Best Car Insurance for a Nissan GT-R (2022)
The average cost of car insurance for a Nissan GT-R is $1,920 annually or $160 a month. Nissan GT-R insurance ranges from $64 to $585 a month. Quoted rates vary based on their age, location, and other risk factors. Quote comparisons are essential for finding the right Nissan GT-R car insurance policy, especially for young drivers.
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UPDATED: Mar 25, 2022
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- The average cost of Nissan GT-R insurance is $160 per month and $1,920 per year
- People with lower amounts of coverage and lower risk factors pay less for insurance, while people with total coverage and higher risk factors pay more
- Younger drivers are more likely to cause accidents and pay higher rates
From receiving different quotes to understanding what kinds of insurance your state requires, looking for a new car insurance policy can be overwhelming. If you just purchased a Nissan GT-R or you’re unsatisfied with your current Nissan GT-R insurance, purchasing a policy is legally and financially crucial.
The process of purchasing insurance is much smoother once you learn why you’re receiving varying quotes. We’ll help you understand why the average Nissan GT-R insurance cost is $1,920 per year and why your quoted rates may be higher or lower than that average. We’ll also take a careful look at the relationship between age and insurance rates.
How much does car insurance cost for a Nissan GT-R?
The average car owner pays $160 per month or $1,920 per year for Nissan GT-R insurance. These rates are higher than for cheaper Nissan models such as the Nissan Versa or Sentra. Because Nissan GT-Rs have luxury features such as wheels made out of high-quality alloys and Nissan’s new Brembo brakes, repairs and restorations are complicated and expensive. By agreeing to assist with your car’s repairs when you cause accidents, your insurance company is taking on a significant risk with your new Nissan GT-R.
The lowest total rates are for drivers who qualify for their insurance companies’ discounts, and they can pay as little as $1,128 per year for their Nissan GT-R car insurance. People who only pay for liability insurance pay even less, averaging $64 per month and $769 per year. Liability-only plans cover damage that you cause to other people and their cars. They do not cover the cost of fixing your vehicle or any surgeries or physical therapy you need after an auto accident.
The highest rates are for teenage drivers, who should plan on spending at least $7,018 per year on insurance. People who have caused many accidents in the past or have lots of points on their licenses also pay high rates, around $4,090 per year.
The following table summarizes the average rates for common insurance applicant categories.
|Factor||Average Monthly Insurance Rate|
|History of accidents||$341|
Keep in mind that these factors can overlap and interact. For example, a teenager who qualifies for several discounts and sets high deductibles may pay less than a 40-year-old with a history of moving violations.
Factors That Affect Nissan GT-R Insurance Rates
These rates for Nissan GT-R insurance are all averages. Your own quotes may be very different depending on your risk factors. For example, your age plays a big role in determining your risk. Generally, the older you are, the less you pay.
The age of your car is also a key part of answering the question, “How much is insurance for a Nissan GT-R?” The newer your model, the higher your rates. For example, the average monthly cost of total coverage for a 2010 Nissan GT-R is $123. That figure jumps to $160 per month for a 2017 Nissan GT-R.
One of the top factors that affect the price of car insurance is your location. Urban drivers usually pay more for car insurance than rural ones. Also, if you live in or commute to a city that has lots of accidents, your rates will be higher than if you lived in a safer city. For example, the average monthly rates for Nissan GT-Rs are $136 in Indianapolis, IN, and $253 in New York, NY.
Regardless of how these factors influence your insurance quotes, ask the companies that you’re applying to about their discounts:
- Student status. Some companies offer lower rates for students with high GPAs or clean disciplinary records.
- Good driving records. People who haven’t gotten into accidents before are less likely to cause accidents in the future.
- Infrequent travel. The less time that drivers spend on the road, the fewer chances they have of causing accidents.
If you don’t currently qualify for any of these discounts, sign up for a driver’s education refresher course or a defensive driving class.
The Importance of Quote Comparisons for Nissan GT-R Insurance
When you’re purchasing a new insurance policy, it’s essential that you compare different quotes. If you don’t know how to compare different offers for your Nissan GT-R insurance cost, use our free quote tool to see an estimate. Then, fill out a few companies’ applications to determine how they assess your risk status and whether you qualify for their discounts.
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Nissan GT-R Insurance Rates by Age
As the following table demonstrates, people who are 60 or older pay $442 less per month than teenagers for Nissan GT-R car insurance.
|Age||Average Monthly Insurance Rates|
|60 or older||$143|
People in their 20s also pay significantly more than people who are 30 and older. Past the age of 30, average rates continue to decrease with age, but the changes are much less dramatic.
If you’re wondering why young drivers’ auto insurance costs more, it’s because teenagers are more likely to get in accidents. They often drive dangerously when they’re in the car with friends, and they’re also less accustomed to handling the stress of driving.
Determining Which Nissan GT-R Insurance Policy Is Right for You
No two insurance quotes are the same because every insurance company assesses your risk differently. By learning how your age, car’s age, location, and qualifications for discounts affect your quoted rates for Nissan GT-R insurance, it’s easier to make an informed decision about the right policy for you.