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Rachel Bodine

Insurance Feature Writer

Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

Insurance Feature Writer

Eric Stauffer

Licensed Insurance Agent

Eric Stauffer is an insurance agent and banker-turned-consumer advocate. His priority is educating individuals and families about the different types of insurance coverage. He is passionate about helping consumers find the best coverage for their budgets and personal needs. Eric is the CEO of C Street Media, a full-service marketing firm and the co-founder of ProperCents.com, a financial educat...

Licensed Insurance Agent

UPDATED: Mar 22, 2024

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Utah Statistic Summary
Road Miles 46,299
Registered Vehicles 2,150,360
State Population 3,161,105
Percentage of
Uninsured Motorists
Driving Deaths Speeding: 851 Drunk Driving: 468
Average Premiums Annually
Liability: $471.26 Collision: $254.41 Comprehensive: $106.57
Cheapest Provider: USAA and Geico

Howdy, y’all. Welcome to the great state of Utah. You might call it the Salt Lake State. Or maybe the Beehive State. But whatever you call it, there’s a lot to love about Utah.

Did you know, for instance, that an average of 500 inches of snowfall in the mountains near Salt Lake City every year? Or that the state is home to five of our most beautiful national parks Arches, Canyonlands, Zion, Bryce, and Capitol Reef? Utah is certainly a destination for outdoor adventurers of all stripes.

The state also has the highest literacy rate in the nation, which is great, and its capital has more plastic surgeons per capita than any other American city, which is interesting.

With over 46,000 miles of Utah roadways, do you know the best car insurance for you and your family to get from Ogden to St. George?

We’ve created this guide to help you navigate car insurance, rules of the road, and other vehicular safety information in the great state of Utah.

If you’re exploring this great state by car, there may be something you haven’t considered lately: “Am I paying too much for car insurance?”

Consumers in Utah paid an average of $3,602.23 for car insurance in 2018.

We know car insurance isn’t something you want to spend a lot of time on, so that’s why we’ve compiled this comprehensive guide about car insurance in the Beehive State. We’ve done the work for you so that you can get on with living life to its fullest. Simply enter your ZIP code above to get started on finding your car insurance quote today.

What are Utah car insurance coverage and rates?

Utah certainly has a rich history. And its beautiful roadways snake through cities, mountains, and deserts, making it a great place for car enthusiasts, whether you’re out for a casual Sunday drive or you’re a true road warrior.

The Hartford reports that “Utah’s 84,897 square miles are filled with some of America’s most iconic landscapes, like the spectacular red sandstone formation of Delicate Arch, near Moab, and the classic movie backdrop of Monument Valley, on the Arizona border.” Let’s take a look at the car culture of the Beehive State.

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What is Utah’s car culture like?

Utahns love to drive, it’s true.

Auto Alliance reports that in 2018 alone, 143,459 new cars were sold in the state. With a total population of 3.161 million, there are approximately 2.3 million cars registered within the Salt Lake State.

Whether you’re new to Utah, or a long-time resident, it’s important to know what kind of car insurance you need.

Check out the sections below to make your search for affordable car insurance in Utah a bit easier. Or enter your ZIP code below to get started on a quote today.

What is Utah’s minimum coverage requirements?

Driving without minimum car insurance coverage in Utah means you risk big fines, and even having your license revoked.

So how much car insurance do you need in Utah?

Utah drivers must have continuous bodily injury and property damage liability insurance, as well as personal injury protection (PIP). Personal injury protection covers medical, rehabilitation, earning loss, and funeral costs.

The state’s minimum coverage levels are:

  • $26,000 to cover costs of injury or death to any single person in an accident
  • $65,000 to cover costs of injury or death to all people in an accident
  • $15,000 to cover costs of damage to property in an accident
  • $3,000 Personal Injury Protection (PIP) coverage per person

Of course, this is just the minimum coverage required.

The more coverage you have the better prepared you will be in case of an accident or other automobile incidents.

What are acceptable forms of financial responsibility?

What happens if you get pulled over in the Beehive State?

Like almost every state in the United States, Utah requires you to prove you have legal, current car insurance that meets or exceeds the state’s minimum coverage requirements.

The easiest way to show proof of financial responsibility under Utah law is to get covered by an auto liability insurance policy that meets the required minimum limits ($26,000 to cover costs of injury or death to any person in an accident; $65,000 to cover costs of injury or death to two or more people in an accident; $15,000 to cover costs of damage to property in an accident; and $3,000 PIP coverage per person).

If you get pulled over in Utah, you must prove you have this insurance by providing the officer with your:

  • Insurance ID card,
  • Insurance binder, or
  • Insurance declaration

If you’re unable to show this proof, you face a fine and possible driving suspension.

So, you might be wondering, how much of their salaries are Utahns spending on car insurance?

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How much are premiums as a percentage of income?

DataUSA reports that Utah households have a fairly high median household income at $68,358.

With average insurance premiums of $3,602.23 annually, this means Salt Lakers pay an average of 5.26 percent of their income on car insurance premiums.

How much are average monthly car insurance rates in UT (liability, collision, comprehensive)?

Your average monthly car insurance rates by coverage may be cheaper than expected for additional coverage like comprehensive. Review rates for car insurance coverage below:

The National Association of Insurance Commissioners (NAIC) provides the following averages in the table below for core car insurance elements in Utah vs. national averages.

Combined Average$832.24$954.99

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But what are these different types of coverage? This short video covers the basics.

You may want to increase the amount of auto insurance coverage you carry based on a variety of factors, and most companies offer some pretty affordable options for extra coverage. Read on to look into some of those factors and options.

Most auto insurance providers offer a variety of insurance discounts, such as the safe driver discount, active military discount, or multi-policy discount for purchasing your auto policy along with life or homeowners insurance. There are usually numerous discounts available, so make sure to ask your insurance carrier what kind of deals you might be entitled to, as these discounts can significantly bring down the cost of auto insurance.

What additional coverages can you get?

If you’re interested in expanding your auto coverage, you’ll want to look into additional liability coverage.

The various types of additional coverage can help keep you and your bank account safer in the unfortunate case of a car accident.

Before you go choosing what additional liability limits you may want, though, you’ll need to think about the loss ratios that might come along with it. The table below details the loss ratios each additional form of liability coverage generated for car insurance companies in Utah from 2013 to 2015.

Personal Injury Protection68.56%69.28%74.22%
Medical Payments (Medpay)110.60%99.16%120.63%

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Simply put: loss ratios describe the amount of financial security each provider and coverage type can offer a driver.

Higher loss ratios reflect a company’s willingness to pay out on applicable claims, but may also reflect an unstable financial standing. Comparatively, lower loss ratios mean that a company is more financially stable but, perhaps, less likely to pay out claims.

