Integon Insurance Review (2025)

Integon Insurance writes policies for National General Insurance, and the financial ratings of its holding company are quite high. The Better Business Bureau also gave National General Insurance an A+. On average, a policy written by Integon Insurance costs $1,806/year, and drivers can request quotes or file claims online.

UPDATED: Jan 9, 2025Fact Checked

Tonya Sisler

Content Team Lead

Tonya Sisler has been a technical insurance writer for over five years. She uses her extensive insurance and finance knowledge to write informative articles that answer readers' top questions. Her mission is to provide readers with timely, accurate information that allows them to determine their insurance needs and choose the best coverage.  Tonya currently leads a team of 10 insurance copywri...

Content Team Lead

Jeff Root

Licensed Insurance Agent

Jeff is a well-known speaker and expert in insurance and financial planning. He has spoken at top insurance conferences around the U.S., including the InsuranceNewsNet Super Conference, the 8% Nation Insurance Wealth Conference, and the Digital Life Insurance Agent Mastermind. He has been featured and quoted in Nerdwallet, Bloomberg, Forbes, U.S. News & Money, USA Today, and other leading fina...

Licensed Insurance Agent

UPDATED: Jan 9, 2025

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance related. We update our site regularly, and all content is reviewed by car insurance experts.

UPDATED: Jan 9, 2025

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Jan 9, 2025Fact Checked
3.2
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Integon Insurance

Average Monthly Rate For Good Drivers

$161

A.M. Best Rating:

A+

Complaint Level:

Low

Just the Basics

  • Integon Insurance writes car insurance policies for National General Insurance
  • You can shop for insurance quotes online
  • Driving without insurance can have severe consequences

Before you turn the key in your car’s ignition, you need to be sure that you have an active car insurance policy that can protect you whenever you’re on the road. Car insurance not only helps you repair your car after an accident, but it can also help you avoid the legal fees that can pile on if you are caught driving without insurance.

An Integon car insurance policy can get you the coverage you need to be street-legal and protected no matter where you travel. Keep reading this Integon Insurance review to learn more about this company and how much you may pay for your coverage.

While reading this Integon Insurance review, you can start comparing free insurance quotes when you enter your ZIP code.

What is Integon Insurance?

National General Insurance wholly owns the Integon National Insurance Company, so any search results for the Integon National Insurance phone number, the Integon National Insurance Company address, or the Integon National Insurance Company website will lead you back to National General Insurance.

Integon Insurance underwrites car insurance policies for National General Insurance. This relationship between the two companies means that if you have a concern or question regarding your policy, you won’t have to worry about searching through your insurance paperwork to find the Integon National Insurance Company customer service number. Instead, you can National General Insurance at 1-888-293-5108.

Drivers can trust that any claims filed on policies written by Integon Insurance will be able to be paid out because  A.M. Best awarded National General Insurance an A+ rating.

If you are curious as to how well Integon Insurance customer service has been received by the public, you’ll be pleased to know that its holding company, National General Insurance, has received an A+ rating from the Better Business Bureau.

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What coverages does Integon Insurance offer drivers?

A policy written by Integon Insurance will only provide you with traditional coverage, but standard coverage is all you need to avoid being penalized for driving without insurance. As you can see below, if you are cruising down the road without an active policy, you can face some severe consequences:

