-fault collision doesn’t increase the premium.
  • Better Car Replacement: Liberty Mutual will replace your automobile with a newer model, not merely one from the same year, and make it if it is totaled and less than a year old.

Cons

  • Higher-Than-Average Premiums: The coverage policies can range from $140 to $170, more than the state average of about $100 for Vermont.
  • Lower Customer Satisfaction: Liberty Mutual has Power’s customer satisfaction rating of 805/1,000 is worse than that of many of its top competitors.

#4 – Farmers: Best for Customer Satisfaction

best car insurance in vermont - farmers

Pros

  • Generous Savings Opportunities: Farmers offers various savings, including up to 20% for bundling insurance and up to 20% for safe drivers through the Signal® program.
  • New Car Replacement: If your car is less than two years old and totaled, Farmers will replace it with a brand-new vehicle of the same make and model.
  • Intense Customer Satisfaction: Farmers insurance review has a J.D. Power customer satisfaction score of 816/1,000, reflecting positive experiences with claims handling and customer service.

Cons

  • Above-Average Insurance Costs: Farmers’ whole coverage insurance monthly premiums can range from $135 to $165, more than the state average of about $100 in Vermont.
  • Limited Customization Options: Farmers provide less flexible coverage add-ons than some competitors, which might not satisfy drivers seeking highly customized insurance.

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#5 – Travelers: Best for Innovative Discounts

best car insurance in vermont - travelers

Pros

  • Innovative Discounts: Travelers are provided up to 30% savings through its IntelliDrive® program for safe driving and up to 23% off when combining home and auto insurance.
  • Firm Financial Stability: According to its A++ rating from AM Best, Travelers is among the most financially stable insurers, guaranteeing dependable claims payments.
  • Intensive Customizable Coverage: Travelers review offers a variety of coverage choices, including gap insurance, rideshare coverage, and accident forgiveness.

Cons

  • Additional Premiums Cost for Some Drivers: The monthly premiums for Travelers’ whole coverage policies can range from $130 to $160, more than the state average of $100.
  • Limited Local Agent Availability: Travelers have fewer local agents in Vermont than some of its competitors.

#6 – State Farm: Best for Wide Availability

best car insurance in vermont - state farm

Pros

  • Reasonable Pricing: Full coverage plans from State Farm insurance review typically cost between $110 and $130 monthly, comparable to or less than the national average.
  • Wide Availability: State Farm operates in all 50 states, including Vermont, and has a huge network of local agents for in-person assistance.
  • Huge Savings: With the Drive Safe & SaveTM program, drivers can save up to 25% and up to 30% by combining home and auto insurance.

Cons

  • Higher Costs for High-Risk Drivers: Drivers with accidents may see premiums increase to $150 to $180 per month, more than the state average of $100 in Vermont.
  • Limited Policy Customization: Other big insurers offer specific add-ons that State Farm does not, such as gap insurance or new car replacement.

#7 – Nationwide: Best for Strong Financials

best car insurance in vermont - nationwide

Pros

  • Cost-Effective Premiums: Nationwide has competitive rates, with comprehensive coverage costing between $100 and $120 monthly, comparable to Vermont’s state average.
  • Huge Discounts: Nationwide insurance review highlights discounts of up to 40% with its SmartRide® program for safe driving and up to 20% in bundling insurance.
  • Strong Financial Stability: AM Best has given Nationwide an A+ rating, indicating its financial stability and consistent ability to pay claims.

Cons

  • Increased Pricing for High-Risk Drivers: Drivers with a history of collisions or accidents may pay $130 to $160 monthly premiums.
  • Limited Local Agent Availability: Fewer local agents are available nationwide in Vermont, which may restrict some policyholders’ access to in-person assistance and individualized care.

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#8 – American Family: Best for Family Focus

best car insurance in vermont - amfam

Pros

  • Family-Focused Coverage: Family-friendly plans include teen driver discounts, generational loyalty awards, and customized coverage options for homes with multiple cars.
  • Competitive Pricing: American Family Review shows that it is a reasonable choice in Vermont, with full coverage policies running between $100 and $115 per month.
  • Stable Discount Plans: Drivers can save up to 30% with the KnowYourDrive® program for safe driving practices and up to 25% with bundling discounts.

