Mile Auto Insurance Review for 2024 [See How They Stack Up]

In this Mile Auto insurance review, you’ll discover why this pay-per-mile provider stands out for low-mileage drivers seeking flexible and affordable coverage.

Mile Auto offers a unique, user-friendly approach without relying on invasive tracking devices. This insurance is ideal for drivers who prioritize simplicity and savings.

Mile Auto Insurance Ratings

Rating Criteria
Overall Score	3.3
Business Reviews	4.0
Claim Processing	4.5
Company Reputation	4.0
Coverage Availability	1.8
Coverage Value	3.8
Customer Satisfaction	2.2
Digital Experience	3.5
Discounts Available	0.7
Insurance Cost	3.9
Plan Personalization	3.0
Policy Options	2.8
Savings Potential	2.8

The different types of car insurance coverage are an important factor to consider when comparing options. Keep reading to see how it compares to traditional policies and how its customizable model gives drivers full control over their coverage costs.

Comparing quotes is the easiest way to find affordable car insurance. Simply enter your ZIP code above into our free comparison tool to see rates in your area.

Comparing Coverage Levels in Mile Auto Rates

This section provides an overview of how Mile Auto’s premiums differ by various factors that affect the price of car insurance, such as age and gender. The table demonstrates key shifts in pricing between younger and older groups, as well as the impact of coverage level.

Mile Car Insurance Monthly Rates by Coverage Level, Age, & Gender

Costs for Mile Auto plans fluctuate substantially based on the driver’s age and gender, with younger male drivers typically facing steeper premiums for both basic and comprehensive coverage. For instance, a 16-year-old male spends $203 for basic coverage, while a 45-year-old male pays just $44.

Additionally, full coverage premiums show similar patterns, with younger individuals, especially males, tending to pay more. Females usually benefit from slightly lower rates than their male counterparts, though these disparities narrow as drivers age. These pricing differences illustrate how factors like age and gender significantly influence insurance expenses.

This data makes it clear that age and gender play major roles in determining the cost of Mile Auto insurance, especially between different coverage tiers. Understanding these factors helps drivers better anticipate their premiums.

Drivers with incidents like accidents or DUIs see higher rates, such as $115 for minimum coverage with a DUI compared to $44 for those with clean records. Full coverage shows similar patterns, where even a single ticket results in a higher premium than drivers without infractions. These shifts in pricing emphasize the importance of maintaining a clean driving record to minimize insurance costs.

Comparing Mile Auto and Leading Insurance Providers

This comparison highlights how Mile Auto’s monthly rates differ from those of major competitors based on age and gender. The data reflects the variations in premiums for drivers of different ages, showing how Mile Auto measures up against companies like Allstate, Geico, and State Farm.

Mile Auto Car Insurance Monthly Rates vs. Top Competitors by Age & Gender

Insurance Company	Age: 18 Female	Age: 18 Male	Age: 30 Female	Age: 30 Male	Age: 45 Female	Age: 45 Male	Age: 60 Female	Age: 60 Male
	$448	$519	$168	$176	$162	$160	$150	$154
	$220	$254	$90	$87	$80	$80	$73	$74
	$626	$626	$174	$200	$171	$174	$148	$159
	$215	$240	$95	$100	$88	$92	$80	$84
	$522	$626	$174	$200	$171	$174	$148	$159
	$591	$662	$131	$136	$105	$112	$92	$95
	$229	$284	$94	$103	$86	$86	$76	$76
	$530	$740	$99	$108	$98	$99	$89	$90

Mile Auto consistently offers competitive rates, particularly for older drivers, while younger drivers tend to pay higher premiums across most insurers. This table emphasizes the importance of considering both age and gender when evaluating car insurance options. See more details in our guide titled, “Benefits of Teaching Your Teen to Drive.”

With the Mile app, drivers can simplify their insurance management while maximizing savings. Its intuitive interface and real-time tracking make it a valuable tool for those who want flexible and affordable car insurance without the hassle.

Mile Auto’s Affordable Rates Across Different Records

The data shows that Mile Auto insurance offers some of the most affordable rates, especially for drivers with a clean record or minor violations, with premiums starting as low as $70. Comparatively, companies like Progressive and Liberty Mutual have much higher premiums, particularly for drivers with a DUI or accident history.

For instance, Progressive charges $313 for a driver with a DUI, whereas Mile Auto remains considerably lower at $130. This clear disparity among insurers highlights how different companies penalize traffic violations differently. Understanding these variations can help drivers find better deals and manage their premiums based on their driving history.

Mile Auto Car Insurance Monthly Rates by Provider & Driving Record

Insurance Company	Clean Record	One Ticket	One Accident	One DUI
	$86	$108	$133	$148
	$117	$136	$176	$194
	$139	$173	$198	$193
	$70	$85	$110	$130
	$80	$106	$132	$216
	$174	$212	$234	$313
	$115	$137	$161	$237
	$105	$140	$186	$140

By analyzing these rates, it becomes clear that driving records significantly influence premiums, with Mile Auto maintaining competitive pricing for all driver profiles. Choosing the right provider based on your driving history could lead to substantial savings. Deepen your understanding by reading our guide titled, “How much is a ticket for driving without a license?”

Mile Auto Usage-Based Insurance and Coverage Options

Mile Auto car insurance offers a wide array of coverage options, including usage-based insurance designed for drivers who want more control over their premiums. From collision and comprehensive plans to uninsured motorists and roadside assistance, these coverage types ensure that drivers are prepared for both common and unexpected situations.

Mile Auto’s insurance plans, including usage-based insurance, cover everything from vehicle damage and medical payments to rental reimbursements and roadside help. With options for every driver, these plans can be combined to create a full coverage package or selected individually for more focused protection. Unlock details in our guide titled, “If my car breaks down, will insurance cover a rental?”

Mile Auto Car Insurance Coverage Options

Mile Auto’s comprehensive range of coverage options, including its usage-based insurance, gives drivers the flexibility to choose protection that best fits their needs. Whether you need basic liability or full coverage, their offerings provide peace of mind on the road.

Mile Auto’s Financial Strength and Stability

This table showcases various ratings that highlight Mile Auto’s performance in key business insurance categories. From customer satisfaction to financial stability, the ratings reflect the company’s overall reliability and service quality. Learn more in our guide titled, “Cheapest Car Insurance Companies.”

Mile Auto Business Insurance Ratings

Agency
	Score: 842 / 1,000 Avg. Satisfaction
	Score: A Excellent Business Practices
	Score: 72/100 Good Customer Feedback
	Score: 1.02 Avg. Complaints
	Score: A Excellent Financial Strength

Mile Auto Discounts for Low Mileage and Safe Drivers

Mile Auto UBI coverage offers a variety of discounts that help drivers save significantly based on driving habits, safety records, and policy choices. From low-mileage incentives to safe driving rewards, these discounts cater to both careful drivers and those with multiple vehicles or policies.

Mile Auto Car Insurance Discounts

Mile Auto’s discount program allows drivers to maximize their savings through responsible habits and bundling opportunities. With options like claim-free savings or enrolling in paperless billing, drivers can reduce their premiums while still enjoying full coverage benefits. Unlock details in our article called, “Where can I get cheap full coverage car insurance?”

Explore your car insurance options by entering your ZIP code below and finding which companies have the lowest rates.