Think about it this way: if a car insurance company pays out $65 in claims for every $100 it earns in premiums, then it has a loss ratio of 65.

Typically, you’ll want to work with a car insurance provider and coverage type with a loss ratio between 60-80 percent. Our research shows that this is the loss ratio sweet spot.

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What add-Ons, endorsements, and riders can you get?

For many people, a basic policy isn’t enough, so it’s good to know that a lot of car insurance providers offer some great add-on coverage options that can help protect you, your family, and your pocketbook.

You can explore additional, optional coverage by considering some of the add-ons below. Keep in mind, there are additional costs associated with adding these coverage options to your auto policy. Click on the available links to learn more about each option:

You might also want to check out personal injury protection (PIP), which is explained in the short video below.

What are average monthly car insurance rates by age & gender in UT?

Do men and women pay different amounts for car insurance?

Though Utah is not one of the six states — North Carolina, Hawaii, Massachusetts, Pennsylvania, California, and Montana — that have outlawed gender discrimination in car insurance premiums, our research shows that gender isn’t a huge difference-maker in premiums across the state.

What is more significant to car insurance providers in determining your premium? Age and marital status.

The following table provides the average annual car insurance premiums for Utahns of different demographics for the state’s top car insurers.

American Family$7,447.08$9,734.69$2,061.52$2,432.42$2,061.52$2,061.52$1,895.69$1,895.69
State Farm$8,675.15$10,787.39$3,211.87$3,678.46$2,831.94$2,831.94$2,574.96$2,574.96

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But where can you find the cheapest car insurance rates in the Beehive State?

Where are the cheapest rates by ZIP code?

Did you know that car insurance rates vary not only by what state you live in but also by where you live in your state?

Where are the most expensive car insurance rates on average in Utah? Take a look at the table below to find out.

Most Expensive ZIP Codes in Utah CityAverage Annual Rate by ZIP CodeMost Expensive CompanyMost Expensive Annual Rate2nd Most Expensive Company2nd Most Expensive Annual RateCheapest CompanyCheapest Annual Rate2nd Cheapest Company2nd Cheapest Annual Rate
84104SALT LAKE CITY$4,580.22State Farm$5,906.45Liberty Mutual$5,552.83USAA$3,213.30Geico$3,434.35
84116SALT LAKE CITY$4,555.57State Farm$6,058.29Liberty Mutual$5,552.83USAA$3,213.30Nationwide$3,418.87
84128SALT LAKE CITY$4,451.69State Farm$5,757.21Liberty Mutual$5,388.11USAA$3,213.30Geico$3,363.55
84118SALT LAKE CITY$4,447.21State Farm$6,337.83Liberty Mutual$5,360.65USAA$3,213.30Geico$3,261.84
84129TAYLORSVILLE$4,445.90State Farm$5,882.61Liberty Mutual$5,388.11USAA$3,213.30Geico$3,363.55
84180SALT LAKE CITY$4,440.15Progressive$7,409.56State Farm$5,882.61USAA$2,634.25Geico$3,299.16
84044MAGNA$4,405.29State Farm$5,861.32Liberty Mutual$5,393.49USAA$3,213.30Geico$3,405.05
84120SALT LAKE CITY$4,376.36State Farm$5,861.93Progressive$5,327.91USAA$3,213.30Geico$3,305.07
84119SALT LAKE CITY$4,359.40State Farm$6,314.32Progressive$5,179.80USAA$3,213.30Geico$3,314.74
84101SALT LAKE CITY$4,349.91State Farm$5,804.48Progressive$5,238.79USAA$2,634.25Geico$3,299.16
84115SALT LAKE CITY$4,310.49State Farm$5,378.87Progressive$5,010.63USAA$3,213.30Geico$3,369.43
84123SALT LAKE CITY$4,271.70State Farm$6,314.32Liberty Mutual$5,242.38USAA$2,822.35Geico$3,293.89
84121SALT LAKE CITY$4,267.68State Farm$5,315.94Liberty Mutual$5,219.22USAA$2,696.20Geico$3,332.05
84084WEST JORDAN$4,265.62State Farm$6,110.62Liberty Mutual$4,684.43USAA$2,975.32Geico$3,282.22
84107SALT LAKE CITY$4,235.20State Farm$5,533.57Progressive$5,037.17USAA$2,822.35Nationwide$3,421.41
84117SALT LAKE CITY$4,200.92State Farm$5,448.85Progressive$5,412.85USAA$2,677.95Geico$3,269.97
84111SALT LAKE CITY$4,183.18State Farm$4,991.84Progressive$4,841.35USAA$2,629.89Geico$3,291.39
84133SALT LAKE CITY$4,171.57Progressive$5,167.90State Farm$5,153.15USAA$3,213.30Geico$3,237.95
84138SALT LAKE CITY$4,148.80Progressive$5,167.90State Farm$5,153.15USAA$3,213.30Geico$3,237.95
84112SALT LAKE CITY$4,148.07State Farm$5,066.03Progressive$4,863.59USAA$2,634.25Geico$3,198.85
84109SALT LAKE CITY$4,147.22State Farm$5,268.67Progressive$5,055.11USAA$2,634.25Nationwide$3,263.91
84047MIDVALE$4,126.41Liberty Mutual$5,370.77State Farm$4,981.04USAA$2,696.20Geico$3,154.67
84103SALT LAKE CITY$4,118.16State Farm$4,963.85Liberty Mutual$4,953.73USAA$2,634.25Geico$3,254.63
84124SALT LAKE CITY$4,108.36Progressive$5,376.42State Farm$4,935.71USAA$2,699.73Geico$3,294.70
84132SALT LAKE CITY$4,107.90Progressive$5,167.90State Farm$5,153.15Geico$3,198.85USAA$3,213.30

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You can find the most expensive rates at ZIP code 84104, an area on the west side of Salt Lake, just south of the airport running along Interstate 80. The next table lists the average rates at Utah’s cheapest ZIP codes.