Cons

  • Selective Market Presence: It has a smaller local agent network than its national rivals, such as State Farm and Geico, which can restrict in-person assistance.
  • Expensive Premiums for Less-Than-Perfect Records: The monthly premiums for drivers with accidents or poor credit can reach $130 to $160, more than the state average of $100.

#9 – USAA: Best for Military Benefits

best car insurance in vermont - usaa

Pros

  • Incredibly Low Rates: USAA insurance review offers the lowest premiums; full coverage often costs between $80 and $100 monthly, 20% less than the state average of $100.
  • Top-Rated Customer Satisfaction: Continuously ranks first for customer experience. The most significant power score among significant auto insurance is 884/1,000.
  • Significant Savings: Members can save up to 10% when parking their vehicle on a military base and up to 30% when using USAA’s SafePilot® telematics program.

Cons

  • Restricted Eligibility: Many Vermont drivers are not eligible for USAA because it is only offered to active military personnel, veterans, and their families.
  • Limited Physical Branches: USAA does not have many physical offices in Vermont, a drawback for people who prefer claims and policy administration in person.

#10 – Geico: Best for Competitive Pricing

best car insurance in vermont - geico

Pros

  • Reasonably priced premiums: GEICO is one of the more economical options in Vermont due to its competitive prices, which average between $90 and $110 per month for full coverage.
  • Comprehensive Windshield Coverage: Simple glass repair services with no out-of-pocket expenses and a waiver of the deductible for windshield repairs.
  • Huge Savings: Through the DriveEasy® safe driving program, drivers can save up to 40%, and with multi-policy bundling, up to 25%.

Cons

  • Limited Support for Local Agents: GEICO mainly does business online and over the phone; the company has very few physical offices in Vermont.
  • Increased Rates for High-Risk Drivers: Premiums for drivers with accidents, DUIs, or bad credit may rise to $140 to $170 monthly, higher than the state average.

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Best Car Insurance Rates Factors in Vermont

Your age and gender can determine what you pay for car insurance. We’ve collected some Vermont car insurance coverage data and compared it by age, gender, and marital status.

Young, single males pay much more than males who are 35 years old and married. Females pay lower coverage rates. Married males and females pay the same rates at some companies.

Car Insurance Monthly Rates in Vermont by Provider, Age, & Gender

Insurance CompanyAge: 17 FemaleAge: 17 MaleAge: 25 FemaleAge: 25 MaleAge: 35 FemaleAge: 35 MaleAge: 60 FemaleAge: 60 Male
Allstate: Best Car Insurance in Vermont$430$567$204$224$180$180$171$171
American Family: Best Car Insurance in Vermont$390$530$195$215$170$175$160$165
Farmers: Best Car Insurance in Vermont$420$560$220$240$190$200$180$190
Geico: Best Car Insurance in Vermont$321$374$118$116$140$131$138$126
Liberty Mutual: Best Car Insurance in Vermont$670$745$181$192$158$171$140$157
Nationwide: Best Car Insurance in Vermont$293$373$138$149$121$123$108$114
Progressive: Best Car Insurance in Vermont$869$951$287$306$281$279$252$253
State Farm: Best Car Insurance in Vermont$670$861$253$281$227$227$202$202
Travelers: Best Car Insurance in Vermont$390$530$195$215$170$175$160$165
USAA: Best Car Insurance in Vermont$309$323$131$136$95$96$89$89

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The higher the rates, the younger the driver. This is because younger drivers have less experience and are prone to risks. The table below contains all the other factors that impact your premium cost.

Car Insurance Factors Affecting Rates in Vermont

FactorExplanation
AgeYounger and older drivers face higher rates.
GenderMales generally pay higher rates.
Driving RecordClean records result in lower rates.
Vehicle TypeLuxury and sports cars have higher premiums.
LocationUrban areas have higher rates than rural ones.
Credit ScorePoor credit can lead to higher premiums.
Coverage LevelMore coverage increases premiums.
Deductible AmountHigher deductible lowers premiums.
Claims HistoryFrequent claims raise premiums.
Marital StatusMarried drivers often pay less.

