Anchor General Insurance Review (2025)
Anchor General provides insurance to high-risk drivers, but it doesn't offer many other amenities. For instance, you can't request a quote or file a claim through the company website. Anchor General also doesn't provide insurance throughout the United States, so drivers outside of , Arizona, and Texas will need to shop online for insurance coverage.
Read moreBrad Larson
Licensed Insurance Agent
Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...
Licensed Insurance Agent
UPDATED: Jan 9, 2025
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Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance related. We update our site regularly, and all content is reviewed by car insurance experts.
UPDATED: Jan 9, 2025
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Anchor General Auto Insurance
Average Monthly Rate For Good Drivers
$166A.M. Best Rating:
A+Complaint Level:
Low- Anchor General only provides car insurance in three states
- You can’t file an Anchor General insurance claim online
- You can lower your rates by driving safely
High-risk drivers can have a difficult time shopping for insurance. Many insurance companies will flat-out refuse to provide insurance coverage to some high-risk drivers, but that’s where Anchor General comes in. If you have a checkered driving history or a poor credit score, Anchor General may be able to help you get the coverage you need to get back out on the road.
Keep reading this car insurance guide to learn more about Anchor General and how you can lower your car insurance rates.
What is Anchor General?
Founded in 1987, Anchor General Insurance Company provides non-standard car insurance to drivers located in these three states:
- California
- Arizona
- Texas
Since Anchor General focuses on providing non-standard insurance policies, high-risk drivers are more likely to seek this company’s services. The Anchor General website is sparse, and while no Anchor General Insurance address is shared, you can call the customer service line during the week at 800-542-6246. You can also send in a note via the website’s email form if you want more information.
Thankfully, finding the phone number for the Anchor General insurance claims department is relatively simple. If you need to file a claim, you can call the number listed above Monday-Friday during regular business hours. Although there is no mobile app for this company, you can use your Anchor General login information to view your policy online or make an online payment. However, it is important to note that you can’t file a claim online.
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What coverages does Anchor General offer?
Anchor General only offers car insurance products, and you can purchase liability-only or full coverage insurance through this company. If you’re not sure what the minimum insurance requirements are in your state, you can review them here:
Minimum Liability Coverage Requirements by State
| State | Bodily Injury Liability | Property Damage Liability | PIP/No-Fault Coverage | Other Insurance Types |
|---|---|---|---|---|
| Alaska | $50,000 per person, $100,000 per accident | $25,000 | - | - |
| Arizona | $15,000 per person, $30,000 per accident | $10,000 | Uninsured motorist: $15,000/$30,000 (BI), $10,000 (PD) | - |
| Arkansas | $25,000 per person, $50,000 per accident | $25,000 | - | - |
| California | $15,000 (one person), $30,000 (total per accident) | $5,000 | - | - |
| Colorado | $25,000 (one person), $50,000 (more people) | $15,000 | - | - |
| Connecticut | $25,000 (one person), $50,000 (total per accident) | $25,000 | - | - |
| Delaware | $25,000 (one person), $50,000 (total per accident) | $10,000 | Personal injury protection (PIP): $15,000 per person, $30,000 per occurrence, $5,000 funeral | |
| Florida | $10,000 Personal Injury Protection (PIP) | $10,000 Property Damage Liability (PDL) | - | - |
| Georgia | $25,000 per person, $50,000 per accident | $25,000 per accident | $25,000 per person, $50,000 per accident | - |
| Hawaii | $20,000 per person, $40,000 per accident | $10,000 minimum | - | $10,000 minimum |
| Idaho | $25,000 per person | $50,000 | $25,000 | - |
| Indiana | $25,000 per person, $50,000 per accident | $25,000 minimum | $25,000 per person, $50,000 per accident | $50,000 minimum |
| Iowa | $20,000 per person | $40,000 | - | - |
| Kansas | $25,000 per person | $50,000 | $25,000 per person, $50,000 per accident | - |
| Florida | Personal injury protection (PIP) | $10,000 Property Damage Liability (PDL) | - | - |
| Georgia | $25,000 per person, $50,000 per accident | $25,000 per accident | $25,000 per person, $50,000 per accident | - |
| Hawaii | $20,000 per person, $40,000 per accident | $10,000 minimum | - | $10,000 minimum |
| Idaho | $25,000 per person | $50,000 | $25,000 | - |
| Indiana | $25,000 per person, $50,000 per accident | $25,000 minimum | $25,000 per person, $50,000 per accident | $50,000 minimum |
| Iowa | $20,000 per person | $40,000 | - | - |
| Kansas | $25,000 per person | $50,000 | $25,000 per person, $50,000 per accident | - |
| Kentucky | $25,000 per person | $50,000 | $25,000 | $10,000 |
| Louisiana | $15,000 per person | $30,000 | $25,000 | $10,000 |
| Maine | $50,000 per person | $100,000 | N/A | N/A |
| Maryland | $30,000 per person | $60,000 | - | $15,000 |
| Massachusetts | $20,000 per person, $40,000 per accident | $5,000 per accident | $20,000 per person, $40,000 per accident | $8,000 |