Cheapest ZIP Codes in Utah CityAverage Annual Rate by ZIP CodesMost Expensive CompanyMost Expensive Annual Rate2nd Most Expensive Company2nd Most Expensive Annual RateCheapest CompanyCheapest Annual Rate2nd Cheapest Company2nd Cheapest Annual Rate
84721CEDAR CITY$3,239.58State Farm$3,973.46Liberty Mutual$3,862.42USAA$2,331.35Nationwide$2,671.38
84720CEDAR CITY$3,244.93State Farm$3,992.78Liberty Mutual$3,955.90USAA$2,331.35Nationwide$2,671.38
84757NEW HARMONY$3,267.24State Farm$4,114.12Farmers$3,769.91USAA$2,349.23Nationwide$2,762.45
84742KANARRAVILLE$3,269.05State Farm$3,949.40Liberty Mutual$3,862.42USAA$2,331.35Nationwide$2,671.38
84532MOAB$3,275.27Liberty Mutual$4,079.43State Farm$3,591.34USAA$2,360.15Geico$2,926.51
84649OAK CITY$3,288.54Liberty Mutual$4,151.14State Farm$3,905.21USAA$2,331.35Nationwide$2,844.57
84540THOMPSON$3,289.83Liberty Mutual$4,079.43Progressive$3,571.58USAA$2,360.15Geico$2,926.51
84719BRIAN HEAD$3,294.63State Farm$3,949.40Liberty Mutual$3,862.42USAA$2,331.35Nationwide$2,785.39
84636HOLDEN$3,300.64Liberty Mutual$4,151.14State Farm$4,106.93USAA$2,331.35Nationwide$2,844.57
84774TOQUERVILLE$3,304.82State Farm$4,214.71Liberty Mutual$3,769.47USAA$2,349.23Nationwide$2,762.45
84525GREEN RIVER$3,304.97Liberty Mutual$4,079.43State Farm$4,016.70USAA$2,360.15Nationwide$2,785.39
84784HILDALE$3,307.22State Farm$4,447.24Liberty Mutual$3,862.42USAA$2,349.23Nationwide$2,762.45
84515CISCO$3,308.30Liberty Mutual$4,079.43Progressive$3,635.34USAA$2,360.15Geico$2,926.51
84714BERYL$3,311.07Farmers$4,005.75State Farm$3,949.40USAA$2,331.35Nationwide$2,785.39
84761PAROWAN$3,312.96Farmers$3,998.69State Farm$3,923.68USAA$2,331.35Nationwide$2,785.39
84790SAINT GEORGE$3,315.08State Farm$4,443.84Liberty Mutual$3,754.41USAA$2,349.23Nationwide$2,762.45
84737HURRICANE$3,315.28State Farm$4,196.21Liberty Mutual$4,182.76USAA$2,349.23Nationwide$2,762.45
84753MODENA$3,317.42State Farm$3,949.40Farmers$3,856.04USAA$2,331.35Nationwide$2,785.39
84656SCIPIO$3,321.37Liberty Mutual$4,151.14State Farm$4,106.93USAA$2,331.35Nationwide$2,844.57
84781PINE VALLEY$3,325.28State Farm$4,280.53Farmers$4,064.34USAA$2,349.23Nationwide$2,762.45
84638LEAMINGTON$3,326.99Liberty Mutual$4,151.14State Farm$4,106.93USAA$2,331.35Nationwide$2,844.57
84741KANAB$3,328.46State Farm$3,936.21Liberty Mutual$3,862.42USAA$2,430.03Geico$2,926.51
84746LEEDS$3,329.12Liberty Mutual$4,182.76State Farm$4,174.69USAA$2,349.23Nationwide$2,762.45
84640LYNNDYL$3,329.91Liberty Mutual$4,151.14State Farm$4,106.93USAA$2,331.35Nationwide$2,844.57
84770SAINT GEORGE$3,332.72State Farm$4,434.42Liberty Mutual$3,754.41USAA$2,349.23Nationwide$2,762.45

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It’s easy to find the cheapest car insurance rates for you and your family. Just enter your ZIP code below to get started.

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Where are the cheapest rates by city?

We broken up the location information further so that you can look for your city to get a general idea of car insurance rates.

Most Expensive Cities in Utah Average by CityMost Expensive CompanyMost Expensive Rate2nd Most Expensive Company2nd Most Expensive RateCheapest CompanyCheapest Rate2nd Cheapest Company2nd Cheapest Rate
Kearns$4,447.21State Farm$6,337.83Liberty Mutual$5,360.65USAA$3,213.30Geico$3,261.84
West Valley City$4,414.03State Farm$5,809.57Progressive$5,257.80USAA$3,213.30Geico$3,334.31
Magna$4,405.29State Farm$5,861.32Liberty Mutual$5,393.49USAA$3,213.30Geico$3,405.05
South Salt Lake$4,359.40State Farm$6,314.32Progressive$5,179.80USAA$3,213.30Geico$3,314.74
Taylorsville$4,265.62State Farm$6,110.62Liberty Mutual$4,684.43USAA$2,975.32Geico$3,282.22
Salt Lake City$4,228.11State Farm$5,362.05Progressive$5,020.05USAA$2,887.03Geico$3,283.39
Millcreek$4,181.11State Farm$5,547.25Progressive$4,895.15USAA$2,728.30Geico$3,335.67
Cottonwood Heights$4,173.41Liberty Mutual$5,295.00State Farm$5,285.88USAA$2,696.20Geico$3,257.89
Holladay$4,154.64Progressive$5,394.64State Farm$5,192.28USAA$2,688.84Geico$3,282.33
West Jordan$4,072.61State Farm$5,267.47American Family$4,536.24USAA$2,777.70Geico$3,091.76
Midvale$4,044.66Liberty Mutual$5,033.64State Farm$4,926.35USAA$2,687.08Geico$3,140.31
Sandy$4,031.45State Farm$5,261.35Liberty Mutual$5,033.64USAA$2,677.95Geico$3,131.85
South Jordan$4,018.60State Farm$5,224.22Liberty Mutual$4,639.54USAA$2,814.19Geico$3,131.32
Bingham Canyon$4,017.19State Farm$5,284.91Liberty Mutual$5,025.49USAA$2,777.70Geico$2,920.63
Draper$4,007.79State Farm$5,495.45Liberty Mutual$4,719.10USAA$2,677.95Geico$3,220.79
Orem$4,003.90State Farm$5,497.53Liberty Mutual$4,840.01USAA$2,687.41Nationwide$3,141.09
Lindon$3,987.75State Farm$5,553.45Liberty Mutual$4,754.32USAA$2,638.75Geico$3,147.84
Emigration Canyon$3,985.17State Farm$4,929.84Liberty Mutual$4,749.90USAA$2,628.81Geico$3,198.85
Alpine$3,976.31State Farm$5,744.46Liberty Mutual$4,575.83USAA$2,721.26Geico$3,164.98
Herriman$3,949.52State Farm$5,092.12Liberty Mutual$4,820.38USAA$2,677.95Geico$3,069.09
Cedar Hills$3,948.42State Farm$5,334.70Liberty Mutual$4,754.32USAA$2,622.83Nationwide$3,216.35
Provo$3,937.62State Farm$5,442.59Liberty Mutual$4,746.35USAA$2,696.40Geico$3,086.53
Springville$3,935.40State Farm$5,444.67Liberty Mutual$4,670.48USAA$2,751.07Geico$3,057.05
Saratoga Springs$3,934.85State Farm$5,339.17Liberty Mutual$4,575.83USAA$2,725.20Geico$3,110.40
Mapleton$3,934.32State Farm$5,305.53Liberty Mutual$4,718.89USAA$2,751.07Nationwide$3,011.35

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Don’t see your city on the above table? That’s a good thing. It means your city isn’t one of the most expensive cities for car insurance.