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Check this guide for more details about the indicators of your car insurance rates.

Best Auto Insurance Companies in Vermont

You can definitely choose from different types of Vermont car insurance coverage. Check out the table below.

Car Insurance Monthly Rates in Vermont by Coverage Type

CoverageVermontU.S. Average
Liability$28$43
Collision$23$25
Comprehensive$10$12
Combined (Full)$62$80

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Vermont motorists can add collision and comprehensive to their policy, but it would increase the monthly premium. Compared to the national average, Vermont’s annual car insurance rates are almost $100 cheaper.

Collision insurance covers damage from accidents, but comprehensive insurance guards against weather, and other non-collision situations. If you want complete protection, you should carry both.

Michael Leotta Insurance Operations Specialist

The following table shows the best car insurance rates in Vermont, which assign grades to many aspects that affect insurance prices in the state. Traffic density has the lowest rating (C), while Vermont has a high vehicle theft rate (A), moderate risks of weather-related mishaps (B), average claim size (B+), and uninsured drivers (C+).

Vermont Report Card: Auto Insurance Premiums

CategoryGradeExplanation
Vehicle Theft RateAVermont has a relatively low vehicle theft rate compared to national averages, making it a safer place for vehicle owners.
Average Claim Size B+Vermont sees moderate average claim sizes, primarily driven by weather-related incidents and collisions.
Weather-Related RiskBVermont experiences moderate weather-related risks, with snow and ice impacting driving conditions in winter months.
Uninsured Drivers Rate C+While lower than the national average, Vermont has a noticeable number of uninsured drivers on the road.
Traffic DensityCTraffic density is lower compared to larger states, but congestion can be high in cities like Burlington.

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If you want to cover all your bases, enlist in combined or full coverage.

Minimum Coverage Requirements in Vermont

Understanding what coverage you need can be confusing, given all the car insurance companies you need to consider, but this guide will narrow down the essentials so you get what truly is best for you.

Check the table for car insurance monthly rates by coverage level and provider.

Car Insurance Monthly Rates in Vermont by Provider & Coverage Level

Insurance CompanyMinimum CoverageFull Coverage
Allstate: Best Car Insurance in Vermont$46$142
American Family: Best Car Insurance in Vermont$27$85
Farmers: Best Car Insurance in Vermont$33$103
Geico: Best Car Insurance in Vermont$12$38
Liberty Mutual: Best Car Insurance in Vermont$32$100
Nationwide: Best Car Insurance in Vermont$25$77
Progressive: Best Car Insurance in Vermont$58$181
State Farm: Best Car Insurance in Vermont$28$87
Travelers: Best Car Insurance in Vermont$24$75
USAA: Best Car Insurance in Vermont$14$42

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Of course, as a consumer, you have always wanted to lower your bills and save. We have prepared a list of car insurance discounts in Vermont that you can take advantage of while still getting nothing less.

Car Insurance Discounts From the Top Providers in Vermont

Insurance CompanyAvailable Discounts
Allstate: Best Car Insurance in VermontMulti-Policy Discount, Safe Driver Discount, Anti-Theft Device Discount, New Car Discount
American Family: Best Car Insurance in VermontMulti-Policy Discount, Safe Driver Discount, Defensive Driving Course Discount, Good Student Discount
Farmers: Best Car Insurance in VermontMulti-Policy Discount, Safe Driver Discount, Good Student Discount, Alternative Fuel Discount
Geico: Best Car Insurance in VermontMulti-Policy Discount, Defensive Driving Discount, Good Student Discount, Military Discount
Liberty Mutual: Best Car Insurance in VermontMulti-Policy Discount, Good Student Discount, Anti-Theft Device Discount, New Car Discount
Nationwide: Best Car Insurance in VermontMulti-Policy Discount, Safe Driver Discount, Accident-Free Discount, Defensive Driving Discount
Progressive: Best Car Insurance in VermontMulti-Policy Discount, Snapshot Discount, Good Student Discount, Homeowner Discount
State Farm: Best Car Insurance in VermontMulti-Policy Discount, Safe Driver Discount, Defensive Driving Discount, Good Student Discount
Travelers: Best Car Insurance in VermontMulti-Policy Discount, Safe Driver Discount, Hybrid/Electric Vehicle Discount, New Car Discount
USAA: Best Car Insurance in VermontMulti-Policy Discount, Safe Driver Discount, Good Student Discount, Military Discount

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Vermont is an at-fault state. What does at-fault mean?

