Noblr Car Insurance Review for 2025 [See How Much You Can Save]

Low-mileage drivers who qualify for USAA policies should explore our Noblr car insurance review to see if this pay-per-mile company is a good fit.

Noblr is a pay-as-you-go car insurance option that offers to help low-mileage drivers save money. Noblr car insurance costs are generally low, but it lacks popular coverage options like gap insurance.

Noblr Car Insurance Rating

Rating Criteria
Insurance Rating	3.4
Business Reviews	3
Claim Processing	4.5
Company Reputation	4
Coverage Availability	2
Coverage Value	3.5
Customer Satisfaction	2.5
Digital Experience	4
Discounts Available	3
Insurance Cost	3.9
Plan Personalization	4
Policy Options	2.8
Savings Potential	3.6

If you’re not interested in Noblr pay-as-you-go insurance, check out our USAA car insurance review to see if it’s the right company for you.  Or enter your ZIP code into our free comparison tool to find the lowest-priced coverage near you.

Noblr Car Insurance Rates

Noblr is a type of pay-per-mile car insurance option meant for safe drivers who drive between 6,000 and 8,000 miles annually.

Its parent company, USAA, is known for being one of the most affordable coverage options on the market for military car insurance, and those low costs apply to Noblr. Although car insurance rates by state can vary significantly, you can see how much you might pay for a Noblr policy below.

Noblr Car Insurance Monthly Rates by Coverage Level, Age, & Gender

Of course, there are a variety of factors that affect car insurance rates besides your age and gender. Insurance companies look at things like your credit score, what type of car you drive, and even your marital status.

One of the most important factors is your driving record. Drivers with a clean record can pay half of what people with accidents, speeding tickets, and other violations. To see what Noblr car insurance rates might look like for you based on your driving record, check the table below.

While Noblr auto insurance quotes are generally affordable, you should still compare rates with multiple companies before you decide where to buy a policy. If you skip this crucial step, you’ll likely overpay for your insurance.

Noblr Car Insurance Rates Compared With Top Competitors

Noblr car insurance quotes are usually on the cheaper side, making it one of the best combinations of car insurance and telematics. However, you should always compare rates before making a decision.

Compare Noblr car insurance rates with other top pay-per-mile options below to get a better idea of which company best matches your budget.

Noblr Car Insurance Monthly Rates vs. Top Competitors by Age & Gender

Insurance Company	Age: 45 Female	Age: 45 Male
	$162	$160
	$135	$137
	$125	$128
	$113	$115
	$224	$231
	$44	$43

As you can see, Noblr is one of the most affordable pay-per-mile options on the market. Unlike other pay-as-you-go companies, however, getting a quote requires a bit more work. Since Noblr and USAA are linked, you’ll need to be a USAA policyholder before you can get Noblr quotes.

So long as you’re a USAA customer, you’ll follow the same steps to get a personalized quote as you would anywhere else. You can visit the USAA pay-as-you-drive website and fill out the request form for a personalized quote.

You’ll need to fill out forms with as many companies as possible to compare quotes. Alternatively, you can use an online quote-generating tool to compare multiple rates at once.

Noblr Car Insurance Options

Compared to other providers, Noblr doesn’t offer a very long list of coverage options. When you shop at Noblr, you’ll have the following coverage options:

• Liability: Property damage and bodily injury liability coverage pays for damages and injuries you cause in an at-fault accident.
• Comprehensive: Comprehensive insurance covers damage to your car from events like floods, fires, theft, vandalism, animals, and falling objects.
• Collision: You’ll need collision insurance if you want help with your car repairs after an accident, no matter who was at fault.
• Personal Injury Protection/Medical Payments: These coverages pay medical expenses after an accident for you and your passengers.
• Rental Car Reimbursement: If your vehicle is stuck at the mechanic’s after a covered event, Noblr will cover your rental car fees.

While it sells everything you need for either minimum insurance or a full coverage policy, Noblr doesn’t have nearly as many policy options as some of its pay-per-mile competitors.

Car insurance can cover many other types of damage to your vehicle. If you want better protection for your vehicle, Noblr pay-per-mile insurance may not be the best option for you.

Noblr Car Insurance Discounts

Discounts are one of the best ways to reduce your car insurance costs, and most companies offer a variety of discount options. In the case of Noblr, USAA acquired Noblr to provide affordable UBI coverage to its customers.

USAA is pleased to announce that we finalized the acquisition of insurtech company Noblr, to offer usage-based insurance (UBI) to our members as soon as possible. We remain committed to providing our members with more competitive options when it comes to their auto policies. pic.twitter.com/qjcM3e5iVA

— USAA (@USAA) September 30, 2021

Keeping that in mind, Noblr doesn’t offer other discounts. Instead, you’ll get affordable coverage based on your driving habits.

Noblr Car Insurance Customer Reviews

Noblr auto insurance reviews are usually mixed. For customers looking for a bare-bones policy for the cheapest rates possible, Noblr is a great option. For people looking for a more robust policy, Noblr may not be the greatest choice.

Many drivers are shocked to see how much they could save by switching from USAA to Noblr. The Reddit user below is so shocked by the potential savings that they had to see if anyone else has had a similar experience.

Opinions on USAA Pay As You Drive?
byu/ComfortableChair4518 inUSAA

As you can see, switching to Noblr may save this Reddit user over 50% of what they were paying with USAA. Noblr insurance reviews often point out problems with the claims process, but the potential to save so much often makes Noblr an attractive insurance option.

Noblr Car Insurance Business Reviews

One of the easiest ways to judge an insurance company is to look at third-party ratings. Noblr enjoys excellent reviews thanks to its parent company, USAA.

Check the table below to see how Noblr and USAA car insurance rank in the eyes of third-party rating companies.

Noblr Car Insurance Business Ratings & Consumer Reviews

Agency
	Score: 820/1000 Above Avg. Satisfaction
	Score: A- Excellent Financial Strength
	Score: 78/100 Positive Customer Feedback
	Score: 1.5 Low Complaint Level
	Score: A Excellent Financial Strength

Thanks to these excellent ratings, Noblr and its parent company, USAA, are some of the best car insurance companies on the market.

Noblr Car Insurance Pros and Cons

Looking at the pros and cons of Noblr pay-as-you-drive insurance can help you determine if it might be right for you. When you shop with Noblr, you get access to the following benefits:

• Affordable Rates: Noblr auto insurance costs are based on how much you drive, meaning you can get very low rates if you don’t drive much.
• Backed by USAA: USAA is one of the best car insurance companies in the country. You can expect the same excellence from Noblr.
• Easy App: Noblr pay-as-you-go insurance policies are easy to manage thanks to its excellent mobile app.

Like all insurance companies, Noblr isn’t without faults. Before signing up, you should be aware of the following disadvantages:

• Eligibility Requirements: Only active or retired military members and their immediate families are eligible for USAA membership, which is required for a Noblr policy.
• Limited Coverage: Despite the different types of car insurance available from most major companies, Noblr only offers a few types.

At the end of the day, the only way to know if an insurance company is right for you is to read through reviews and compare quotes. If you only use the pros and cons of a company, you’ll likely miss vital information.

Get Noblr Car Insurance Quotes Today

When you’re buying car insurance, learning how to find the best policy is crucial in getting affordable rates. Noblr is an excellent option for low-mileage drivers as long as they meet USAA’s military requirements for membership.

When you’re ready to buy a policy, comparing quotes is the most important step. Enter your ZIP code into our free comparison tool to see low-mileage options in your area.