Cheapest Cities in Utah Average Annual Rate by CityMost Expensive CompanyMost Expensive Annual Rate2nd Most Expensive Company2nd Most Expensive Annual RateCheapest CompanyCheapest Annual Rate2nd Cheapest Company2nd Cheapest Annual Rate
Cedar City$3,242.26State Farm$3,983.12Liberty Mutual$3,909.16USAA$2,331.35Nationwide$2,671.38
New Harmony$3,267.24State Farm$4,114.12Farmers$3,769.91USAA$2,349.23Nationwide$2,762.45
Kanarraville$3,269.05State Farm$3,949.40Liberty Mutual$3,862.42USAA$2,331.35Nationwide$2,671.38
Moab$3,275.27Liberty Mutual$4,079.43State Farm$3,591.34USAA$2,360.15Geico$2,926.51
Oak City$3,288.54Liberty Mutual$4,151.14State Farm$3,905.21USAA$2,331.35Nationwide$2,844.57
Thompson$3,289.82Liberty Mutual$4,079.43Progressive$3,571.58USAA$2,360.15Geico$2,926.51
Brian Head$3,294.63State Farm$3,949.40Liberty Mutual$3,862.42USAA$2,331.35Nationwide$2,785.39
Holden$3,300.64Liberty Mutual$4,151.14State Farm$4,106.93USAA$2,331.35Nationwide$2,844.57
Toquerville$3,304.82State Farm$4,214.71Liberty Mutual$3,769.47USAA$2,349.23Nationwide$2,762.45
Green River$3,304.96Liberty Mutual$4,079.43State Farm$4,016.70USAA$2,360.15Nationwide$2,785.39
Hildale$3,307.22State Farm$4,447.24Liberty Mutual$3,862.42USAA$2,349.23Nationwide$2,762.45
Cisco$3,308.30Liberty Mutual$4,079.43Progressive$3,635.34USAA$2,360.15Geico$2,926.51
Beryl$3,311.07Farmers$4,005.75State Farm$3,949.40USAA$2,331.35Nationwide$2,785.39
Parowan$3,312.95Farmers$3,998.69State Farm$3,923.68USAA$2,331.35Nationwide$2,785.39
Hurricane$3,315.28State Farm$4,196.21Liberty Mutual$4,182.76USAA$2,349.23Nationwide$2,762.45
Modena$3,317.42State Farm$3,949.40Farmers$3,856.04USAA$2,331.35Nationwide$2,785.39
Scipio$3,321.37Liberty Mutual$4,151.14State Farm$4,106.93USAA$2,331.35Nationwide$2,844.57
St. George$3,323.90State Farm$4,439.13Liberty Mutual$3,754.41USAA$2,349.23Nationwide$2,762.45
Pine Valley$3,325.28State Farm$4,280.53Farmers$4,064.34USAA$2,349.23Nationwide$2,762.45
Leamington$3,326.99Liberty Mutual$4,151.14State Farm$4,106.93USAA$2,331.35Nationwide$2,844.57
Kanab$3,328.46State Farm$3,936.21Liberty Mutual$3,862.42USAA$2,430.03Geico$2,926.51
Leeds$3,329.12Liberty Mutual$4,182.76State Farm$4,174.69USAA$2,349.23Nationwide$2,762.45
Lynndyl$3,329.91Liberty Mutual$4,151.14State Farm$4,106.93USAA$2,331.35Nationwide$2,844.57
Springdale$3,333.99State Farm$4,310.38Liberty Mutual$4,182.76USAA$2,349.23Nationwide$2,762.45
Summit$3,335.26State Farm$3,949.40Farmers$3,918.93USAA$2,331.35Nationwide$2,785.39

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What are the best Utah car insurance companies?

You might be wondering: how do you find the best car insurance company to meet you and your family’s needs?

From company financial ratings to rates for drivers of various histories, you’ll want to consider the pros and cons of each insurer.

When shopping for car insurance, the key issues you need to prioritize include:

  • The level of insurance coverage you need,
  • The amount of money you can afford to pay for your car insurance premium, and
  • The type of insurance company you want to do business with.

Let’s cover some of the factors that can help you figure out the best car insurance company for you and your family in the Salt Lake State.

Which are the largest companies’ financial ratings?

AM Best ranks America’s insurance companies by financial solvency. But what does it even mean for a company to receive a high grade? This video explains their methodology and meaning well.

The table below provides the financial ratings for Utah’s ten largest car insurance providers.

American FamilyA$87,583.0082.77%4.53%
Liberty MutualA$86,034.0066.67%4.45%
State FarmA$323,026.0064.11%16.71%
Bear River MutualA-$117,031.0081.12%6.05%

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Which companies have the best ratings?

According to J.D. Power and Associates’ U.S. Auto Insurance Study, the best-rated insurance company in the great state of Utah is PEMCO Insurance.

The graph below offers J.D. Power’s ratings of the top insurance providers in the Northwest Region, which includes Utah.

JD Power Northwest

But who are the cheapest car insurance providers in Utah?

Which are the cheapest companies in Utah?

As you might already know, many factors can affect your car insurance premium. In the sections below, we’ll explore the most significant ones.

All things considered, Geico is the cheapest car insurance company in Utah on average.

That is unless you qualify for USAA, which is often ranked as one of the best and cheapest car insurance providers everywhere, including Utah. USAA is an insurance company specifically for military members, active or retired, and their families. The table below provides the cheapest insurers in Utah overall.

State Farm$4,645.83$1,04422.46%
American Family$3,698.77$96.532.61%

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But did you know your average commute can affect your car insurance premiums?

What are commute rates by companies?

Utahns have an average one-way commute of 20.5 minutes, well below the national average of 25.5 minutes. Still, their insurance premiums are affected by their commute distance.

But whether you drive a little or a lot, Geico or Nationwide is likely to be your cheapest insurance provider in the Beehive State.

The following table lists Utah’s biggest car insurance providers and their corresponding average rates for both a 10- and 25-mile average commute distance.