Best Car Insurance in vermont - fault vs no fault

According to Vermont’s modified comparative negligence rule, drivers are only entitled to compensation if they bear less than 51% of the blame for the collision.

To prepare yourself for unpredicted risks on the roads, ensure that you get coverage that does not just cover the minimum liability so your pocket won’t run dry. Here is the number of accidents that occur in a year in Vermont and the claim filed to the insurers.

Annual Accidents & Claims in Vermont by City

CityAccidents per YearClaims per Year
Barre520470
Bennington490$450
Brattleboro540$500
Burlington1,2501,100
Essex700$650
Middlebury370$330
Montpelier430390
Rutland780710
South Burlington880$810
St. Albans610$570

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If you think getting more than the minimum could cost you so much, leave those worries. There are more ways to lower those rates and save while ensuring your future.

Car Insurance Discounts in Vermont

Insurance CompanyAnti-TheftBundlingGood DriverGood StudentUBI
Allstate: Nationwide Car Insurance Review15%28%20%15%10%
American Family: Nationwide Car Insurance Review10%25%10%15%20%
Farmers: Nationwide Car Insurance Review15%25%10%15%10%
Geico: Nationwide Car Insurance Review23%22%22%15%10%
Liberty Mutual: Nationwide Car Insurance Review15%29%10%15%30%
Nationwide: Nationwide Car Insurance Review10%20%10%15%10%
Progressive: Nationwide Car Insurance Review10%20%10%15%30%
State Farm TablePress Logo15%17%15%25%30%
Travelers: Nationwide Car Insurance Review10%15%10%15%20%
USAA: Nationwide Car Insurance Review20%10%30%15%15%

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If you are eligible, you can take advantage of any of those or even more. One good way to save while guaranteeing your safety is through a 10-30% discount on your premium for safe driving.

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Best Car Insurance Companies in Vermont

Through its study of financial ratings, AM Best is one way of determining the best car insurance companies in Vermont. We’ve compiled some ratings for some popular car insurance companies you may find in your area.

Car Insurance AM Best Financial Rankings in Vermont

Insurance CompanyAM BestDirect Premiums WrittenMarket ShareLoss Ratio
Allstate: Nationwide Car Insurance ReviewA+$998,91911.42%55.64%
TablePress LogoA+$1,153,85613.19%64.93%
Farmers: Nationwide Car Insurance ReviewA$192,1622.20%74.14%
Geico: Nationwide Car Insurance ReviewA++$706,8978.08%74.24%
Liberty Mutual: Nationwide Car Insurance ReviewA$424,1064.85%61.06%
Nationwide: Nationwide Car Insurance ReviewA+$786,1098.99%59.96%
Progressive: Nationwide Car Insurance ReviewA+$875,57910.01%58.55%
State Farm TablePress LogoB$1,779,91520.35%63.70%
Travelers: Nationwide Car Insurance ReviewA++$335,9633.84%62.41%
USAA: Nationwide Car Insurance ReviewA++$299,4883.42%72.05%

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Investopedia writer Adam Hayes states, “Market share represents the percentage of an industry, or a market’s total sales, that is earned by a particular company over a specified time.”

Market share is calculated by taking a company’s sales over time and dividing them by the industry’s total sales.

The role is to identify the top insurance companies. A company with a grade A shows strong financial standing, and it represents a company that guarantees consumer policies and keeps them secure. Most of the ratings in the table are grade A.

Let’s look at some more ratings. These ratings are from J.D. Power’s Customer Overall Satisfaction Study.

