Best Car Insurance in New Hampshire for 2025 [Compare the Top 10 Companies]

If you need car insurance in New Hampshire, Geico, Travelers, and Progressive are solid choices. Geico is great for reducing costs, making it a go-to for budget-conscious drivers. Travelers give you flexible coverage, which is helpful if your driving record isn’t spotless. And if you’re all about discounts and customization, Progressive is worth a look.

Geico is a top pick for saving money without skimping on coverage. If flexibility is what you’re after, Progressive has options that fit how much you drive and what insurance coverage you need.

Our free online comparison tool allows you to compare cheap car insurance instantly quotes — enter your ZIP code to get started.

#1 – Geico: Best for Low Rates

Pros

• Affordable Rates: Geico offers some of the lowest premiums for the best car insurance in New Hampshire, perfect for budget-conscious drivers.
• Multiple Discounts: Geico provides discounts for drivers in New Hampshire, helping you save more on the best car insurance.
• Easy Online Management: Geico’s user-friendly website makes managing your car insurance in New Hampshire simple and convenient.

Cons

• Average Claims Experience: Geico may not offer the fastest claims processing for car insurance in New Hampshire.
• Limited Local Agents: Geico has fewer in-person agents, which may be inconvenient for those looking for direct assistance in New Hampshire.

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#2 – Travelers: Best for Flexible Coverage

Pros

• Flexible Coverage: Travelers gives you plenty of options, making it a solid choice for car insurance with telematics.
• Discounts Galore: Save your premiums with discounts like safe driver perks and multi-policy bundles.
• Great Support: Travelers is known for its reliable customer service, so you’ll have support when needed.

Cons

• Higher Rates: Travelers may not always be the most budget-friendly option in New Hampshire.
• Slow Claims: The claims process can take longer than you’d like, which can be a hassle.

#3 – Progressive: Best for Customizable Coverage

Pros

• Affordable Options: Progressive’s Name Your Price tool helps you find a plan that fits your budget without stress.
• Great Discounts: Bundling your auto, home, and renters insurance can greatly reduce your costs.
• Easy-to-Use Tech: Their app and website are super simple, making it easy to manage everything from claims to updates on the go.

Cons

• Rates Can Be High: The rates might be steep if you’ve had a few incidents or have less-than-ideal credit.
• Limited In-Person Support: Progressive car insurance focuses on online service, so this might not be the best fit if you prefer face-to-face interactions with agents.

#4 – Allstate: Best for Comprehensive Policy Features

Pros

• Plenty of Options:Allstate car insurance offers different plans, so it’s easier to find one that works for you in New Hampshire.
• Nice Discounts: You can save with things like bundling policies or rewards for being a safe driver.
• Easy Support: If you need help, Allstate’s customer service makes things smoother when needed./li>

Cons

• Bit Expensive: Allstate might be more costly than other options, so it may not be the best choice for everyone.
• Can Take Time: Some customers mentioned settling claims can take longer than expected.

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#5 – State Farm: Best for Customer Satisfaction

Pros

• Solid Coverage: State Farm offers excellent car insurance in New Hampshire with plenty of options.
• Discounts Galore: Save money by bundling policies or earning rewards for being a safe driver.
• A Lot of Trusts: Drivers in New Hampshire stick with State Farm car insurance because it’s known for reliable service

Cons

• Could Be Costly: State Farm’s rates might be higher than other options, which can be challenging if you try to keep costs down.
• Claims Can Be Slow: The claims process isn’t always the fastest, and some people have found settling things takes longer than expected.

#6 – American Family: Best for Discounts and Bundling

Pros

• Good Coverage: American Family offers general car insurance in New Hampshire, with options for different needs.
• Discounts to Save: Bundle your policies or earn safe driving rewards to save on your premiums.
• Reliable Service: People trust the American Family for dependable customer service in New Hampshire.

Cons

• Rates Can Be Higher: American Family’s premiums might be higher than other options for the best insurance in New Hampshire.
• Claims Can Take Time: The claims process isn’t always the quickest, which can be a hassle when hurrying to get things sorted.

#7 – Farmers: Best for Extensive Coverage Options

Pros

• Plenty of Coverage Choices: Farmers Car Insurance offers many car insurance options in New Hampshire, making finding the right fit easier.
• Easy Ways to Save: Bundle policies, drive safely, or own a newer car to score discounts on Farmer’s insurance.
• Helpful Customer Service: Farmers has a solid reputation for support, making the whole insurance experience smoother.