Allstate10 miles commute. 6000 annual mileage.$3,566
Allstate25 miles commute. 12000 annual mileage.$3,566.42
American Family10 miles commute. 6000 annual mileage.$3,696.47
American Family25 miles commute. 12000 annual mileage.$3,701.06
Farmers10 miles commute. 6000 annual mileage.$3,907.99
Farmers25 miles commute. 12000 annual mileage.$3,907.99
Geico10 miles commute. 6000 annual mileage.$2,915.00
Geico25 miles commute. 12000 annual mileage.$3,016.15
Liberty Mutual10 miles commute. 6000 annual mileage.$4,257.17
Liberty Mutual25 miles commute. 12000 annual mileage.$4,398.34
Nationwide10 miles commute. 6000 annual mileage.$2,986.57
Nationwide25 miles commute. 12000 annual mileage.$2,986.57
Progressive10 miles commute. 6000 annual mileage.$3,830.10
Progressive25 miles commute. 12000 annual mileage.$3,830.10
State Farm25 miles commute. 12000 annual mileage.$4,763.81
State Farm10 miles commute. 6000 annual mileage.$4,527.85
USAA10 miles commute. 6000 annual mileage.$2,463.59
USAA25 miles commute. 12000 annual mileage.$2,518.60

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It’s important to ask yourself: how much car insurance do I need?

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What are rates by coverage level by companies?

The more insurance you need, the higher the premium you’ll pay, right? Often, but not always.

In Utah, a high level of coverage with Geico will only cost you a few hundred dollars a year more than the bare minimum insurance you’re required to have by law, for instance.

And remember: more insurance equals more protection when it comes to you and your family’s driving. The table below provides average rates for low, medium, and high coverage levels for the top ten insurance providers in the Beehive State.

CompanyCoverage TypeAnnual Average
American FamilyHigh$3,752.75
American FamilyMedium$3,747.39
American FamilyLow$3,596.17
Liberty MutualHigh$4,561.77
Liberty MutualMedium$4,310.56
Liberty MutualLow$4,110.94
State FarmHigh$4,922
State FarmMedium$4,658.86
State FarmLow$4,356.81

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This short video offers some helpful advice in determining how much car insurance you actually need.


But did you know your credit history also affects your car insurance premiums?

What are credit history rates by companies?

Credit history is a big factor for insurance companies when they’re calculating your insurance premium.

On average, Utahns do well in this department. With an average Experian score of 683, Beehive Staters have an above average credit score compared to other states across the U.S. (The national average? 675.)

Just as an example of how credit scores can affect your premiums, in Utah, a poor credit history can raise your State Farm premium as much as $5,000 a year. And that’s something to get salty about.

The table below shows average rates for those with a good, fair, or poor credit rating for Utah’s top car insurance providers.

CompanyCredit HistoryAnnual Average
American FamilyPoor$4,648.73
American FamilyFair$3,486.39
American FamilyGood$2,961.19
Liberty MutualPoor$6,171.64
Liberty MutualFair$3,807.29
Liberty MutualGood$3,004.33
State FarmPoor$7,561
State FarmFair$3,805.27
State FarmGood$2,570.80

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But do you know what affects your car insurance premium even more than your credit history? It’s a factor that worries a lot of folks: your driving record.

What are driving record rates by companies?

Do you have a spotless driving record?

Most of us don’t, and we need to be prepared for our car insurance premiums to reflect that.

If you live in Utah and have a DUI in your past, for example, Progressive will likely be your most cost-effective car insurance provider.

The table below illustrates the average you can expect to pay in Utah whether you have a clean driving record, a DUI, a speeding ticket, or an accident in your past.

CompanyDriving RecordAnnual Average
AllstateWith 1 DUI$4,232.55
AllstateWith 1 accident$3,629.16
AllstateWith 1 speeding violation$3,393.73
AllstateClean record$3,010.26
American FamilyWith 1 DUI$4,505.19
American FamilyWith 1 accident$3,808.97
American FamilyWith 1 speeding violation$3,429.99
American FamilyClean record$3,050.91
FarmersWith 1 accident$4,326.75
FarmersWith 1 DUI$4,200.44
FarmersWith 1 speeding violation$3,779.88
FarmersClean record$3,324.89
GeicoWith 1 DUI$3,882.19
GeicoWith 1 accident$3,340.13
GeicoWith 1 speeding violation$2,493.28
GeicoClean record$2,146.67
Liberty MutualWith 1 DUI$5,007.04
Liberty MutualWith 1 accident$4,650.33
Liberty MutualWith 1 speeding violation$4,262.72
Liberty MutualClean record$3,390.93
NationwideWith 1 DUI$3,740.78
NationwideWith 1 accident$3,191.57
NationwideWith 1 speeding violation$2,644.32
NationwideClean record$2,369.61
ProgressiveWith 1 accident$4,895.50
ProgressiveWith 1 speeding violation$3,793.05
ProgressiveWith 1 DUI$3,390.52
ProgressiveClean record$3,241.33
State FarmWith 1 accident$5,069
State FarmWith 1 DUI$4,645.83
State FarmWith 1 speeding violation$4,645.83
State FarmClean record$4,222.84
USAAWith 1 DUI$3,335.98
USAAWith 1 accident$2,476.70
USAAWith 1 speeding violation$2,193.89
USAAClean record$1,957.81

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But who are the biggest car insurance companies in Utah?

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What are the largest car insurance companies in Utah?

Who are the largest car insurance providers in Utah? State Farm Insurance has the highest market share in The Salt Lake State, as you can see in the table below.

State Farm$323,026.0064.11%16.71%
Bear River Mutual$117,031.0081.12%6.05%
American Family$87,583.0082.77%4.53%
Liberty Mutual$86,034.0066.67%4.45%

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Who are the largest car insurance companies in Utah?

How many foreign vs. domestic insurers are in Utah?

When you hear the phrase “foreign or domestic car insurance company,” what do you think that means?

When it comes to auto insurers, domestic simply means an in-state provider, and foreign, an out-of-state provider.

According to the NAIC, Utah has 9 domestic car insurance companies and 878 foreign car insurance providers.

What are Utah’s laws?

Do you know all the specific laws for the great state of Utah?

Each state has a unique set of laws, and we’re here to help you navigate the insurance and driving laws of the Salt Lake State.

Whether you’re a Utah native or just passing through, the National Motorists Association guide to driving in the state can be an excellent resource.

You’ll want to make sure that you know precisely what you’re allowed to do on the road so you stay out of trouble in Utah. In order to help you avoid an unfortunate situation, we’ve collected some of the most important driving laws in Utah below.

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What are the state’s car insurance laws?