CompanyPoints (based on a 1,000-point scale)Circle Ratings
Allstate8344
Amica Mutual8795
Arbella8002
Geico8273
Liberty Mutual8093
MAPFRE Insurance8113
MetLife8032
Nationwide8173
Plymouth Rock Assurance8042
Progressive8263
Safeco7962
Safety Insurance8133
State Farm8384
The Hanover7952
Travelers8042
USAA*8935
New England Region8213

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The ratings and scores are J.D. Power’s rating standards. These standards measure consumers’ or policyholders’ satisfaction with car insurance companies in their region.

Cheapest Auto Insurance in Vermont

Shopping for the best car insurance in Vermont means looking for cheap rates. Here are the companies that offer lower rates that may fit your budget.

Car Insurance Monthly Rates in Vermont by Provider vs. U.S. Average

Insurance CompanyMonthly RatesU.S. AverageCompared to U.S. Average by %
Allstate: Best Car Insurance in Vermont$320$29010.34%
American Family: Best Car Insurance in Vermont$280$290-3.45%
Farmers: Best Car Insurance in Vermont$300$2903.45%
Geico: Best Car Insurance in Vermont$250$290-13.79%
Liberty Mutual: Best Car Insurance in Vermont$400$29037.93%
Nationwide: Best Car Insurance in Vermont$270$290-6.90%
Progressive: Best Car Insurance in Vermont$550$29089.66%
State Farm: Best Car Insurance in Vermont$370$29027.59%
Travelers: Best Car Insurance in Vermont$300$2903.45%
USAA: Best Car Insurance in Vermont$280$290-3.45%

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This comparison of monthly rates for car insurance from different companies to the $290 average for the United States. While Liberty Mutual and Progressive have far higher rates, Progressive is the most expensive at $550 per month, and GEICO and Nationwide have prices that are below average.

best car insurance in Vermont - progressive

Ultimately, the best choice for you as a motorist is a coverage rate that meets your budget and your motor vehicle needs. The most expensive auto insurance policy may not be in your best interest. However, policies like full coverage will help should you get into a car accident.

Do you need a second look at Vermont car insurance coverage rates? Enter your zip code in the FREE quote box below to get quick results.

Frequently Asked Questions

Do you need car insurance in Vermont?

Yes, the minimum liability in Vermont is 25/50/10 per person, per accident, and per property damage, respectively.

How much is car insurance in Vermont?

Vermont’s average monthly premium for full-coverage auto insurance is about $67 ($799 ÷ 12). The average monthly cost for minimal liability coverage is about $26 ($317 ÷ 12). Enter your ZIP code to have quick quotes.

What is the penalty for driving without registration in Vermont?

Operating a car without a legal registration is a traffic infraction in Vermont. The punishment for this infraction is a civil fine of up to $500. Check these driving tips to be guided.

What is Vermont’s car tax rate?

Vermont’s sales tax is 6% of the car’s purchase price. Depending on the car type, other costs, such as title and registration fees, can also apply.

Who needs sr-22 insurance in Vermont?

Drivers with major infractions, such as DUIs, reckless driving, driving without insurance, or numerous convictions, must have SR-22 insurance in Vermont. It is evidence of minimal coverage and is usually needed for three years; if not maintained, the license may be suspended.

Is Vermont a no-fault state?

To be clear, Vermont is not a no-fault state. In Vermont, drivers must have liability insurance; the at-fault motorist is usually liable for the damages in an accident. However, Vermont has a “modified comparative negligence” law, which means that if both parties are at fault, the amount of compensation may be lowered by the extent of responsibility.

Does GEICO cover Vermont?

Yes, Vermont is covered by GEICO. They provide state residents with auto insurance policies.

Does AAA cover Vermont?

Indeed, AAA offers coverage in Vermont, providing citizens with auto insurance and other services.

Toyota, Ford, Subaru, Chevrolet, and Honda are the most well-known automakers in Vermont. To be more precise, the state’s most popular car is the Toyota RAV4. The Ram 1500/2500/3500, Subaru Crosstrek, Toyota Tacoma, and Ford F-Series are other well-liked vehicles.

What is the average cost of auto insurance in Vermont?

In Vermont, full-coverage auto insurance typically costs between $1,200 and $1,400 annually. However, several variables, including age, driving record, and the type of coverage, might affect rates.

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