Best Car Insurance for a Chevrolet Blazer (2022)
Chevrolet Blazer insurance costs drivers an average of $1,516 per year, but rates vary based on several factors, such as driver and vehicle ages, vehicle safety features, driver residence, driving record, and credit rating. Shopping around for the best Chevy Blazer insurance rates and utilizing discounts can reduce coverage costs.
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UPDATED: Mar 25, 2022
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- The average cost for Chevrolet Blazer insurance is $1,516 per year or $126 a month, but your rates may be higher or lower
- Insurance companies use various factors to determine rates, including driver location, age, credit history, and discount eligibility and vehicle make, model, and year
- Age is a significant determinant of Chevy Blazer car insurance costs, with younger drivers paying significantly higher rates
Your Blazer is a solid vehicle with a smooth ride, but now you need Chevrolet Blazer insurance that performs as well as your car at reasonable rates. Tracking down the right coverage for you can be a complex process. We’re here to make it easier for you with our guide to finding the best insurance.
In this guide, we provide you with a rundown of how much people pay on average for their Chevrolet Blazer insurance. We also discuss the factors that impact individual insurance rates. By the time you finish reading, you should have the knowledge and tools you need to make an informed decision about your coverage.
How much does it cost for Chevrolet Blazer insurance?
Though insurance rates vary widely across companies, policies, and individuals, knowing the average Chevy Blazer insurance rates gives you an idea about what to expect when you start comparing rates. We’ve researched the average costs for different groups of drivers in the U.S., breaking it down into the following categories and rates:
- For teen drivers, the average annual rates are $5,541.
- Drivers who fall into the high-risk category pay $3,229 per year.
- Those who choose low deductibles for their policies pay around $1,908 annually.
- The average rates for all drivers are $1,516 per year.
- The average Chevrolet Blazer insurance cost for drivers who set high deductibles is $1,307 annually.
- Drivers who qualify for discounts pay approximately $891 every year.
Remember, these are average rates, and what you pay may be higher or lower. Shopping around is essential. When you know how to compare rates and policies, you can find coverage that meets your needs from a company that offers reasonable rates.
Factors That Affect Chevrolet Blazer Insurance Rates
Insurance companies use multiple factors to determine what each individual pays for insurance. You often have little to no control over where you fall for some of the determinants they use, including the following:
- Your age. How old you are is one of the biggest factors impacting your rates, and the only thing you can do to change it is to wait it out.
- Your location. While you can change your location, most people won’t take such drastic measures to lower their rates. Urban areas tend to have higher rates than rural addresses, and rates vary within and across states.
- Company adjustments. Often, companies adjust their rates in any given year. You don’t usually know why, but you notice a difference when renewing your policy.
Insurance companies consider numerous other factors that affect the price of insurance for Chevrolet Blazers that you do have some control over. You can take action that affects your rates now or in the future. These determinants include:
- Vehicle age. If you have yet to purchase your Chevy Blazer, you can choose to buy a used car versus a new one to lower your rates. In general, older vehicles of the same make and model cost less to insure because car value drops over time.
- Vehicle safety. You can choose a vehicle with safety features and a higher safety rating to reduce your rates. The Chevrolet Blazer gets an overall 5-star rating from the National Highway Traffic Safety Administration and comes outfitted with numerous safety features.
- Your driving record. If you have moving violations or accidents on your record, you can expect to pay higher rates. The more dings you have, the higher your rates. You can lower your rates over time by maintaining a clean driving record.
- Your credit score. Unless you live in California, Hawaii, Massachusetts, Michigan, or Washington, insurance companies can use your credit score to help them determine your rates. Improving your score can lower your rates.
- Discount eligibility. Insurance companies almost always offer discounts for student drivers, safe drivers, good grades, multivehicle, multipolicy, pay-in-full, and paperless billing. Taking advantage of discounts can reduce your rates substantially.
Though most insurance companies use the same factors to establish your insurance rates, they don’t all come to the same final figure. It’s essential to shop around if you want to find the company that offers you the best rates for the coverage you need.
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Chevrolet Blazer Insurance Rates by Age
Age is one of the primary determinants insurance companies use to set rates. The impact on how much younger drivers pay for coverage is substantial. Younger drivers pay significantly higher rates than older drivers. The average cost to insure a teenager is $5,541 per year for a Chevy Blazer, and those in their 20s pay around $3,347 annually.
Once drivers hit their 30s, rates drop every decade but not as much as they did up to this point. Drivers in their 30s pay an average of $1,583 per year. Those in their 40s can expect rates of around $1,516 annually. When drivers hit their 50s, they spend approximately $1,383 every year, while those in their 60s pay annual rates of $1,354. Though it can be tough to swallow those higher rates for younger drivers, it may help to understand why auto insurance costs more for young drivers.
Find the Right Chevrolet Blazer Insurance for You
Ranging from $809 to over $5,500 per year, getting the Chevrolet Blazer insurance that meets your needs at a reasonable cost can be a challenge. Having the right information and tools to compare rates and take advantage of discounts can help you get the best Chevy Blazer car insurance. Are you ready to see what insurance companies have to offer you?