As we’ve already discussed, Utah requires you to have minimum liability insurance with at least:

  • $25,000 to cover costs of injury or death to any one person in an accident
  • $65,000 to cover costs of injury or death to two or more people in an accident
  • $15,000 to cover costs of damage to property in an accident
  • $3,000 PIP coverage per person

And remember, these just are minimums.

Your driving record, your credit history, and your typical commute might mean more comprehensive coverage will best serve you and your family.

How State Laws for Insurance are Determined

How do insurance laws get made? Is it as simple as Schoolhouse Rock taught us?

Do you know about the National Association of Insurance Commissioners (NAIC)?

Well, unless you’re an insurance nerd like us, you probably haven’t heard of them before. But that’s okay.

The NAIC is the U.S. standard-setting and regulatory support organization for the insurance industry, including car insurance. They were created and are governed by the chief insurance regulators from all 50 states, the District of Columbia, and five U.S. territories.

And in case you’re curious how insurance laws actually get made, they offer this great white paper to help you understand.

Windshield Coverage

Some insurance companies may offer windshield replacement with comprehensive coverage, but Utah laws, like the laws in a lot of states, have no regulations that are unique or specific to windshields.

But remember, windshield or glass coverage might be an easy add-on to your insurance policy, and our research shows that it’s included in most comprehensive plans.

Thinking about using a kit to do glass repair yourself? Check out the video below.

Automobile Insurance Fraud in Utah

Automobile insurance fraud is a serious crime. Just ask this lawyer.

So what is insurance fraud?

Essentially, insurance fraud is when someone tries to benefit, financially or otherwise, in the course of an insurance transaction to get something that they would not otherwise be due. The most common type of insurance fraud? False claims.

In Utah, insurance fraud carries some hefty penalties. The state calculates these penalties based on what kind of misdemeanor or felony the fraud amounts to:

  • A class B misdemeanor if the value of the benefits sought or obtained is less than $500
  • A class A misdemeanor punishable by up to one year in prison and up to $2,500 in fines if the benefits sought or obtained is more than $500 but less than $1,500
  • A third-degree felony punishable by up to five years in prison and up to $5,000 in fines if the value of the benefits sought or obtained is $1,500 or more but less than $5,000
  • A second-degree felony punishable by up to 15 years in prison and up to $10,000 in fines if the value of the benefits sought or obtained is $5,000 or more

The easiest way to avoid committing insurance fraud is to always be as honest and accurate as possible when filing insurance claims.

Statute of Limitations

Do you know what a statute of limitations is?

Put simply, a statute of limitations is the amount of time you have to file and resolve a claim following an accident or to file a lawsuit.

In Utah, you have four years on personal injury claims and three years on property damage claims in court.

Utah Specific Laws

Every state has its quirks when it comes to driving and insurance laws. For instance, in Utah, you always have the right to a trial by a jury of your peers, whether your infraction is a parking ticket or a DUI. Again, we urge you to check out the National Motorists Association guide to driving in Utah. (For more information, read our “Does a parking ticket affect your insurance?“).

But let’s look at some licensing laws for the Beehive State.

What are the vehicle licensing laws?

In the sections below, we’ll learn more about vehicle licensing laws in the Salt Lake State.

Penalties for Driving Without Insurance

As you’ve read above, Utah requires all drivers to have insurance. Here are the penalties for being caught without it:

  • First Offense: $400 fine; license suspension until proof of insurance (maintained for three years) and $100 reinstatement fee.
  • Second Offense:Fine: $1000 — with three years; license suspension until proof of insurance (maintained for three years) and $100 reinstatement

Do you know about Utah’s REAL ID law?


Do you have some business to do with the Social Security Administration in Salt Lake City?

A REAL ID can save you the hassle of bringing other forms of identification with you to conduct official state or federal government business. According to Utah’s Department of Public Safety, “Utah has been issuing REAL ID-compliant driver licenses and identification cards since January 1, 2010.”

Federal REAL ID laws can affect your travel, especially if you’re traveling by air. So it’s good to know about these before you go.

Teen Driver Laws

Like many states, Utah requires a specific permit for teen drivers.

In Utah, teen drivers must be at least 15 years of age to get their learner’s permit. Before a teen driver can get a license or restricted license, they must meet the requirements listed in the table below.

Mandatory Holding Period of Learner's License6 months
Minimum Supervised Driving Time40 hours (10 of which must be at night)
Minimum Age16

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But what if you’re an older driver in Utah?

Older Driver License Renewal Procedures

Utah’s older drivers don’t differ greatly in their renewal procedures from other citizens.

In Utah, everyone, no matter their age, must renew their license every five years, and it can be done online every other renewal.

For drivers 65 and over, however, you must provide proof of adequate vision at every renewal.

New Residents

Utah’s Department of Public Safety provides a great guide for the state’s lucky new residents.

They explain that you must:

  • Schedule an appointment for your visit (recommended) or walk-in at a driver’s license office. If you plan to walk-in for your visit you can complete the driver’s license application in the office, or ahead of time online.
  • Have a photo taken.
  • Submit proof of driver education, or have a valid driver’s license from another state (which you will surrender upon application), or country, to avoid having to carry a learner’s permit for 90 days and completing the online Traffic Safety and Trends Exam.
  • Provide proof of identity (name and DOB). Provide a social security card. Provide two (2) documents with a Utah residence address. Visit the required documentation page for what is acceptable proof of each type of document required.
  • Pass the eye (vision) test.
  • Pass a written knowledge test and driving skills test (one or both may be required).
  • Submit a nonrefundable fee of $32 if 21 and older; $39 for provisional (20 and under).

What are the rules of the road?

Now that we’ve gone over basic license procedures for the state of Utah, what rules do you need to know about while driving down the road on an average day?

As you probably know, Utah has some beautiful scenic drives.

Fault vs. No-Fault

Utah is one of only 12 states that with no-fault auto insurance laws. The video below explains what this means.

Utah’s McMullin Legal Group explains that in an accident, “each party’s own insurance provider pays for the initial medical bills. The victim only has a claim against the at-fault party once a statutory threshold amount has been exceeded by medical bills. In the great state of Utah, that amount is $3,000.”

But remember, the more comprehensive your insurance, the better prepared you are to face accidents and other auto incidents head-on, whether or not you are found at fault.

Seat Belt and Car Seat Laws

According to the Utah Department of Public Safety, “ALL passengers must wear seat belts in all seating positions and children up to age 8 must be properly restrained in a car seat or booster seat.”

A good thing to know: Utah offers a number of safety stations where you can have a nationally certified child passenger safety technician ensure your child’s car or booster seat is safe and legal.

Keep Right and Move Over Laws

As you might suspect, in Utah you must drive on the right side of the road unless passing a slower vehicle.