Cons

• Can Be Pricey: Farmers’ rates tend to run higher than other car insurance options in New Hampshire.
• Claims Might Drag: Some drivers say the claims process takes longer than they’d like, which can be frustrating.

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#8 – Liberty Mutual: Best for Unique Policy Perks

Pros

• Coverage Your Way: Liberty Mutual lets you build a car insurance plan that fits your needs in New Hampshire.
• Plenty of Discounts: Bundle policies or use their app to earn safe driving rewards and save on your premium. You can learn more in our Liberty Mutual car insurance review.
• Reliable Service: Many drivers trust Liberty Mutual for its solid customer support and dependable coverage.

Cons

• Can Be Pricey: Liberty Mutual’s rates are higher than some competitors, which might not work for every budget.
• Claims Can Take a While: Some customers say the claims process moves slower than they’d like.

#9 – Nationwide: Best for Policy Flexibility

Pros

• Flexible Coverage: Nationwide gives you plenty of options for the best car in New Hampshire, so you can choose what fits your needs.
• Customizable Policies: Nationwide offers flexible policy options tailored to Chevrolet Blazers. Discover everything in our Nationwide car insurance review to learn more.
• Excellent Customer Support: Known for friendly service, Nationwide is a trusted choice for the best car.

Cons

• Can Be Pricey: Some people find Nationwide’s rates a bit higher than other options for the best car.
• Claims Can Take Time: A few drivers have mentioned that the claims process can be slower than expected and frustrating when you need quick help.

#10 – USAA: Best for Military Members and Their Families

Pros

• Great Rates for Military Families: USAA offers some of the best rates, especially for military families.
• Helpful Customer Service: Their team is friendly and always ready to assist when you need help.
• Flexible Coverage: USAA makes it easy to adjust coverage to fit your needs, whether for automobile, home, or renters insurance.

Cons

• Exclusive to Military Families: USAA is only available to military members, veterans, and their families.
• Limited Availability: Some states don’t offer full coverage options, so it’s a good idea to check what’s available in your area.

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New Hampshire Auto Insurance Rate Comparison

Shopping for car insurance in New Hampshire doesn’t have to be a headache. With so many options, figuring out where to start can be challenging. We’ve made it easier by pulling together monthly rates from top providers at different coverage levels. Whether you’re looking for just the basics or something more complete, this guide gives you the info you need to find the right fit for your car and your budget.

New Hampshire Car Insurance Monthly Rates by Provider & Coverage Level

Picking the right car insurance is key to feeling secure on the road. By comparing rates from New Hampshire’s top providers, you can find a policy that checks all the boxes: good coverage, fair prices, and peace of mind. Take a minute to explore your options and see which one works best for you.

Geico is the insurance that helps you save what you’re looking for. With affordable rates and plenty of coverage options, finding a plan that works for you is easy. Plus, their website and app make it simple to manage everything, so you can spend less time worrying and more time doing what you love.

The Best Car Insurance Discounts in New Hampshire

Are you looking to save on car insurance in New Hampshire? Whether you’re a safe driver, a student, or just trying to cut costs, some great discounts await you. The best providers in NH have deals that make affordable coverage more manageable.

Car Insurance Discounts From the Top Providers in New Hampshire

Why pay more for car insurance when you can get a better deal? Take a moment to check out the top discounts in NH and start saving today. It’s simple, it’s easy, and it’s time to drive smarter!

New Hampshire Car Insurance Rates at a Glance

Car insurance rates in New Hampshire aren’t fixed. They depend on your driving history, where you live, and the type of coverage you choose. Knowing how these factors affect your premium can help you find a policy that works for your budget while offering the protection you need. This breakdown gives you a look at the latest rate trends so you can see what other drivers are paying and find ways to keep your costs down.

New Hampshire Report Card: Car Insurance Premiums

Auto insurance is necessary, but that doesn’t mean you have to overpay. By knowing the average rates in New Hampshire, you can shop smarter and take advantage of discounts to lower your costs. Compare your options, review different coverage levels, and make an informed decision that fits your budget and needs.

Ready to shop around for the best car insurance company? Enter your ZIP code and see which one offers the coverage you need.