Trumbull Insurance Company Review (2025)

Anything can happen when you’re out on the road, so it’s imperative to have good insurance. Drivers looking for full coverage insurance can turn to Trumbull Insurance Company for coverage. Trumbull Insurance Company may only write car insurance policies in a few states, but you can rest assured that you will have the coverage you need to stay safe whenever you’re out on the road.

Keep reading to learn where this insurance company provides coverage, what kind of coverage Trumbull Insurance Company offers drivers, and how you can save money on your rates.

As you read through this Trumbull Insurance Company review, you can start to compare insurance quotes. Enter your ZIP code to receive free quotes right away.

What is Trumbull Insurance Company?

Trumbull Insurance Company is a subsidiary of The Hartford Financial Services Group. This relationship between the two companies means that if you searched for the Trumbull Insurance Company website, you would be redirected to The Hartford website.

Trumbull Insurance Company underwrites The Hartford’s car insurance policies for drivers in these states:

• Michigan
• Minnesota
• Pennsylvania

Now, The Hartford partners with AARP, so you will have to be an AARP member to purchase a Trumbull Insurance Company policy through The Hartford.

If you have any questions about your car insurance, you can reach out to your Trumbull Insurance Company contact for assistance. However, since The Hartford owns Trumbull Insurance, you won’t have to worry about digging up the Trumbull Insurance Company address or the Trumbull Insurance Company phone number. Instead, you can simply call The Hartford’s auto service line at 800-423-6789 if you have any concerns or questions regarding your policy.

Drivers trying to find Trumbull Insurance Company’s claims address or phone number will be directed to file a claim over the phone with an AARP claims representative. No address is given for that entity’s claims department on its website. You can file your Trumbull Insurance Company claims by calling 877-805-9918.

Is Trumbull Insurance Company highly rated?

Through its association with The Hartford, Trumbull Insurance Company has an A+ rating from the Better Business Bureau (BBB) and an A+ rating from A.M. Best. These high ratings are great signs that not only will you receive excellent customer service but that the insurance company has the financial backing to pay out any claims that you file. You can see below how Trumbull Insurance Company’s financial standings compare to other major insurance companies:

When shopping for insurance, requesting quotes from at least three financially strong companies is a great way to determine if you are getting the best deal. Then, when you have quotes in front of you, you can compare the benefits of each one and see which insurance company can get you the most coverage at the best rates.

What coverages does Trumbull Insurance Company offer?

When you purchase a car insurance policy through Trumbull Insurance Company, you’ll be able to purchase traditional liability-only or full coverage as well as some optional coverages, which include:

• GAP insurance
• Rental car reimbursement coverage
• Rental car insurance

It’s important to note that rental car reimbursement and rental car insurance aren’t the same things. With rental car reimbursement coverage, you can receive funds to help you cover the costs of renting a car if your regular vehicle is getting repairs. On the other hand, rental car insurance insulates you from facing financial repercussions if your rental car takes on damage while under your possession.

Does Trumbull Insurance Company offer competitive rates?

While you can request a quote online through The Hartford website if you want car insurance in one of Trumbull Insurance Company’s underwritten states, The Hartford doesn’t provide sample rates for the public. You can, however, use this list to discover the average rate of car insurance in your state:

Car Insurance Monthly Rates by State

Rates will vary from one driver to another because every insurance company runs applications through an underwriting process. After this process analyzes your driving history, credit score, and more, you are given a unique rate.

Does Trumbull Insurance Company offer discounts?

 After an accident your rates may increase, but you can use discounts to keep your rates at a reasonable level. You can gain access to quite a few discounts when you purchase a car insurance policy through Trumbull Insurance Company. These discounts include:

• Safety features
• Vehicle fuel type
• Driver training
• Defensive driver
• Home and auto bundle
• Paid-in-full

Another excellent way to save money on your car insurance is to follow safe driving practices. If you work to regularly follow the speed limit, avoid running red lights, and follow the rules of the road when driving through construction zones, you can increase your chances of getting home safely and reduce your chances of getting into an accident.

What You Need to Know About Trumbull Insurance Company

Since The Hartford owns it, you can trust that Trumbull Insurance Company will have the financial strength to pay out any claim you file. You can get adequate insurance coverage from Trumbull Insurance Company as well as additional features for an extra fee if you want to possess the maximum amount of protection available.

Trumbull Insurance Company only writes car insurance in three states, though, so if you are outside of its coverage areas, you can shop online to find the best insurance company for you.

Now that you’ve concluded this review of Trumbull Insurance Company, you can enter your ZIP code to start comparing free insurance quotes from car insurance companies near you.