According to the McMullen Legal Group, vehicles must not pass or drive on the left side of the road:

  • When coming upon a curve in a road where the view is obstructed and it may cause danger for a driver coming in the opposite direction.
  • Within 100 feet of any intersection or railroad crossing.
  • When approaching a bridge or tunnel that may also obstruct the view for drivers in either direction.

According to Utah’s Highway Patrol, “Utah’s Move Over Law is contained in Utah Code 41-6a-904.

Drivers approaching stationary emergency vehicles, highway maintenance vehicles, or towing vehicles displaying flashing red, red and white, red and blue lights, or amber lights need to slow down, provide as much space as practical to the stationary vehicles, and move over a lane if it’s safe and clear.

This law requires drivers to move over and/or slow down when approaching stopped emergency or maintenance vehicles. They offer this great video on the importance of moving over for emergency vehicles.

Speed Limits

Knowing the speed limit is important wherever you’re driving, as our research shows that speeding is one of the easiest ways to increase your car insurance premium.

In Utah, the maximum speed limits for both cars and trucks are:

  • Rural Interstates: 75 MPH (80 MPH on specified segments)
  • Urban Interstates: 65 MPH (70 MPH on specified segments)
  • Other Limited Access Roads: 75 MPH

Slow down to keep you and your family safe. Oh, and to keep your car insurance affordable.


Thinking about taking an Uber or Lyft in Utah? That’s probably fine, but the state is lagging in enacting insurance requirements for ridesharing options.

But rest assured that these companies’ driver requirements are pretty clear: most rideshare services require that all their drivers carry personal car insurance policies that align or exceed the minimum coverage dictated by the law in the state where they’re operating.

So don’t fret if you need a Lyft from the airport in Salt Lake City.

Automation on the Road

What the heck is automation?

The Insurance Institute for Highway Safety (IIHS) explains that automation is simply the use of a machine or technology to perform a task previously carried out by a human. When it comes to automation, typically think radars, cameras, and other sensors used to gather information about a vehicle’s surroundings.

According to the IIHS, Utah has authorized the deployment of autonomous vehicles, though the operator must be licensed and hold minimum insurance. (They don’t, however, have to be in the vehicle itself.)

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What are the safety laws?

You know driving safely is important, no matter where you are.

What’s the first step in driving safely? Knowing a state’s safety laws and regulations.

Since you now know the proper way to insure and register your vehicle in Utah, let’s take a look at some important safety information to keep you, your family, and your vehicles safe in the Salt Lake State.

DUI Laws

Put simply: don’t drink and drive. In 2017, 53 people died from alcohol-impaired accidents in Utah.

And you should know: Utah has some of the strictest alcohol laws across the United States.

For instance, Utah has a BAC (Blood Alcohol Content) limit of 0.05, lower than any other state.

The table below provides the basics of Utah’s DUI laws.

Name for OffenseDriving Under the Influence (DUI)
BAC Limit0.05
High BAC Limit0.16
Criminal Status1st-2nd class B misdemeanors
3rd+ in 10 years third degree felonies
Look Back Period10 years

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And the following table provides the strict penalties for DUI conviction in Utah.

1st Offense120 days. 2 years alcohol restricted driving privilegesMinimum 48 consecutive hours OR 48 hours community service OR home confinement$1,310 minimumIID 18 months
2nd Offense2 years. 10 years alcohol restricted driving privilegeMinimum 240 consecutive hours OR 240 hours community service OR home confinement$1,560 minimumNA
3rd Offense2 years. Alcohol restricted driving privilege for life62 days up to 5 years$2,850 up to $5000IID 18 months

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The video below offers some great information about how alcohol can affect your body.

Marijuana-Impaired Driving Laws

Utah law has a zero-tolerance legal policy for THC and metabolites. Drive high in The Salt Lake State and you face the same penalties applicable for driving under the influence of alcohol.

Distracted Driving Laws

Utah has an all-encompassing ban on texting while driving. Utahns under the age of 18 are banned from using any type of hand-held device.

You should know: Utah’s texting ban is primarily enforced, meaning a police officer can pull you over for no other reason than sending a text.

Your text or hand-held phone call can wait in the Ocean State.

What do you need to know about driving safely in Utah?

Now that you’ve learned some of the basic rules of the road in the great state of Utah, let’s look at some key driver safety statistics.

How bad is vehicle theft in Utah?

The Federal Bureau of Investigation (FBI) tracks vehicle theft in all states and reports that in 2016, 1,930 cars were stolen in Salt Lake City alone. But you might also want to know what vehicles are stolen the most in the Beehive State.

The table below shows the top ten most-stolen cars in Utah for 2016 by make, model, and model year.

Honda Accord1997938
Honda Civic1998915
Subaru Legacy1996262
Ford Pickup (Full Size)2006238
Chevrolet Pickup (Full Size)2004225
Dodge Pickup (Full Size)2012117
Subaru Impreza1997106
Acura Integra1995103
Jeep Cherokee/Grand Cherokee1996102
Nissan Altima199797

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It’s a sad question to ask, but how many people die on Utah’s roads?

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How many road fatalities are there in Utah?

According to Utah’s Department of Safety, 273 people were killed on Utah roadways in 2017. In the sections below, we’ll take a closer look at the types and causes of these fatalities.

Most fatal highway in Utah

GeoTab reports that U.S. Route 89 is the most fatal highway in Utah. Route 89 basically splits the state in half, running north to south through several national parks.

Fatal Crashes by Weather and Light Conditions

We’ve already discussed how Utah gets a lot of snow. This extreme snowfall can be beautiful, sure, but it can also become deadly.

Light and weather conditions are a key factor for crashes on Utah’s roadways. The table below provides the number of fatal crashes based on weather and light conditions across Utah in 2017.


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Fatalities (All Crashes) Five-Year Trend for the Top Ten Counties

More people often means more roadway fatalities.

The table below provides the number of crash fatalities for Utah’s ten biggest counties from 2014 to 2018, according to the National Highway Transportation Safety Administration.

Salt Lake County6676696967
Utah County2439312541
Davis County1111271119
Weber County1621191519
Wasatch County5971012
Cache County124122110
Tooele County15142099
Washington County181715159
Box Elder County131610128
Kane County35218

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Fatalities by Passenger Type

What kind of vehicles are Utahns riding in or driving when they’re in a deadly car crash? The table below shows fatalities by passenger type from 2013 to 2017.