| Michigan | $50,000 (for drivers enrolled in Medicaid), $250,000 all others | $1,000,000 | $50,000 per person, $100,000 per incident | $50,000 (Medicaid) / $250,000 (all others) |
| Minnesota | $30,000 per person, $60,000 per accident | $10,000 | $25,000 per person, $50,000 per incident | $40,000 per person per accident |
| Mississippi | $20,000 per person | $40,000 | $25,000 per person, $50,000 per accident | - |
| Missouri | $25,000 per person, $50,000 per accident | $10,000 | $25,000 per person, $50,000 per accident | - |
| Montana | $25,000 per person | $50,000 | $25,000 | - |
| Nebraska | $25,000 per person | $50,000 | $25,000 | - |
| Nevada | $25,000 per person | $50,000 | $25,000 per person, $50,000 per accident | - |
| New Hampshire | $25,000 per person | $50,000 | Same amount as liability | $1,000 |
| New Jersey | None required, but optional | $5,000 | $15,000 per person, up to $250,000 (brain/spinal cord) | $15,000 per person, $250,000 for brain and spinal cord injuries |
| New Mexico | $25,000 per person | $50,000 | $25,000 | $10,000 |
| New York | $25,000 per person, $50,000 per accident | $10,000 per accident | $25,000 per person, $50,000 per accident | $50,000 |
| North Carolina | $30,000 per person | $60,000 | - | - |
| North Dakota | $25,000 per person, $50,000 per accident | $25,000 | $25,000 per person, $50,000 per accident | - |
| Ohio | $25,000 per person, $50,000 per incident | $25,000 | - | - |
| Oklahoma | $25,000 per person | $50,000 | $25,000 | - |
| Oregon | $25,000 per person | $50,000 | $20,000 | $15,000 |
| Pennsylvania | $15,000 per person, $30,000 per accident | $5,000 | $5,000 | $5,000 |
| Rhode Island | $25,000 per person, $50,000 per accident | $25,000 | $25,000 | - |
| South Carolina | $25,000 per person | $50,000 | $25,000 | - |
| South Dakota | $25,000 per person, $50,000 per accident | $25,000 | N/A | N/A |
| Tennessee | $25,000 per person, $50,000 per accident | $15,000 | - | - |
| Texas | $30,000 per person, $60,000 per accident | $25,000 | - | - |
| Utah | $26,000 per person | $65,000 | $15,000 | $3,000 |
| Vermont | $25,000 per person | $50,000 | $10,000 | - |
| Virginia | $25,000 per person | $50,000 | $20,000 | - |
| Washington | $25,000 per person, $50,000 per accident | $10,000 per accident | - | - |
| West Virginia | $25,000 per person, $50,000 per accident | $20,000 | - | - |
| Wisconsin | $25,000 per person | $50,000 | $10,000 | $25,000 |
| Wyoming | $25,000 per person | $50,000 | $20,000 | - |
You’ll need to reach out directly to the company to find out what you may pay for an Anchor General insurance policy because sample rate information isn’t made available online. Since Anchor General provides non-standard insurance policies, you can expect the rates to be a bit higher, but you can take steps to lower your rates.
If you have a low credit score, increasing it can help you secure lower rates over time. Insurance companies use your credit score as a tool to evaluate your risk. The higher your score, the lower your rates could become. You can also work to improve your driving habits.
Following safe driving practices can help you improve your driving history and prove to insurance companies that you are a low-risk driver who deserves lower rates. Some of these practices include not using your cell phone while operating your vehicle and not running through red lights.
Read more: Arkansas
Is Anchor General highly rated?
While the Better Business Bureau (BBB) has awarded Anchor General an A+ rating, this company doesn’t have a stellar rating for its financial strength. A.M. Best only gave Anchor General a B rating.
If you are looking for a company that has excellent financial ratings, you may be interested in some of the companies listed below:
Insurance Company Ratings and Market Performance Overview
| Insurance Company | AM Best Rating | Direct Premiums Written (in billions) | Market Share (in percent) | Loss Ratio (in percent) |
|---|---|---|---|---|
 | A+ | 22.7 (↑) | 9.19 (↓) | 56 (↓) |
 | A | 4.7 (↑) | 1.9 (↑) | 69 (~) |
 | A | 10.5 (↑) | 4.26 (↓) | 61 (~) |
 | A++ | 33.1 (↑) | 13.41 (↑) | 71 (~) |
 | A | 11.8 (↑) | 4.77 (↓) | 62 (~) |
 | A+ | 6.7 (↓) | 2.73 (↓) | 58 (↓) |
 | A+ | 27.1 (↑) | 10.97 (↑) | 62 (~) |
 | B | 41.9 (↑) | 17.01 (↓) | 63 (↓) |
 | A++ | 4.7 (↑) | 1.9 (↑) | 60 (~) |
 | A++ | 14.5 (↑) | 5.87 (↑) | 77 (~) |
It’s important to know an insurance company’s financial rating because it lets consumers know if the company has the reserves to pay out any vehicle insurance claims that have been filed.
What You Need to Know about Anchor General Insurance
Anchor General can provide high-risk drivers with necessary car insurance. Still, since it doesn’t offer much in the way of customer convenience, drivers may want to shop around before purchasing a policy through this company.
You can shop online for free quotes, and when you do, be sure to request quotes from at least three companies. This simple step will allow you to compare the benefits of each policy and help you find the right one for you.
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Brad Larson
Licensed Insurance Agent
Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance related. We update our site regularly, and all content is reviewed by car insurance experts.
Cmartinez78_
Crooks
Anchorsucks
SCAMMERS
Raymundo_1_
Think twice
F___Anchorgeneral
SCAM OF A COMPANY AVOID AVOID AVOID
NotaHappyCustomer1
WORST CAR INSURANCE EVER!
minion9119
Amazing Customer Support team
Kz01
👎👎👎👎👎👎👎👎
Jthdz29_
Insurance
Marbash
Not really the best people to deal with.
lilqueen14
good pricing