PERSON TYPE20132014201520162017
Passenger Car6989958589
Light Truck - Pickup4027383832
Light Truck - Utility2429304341
Light Truck - Van7111285
Light Truck - Other00002
Large Truck54648
Other/Unknown Occupants557187
Total Occupants152165188196185
Total Motorcyclists3145364139
Bicyclist and Other Cyclist69556
Other/Unknown Nonoccupants35241
Total Nonoccupants3746544449

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Fatalities by Crash Type

Similarly, how many vehicles are involved in deadly crashes across the Beehive State? And what causes these crashes? The table below shows the number of vehicle fatalities in Utah by crash type from 2013 to 2017.

CRASH TYPE20132014201520162017
Single Vehicle141146150161146
Involving a Large Truck2018392036
Involving Speeding7590647278
Involving a Rollover7980829379
Involving a Roadway Departure126128118137142
Involving an Intersection (or Intersection Related)3672627858
Total Fatalities (All Crashes)220256278281273

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Fatalities Involving Speeding by County

The following table illustrates the 2014-2018 statistics on fatalities caused by speeding in Utah by county according to the National Highway Transportation Safety Administration.

Beaver County11010
Box Elder County16323
Cache County40451
Carbon County33201
Daggett County00101
Davis County42742
Duchesne County30002
Emery County20202
Garfield County20202
Grand County11160
Iron County12102
Juab County00240
Kane County00002
Millard County01143
Morgan County31132
Piute County00000
Rich County10012
Salt Lake County2316131723
San Juan County70131
Sanpete County01220
Sevier County00000
Summit County01301
Tooele County66513
Uintah County62261
Utah County1096510
Wasatch County23161
Washington County67672
Wayne County00000
Weber County42653
Wasatch County23161
Washington County67672
Wayne County00000
Weber County42653

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Fatalities in Crashes Involving an Alcohol-Impaired Driver by County

Drunk driving is one of the most avoidable causes of road fatalities.

This table offers the 2014-2018 statistics on crash fatalities involving an alcohol-impaired driver in Utah by county according to the National Highway Transportation Safety Administration.

Beaver County00000
Box Elder County22241
Cache County20111
Carbon County21111
Daggett County00010
Davis County21526
Duchesne County20000
Emery County02221
Garfield County00102
Grand County03031
Iron County00001
Juab County00120
Kane County10202
Millard County24101
Morgan County00002
Piute County00100
Rich County10012
Salt Lake County2413112119
San Juan County13531
Sanpete County00110
Sevier County00100
Summit County03200
Tooele County41603
Uintah County52032
Utah County35546
Wasatch County01017
Washington County22321
Wayne County01000
Weber County33220

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Salt Lake County — home of the urban center of Salt Lake City and many of the state’s major institutions — leads the state in both alcohol-impaired and speeding fatalities.

Teen Drinking and Driving

On average, teen drinking and driving is less of a problem in Utah than it is across the United States.

Whereas America has a national average of 1.2 teen deaths from drunk driving per 100,000 people, the rate is only 0.5 underage alcohol-related deaths per 100,000 people in Utah.

The state ranks third-best in the nation for its low number of teen drinking and driving arrests.

EMS Response Time

EMS response time is largely dependent on whether a crash happens in an urban or rural area.

This table shows the average EMS response time for urban and rural areas of Utah, from time of the crash to EMS notification, to time of the crash to hospital arrival.

Rural5.44 minutes19.48 minutes40.13 minutes59.19 minutes107
Urban3.46 minutes6.64 minutes25.78 minutes36.35 minutes152

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What do you need to know about transportation in Utah?

If you call Utah home, you likely live in a household with two or more vehicles, drive alone to work, and have an average commute time of 20.5 minutes each way.

Car Ownership

According to DataUSA, 38.6 percent of Utah’s households own two cars. 13.7 percent own one vehicle, and 25.2 percent own three.

Commute Time

DataUSA also reports that Utahns have an average commute of 20.5 minutes each way, well below the national average of 25.5 minutes.

Commuter Transportation

According to DataUSA, “in 2017, the most common method of travel for workers in Utah was Drove Alone (76.1%), followed by those who Carpooled (10.7%) and those who Worked At Home (6.81%).”

Public transit is fairly popular in Salt Lake City, but not in other parts of the state.

Traffic Congestion

Here’s some good news: none of Utah’s cities are listed on the INRIX’s scorecard for global traffic.

We hope this guide has helped you learn more about your liabilities as a driver in the great state of Utah, the Beehive State, the Salt Lake State.

Which part was the most helpful? Was there something we’ve left out? Just let us know.

Simply by entering your ZIP code below, you can take the next step in getting the best auto insurance quotes for Utah, the beautiful Salt Lake State.

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  14. https://dld.utah.gov/wp-content/uploads/sites/17/2019/06/Driver-License-Application.pdf
  15. https://dld.utah.gov/driver-education/
  16. https://secure.utah.gov/account/login.html
  17. http://site.utah.gov/dps-driver/required-documentation/
  18. https://site.utah.gov/dps-driver/eye-vision-test/
  19. https://dld.utah.gov/written-knowledge-test/
  20. https://dld.utah.gov/driving-skills-test/
  21. https://stgeorgeutahattorneys.com/fault-and-no-fault-car-accidents-understanding-utahs-liability-laws/
  22. https://highwaysafety.utah.gov/seat-belts-and-car-seats/car-seat-safety/
  23. https://site.utah.gov/dps-highwaysafe/wp-content/uploads/sites/22/2018/10/Is-Your-Child-Safe-Oct-18.pdf
  24. https://stgeorgeutahattorneys.com/utah-law-safe-lane-travel/
  25. https://le.utah.gov/xcode/Title41/Chapter6A/41-6a-S904.html?v=C41-6a-S904_2016051020160510
  26. https://www.nolo.com/legal-encyclopedia/i-was-hit-by-an-uber-or-lyft-driver-what-now.html
  27. https://www.iihs.org/topics/advanced-driver-assistance#automation
  28. https://www.responsibility.org/alcohol-statistics/state-map/state/utah/
  29. https://www.responsibility.org/alcohol-statistics/state-map/state/utah/issue/marijuana-drug-impaired-driving-laws/
  30. https://ucr.fbi.gov/crime-in-the-u.s/2016/crime-in-the-u.s.-2016/tables/table-6/table-6-state-cuts/utah.xls
  31. https://site.utah.gov/dps-highwaysafe/wp-content/uploads/sites/22/2019/01/2017FatalCrashSummary-revised-01-25-2019.pdf
  32. https://www.geotab.com/the-most-dangerous-highways-in-america/
  33. https://cdan.dot.gov/
  34. https://datausa.io/profile/geo/utah#num_vehicles
  35. https://datausa.io/profile/geo/utah#commute_time
  36. https://datausa.io/profile/geo/utah#mode_transport
  37. https://inrix.com/scorecard/


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