Penalties for Driving Without Auto Insurance by State

StateSuspensionFineOther
AlabamaSuspension with $200 reinstatement fee$500Proof of insurance required for reinstatement
AlaskaLicense suspension for 90 days$500SR-22 may be required
ArizonaLicense/registration/license plate suspension for three months$500Proof of insurance required for reinstatement
ArkansasSuspended registration/no plates until proof of coverage plus $20 reinstatement fee$50 to $250Court may order impoundment
CaliforniaLicense suspension for up to one year$100 to $200 plus penalty assessmentsCourt may order impoundment
ColoradoLicense suspension until proof of insurance is shown to DMV$500Four points against license; up to 40 hours community service
ConnecticutSuspended registration/license for one month with $175 reinstatement fee$100 to $1000Proof of insurance required
DelawareLicense/privilege suspension for six months$1500 minimum fineProof of insurance required
FloridaSuspension of license and registration until $150 reinstatement fee is paid$150 to $500SR-22 required for reinstatement
GeorgiaSuspended registration with $25 lapse fee and $60 reinstatement fee$200 to $300Pay other fees and vehicle ad valorem taxes
HawaiiEither license suspension for three months or a required insurance policy$500 fine or community serviceProof of insurance required
IdahoLicense suspension until financial proof$75SR-22 required for reinstatement
IllinoisLicense plate suspension until $100 reinstatement fee and proof of insurance$500Proof of insurance required
IndianaLicense/registration suspension for 90 days to one year$250 to $1000Proof of insurance required
IowaRemoval of plates/registration until fine or community service completion$250 to $500Possible impoundment
KansasLicense/registration suspension; reinstatement fee: $100$300 to $1000Confinement up to six months instead of or in addition to fine
KentuckyLicense plates and registration revoked for one year or until proof of insurance is shown$500 to $1000Up to 90 days in jail instead of or in addition to fine
LouisianaIf in car accident, fine plus registration revoked and driving privileges suspended for 180 days$500 to $1000Proof of insurance required
MaineSuspension of license and registration until proof of insurance$100 to $500Proof of insurance required
MarylandLose license plates and vehicle registration privileges$150 minimum per lapseProof of insurance required
MassachusettsLicense suspension for up to one year$500 to $5000Imprisonment for up to one year instead of or in addition to fine
MichiganLicense suspension for 30 days or until proof of insurance$200 to $500 + $25 service feeImprisonment for up to one year instead of or in addition to fine
MinnesotaLicense and registration revoked for no more than 12 months$200 to $1000Community service possible instead of fine; 90 days imprisonment
MississippiDriving privileges suspended for one year or until proof of insurance$1000Proof of insurance required
MissouriSuspension until proof of insurance with $20 reinstatement fee$250Four points against driving record
MontanaLicense suspension for 30 days$250 to $500Imprisonment for up to 10 days instead of or in addition to fine
NebraskaLicense and registration suspension; reinstatement fee of $50 for each$200Proof of insurance to remain on file for three years
NevadaRegistration suspension until $250 reinstatement fee paid$250 to $1000SR-22 if lapse exceeds 90 days
New HampshireNot mandatory insurance stateProof of insurance may be requiredAfter accidents or other incidents
New JerseyLicense suspension for one year$300 to $1000Pay surcharges for three years
New MexicoLicense suspension$300Imprisoned for 90 days instead of or in addition to fine
New YorkRegistration suspension equal to time without insurance$1500Option to pay $8/day for lapse periods
North CarolinaRegistration suspension until proof of financial responsibility$50 restoration feeProof of insurance required
North DakotaSuspension until proof of insurance is provided$150030 days imprisonment; 14 points on license
OhioLicense/plates/registration suspension until requirements are met$100Maintain high-risk coverage on file for 3–5 years
OklahomaLicense suspension with $275 reinstatement fee$250Jail time up to 30 days; police may seize plates
OregonIf involved in accident — at least a one-year suspension$130 to $1000Proof of financial responsibility required for three years
PennsylvaniaRegistration suspended for three months$500 civil penalty$88 restoration fee
Rhode IslandLicense and registration suspension up to three months$100 to $500Proof of insurance required
South CarolinaLicense/registration suspended until proof of insurance + $200 reinstatement fee$100 to $20030 days imprisonment instead of fine
South DakotaLicense suspension for 30 days to one year$10030 days imprisonment instead of or in addition to fine
TennesseeOnly if fee is unpaid$25 within 30 daysAdditional $100 if unpaid; reinstatement fee of no more than $25
TexasLicense suspension$175 to $350Pay up to $250 surcharge annually for three years
UtahLicense suspension until proof of insurance (maintained for three years)$400Proof of insurance required
VermontLicense suspended until proof of insurance$500Proof of insurance required
VirginiaPay $500 uninsured motorist vehicle fee$500If not paid, all driving and registration privileges suspended
WashingtonLicense suspension$250Proof of insurance required
West VirginiaLicense suspended for 30 days with reinstatement fees$200 to $5000Proof of insurance required
WisconsinLicense suspension$500Proof of insurance required
WyomingLicense suspension$750Up to six months imprisonment instead of or in addition to fine

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Thankfully, getting a quote from Integon’s holding company is very simple as National General Insurance offers an online quote tool and a direct line that you can call if you would like more information about the policies written by Integon. You can even use an online portal to make your Integon National Insurance company payments.

Are Integon Insurance’s rates competitive?

Below, you can see what you could pay for a policy written by Integon Insurance:

Driver DemographicsAverage Annual Auto Insurance Rates
62-year-old male$916
62-year-old female$946
48-year-old male$910
48-year-old female$1,112
35-year-old male$860
35-year-old female$1,048
25-year-old male$1,426
25-year-old female$1,298
18-year-old male$5,076
18-year-old female$4,472

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Remember, while Integon Insurance may write the policy, the policy will bear the name of National General Insurance. If you want to see how these rates compare to the competition, you can always shop online and request quotes from at least five different companies. This strategy will allow you to compare quotes side-by-side to determine which policy fits your budget. There are many factors that affect the price of car insurance.

What You Need to Know About Integon Insurance

Integon Insurance underwrites policies for a highly rated insurance company, National General Insurance. So while you won’t have access to extra coverages, a policy written by Integon will have all the traditional coverages you need to protect yourself and your vehicle whenever you’re cruising down the highway.

All payments for Integon policies can be made through the National General Insurance website, and you can file a claim for your Integon policy through National General’s website as well.

Now that you’ve concluded this Integon Insurance review, you can confidently shop for car insurance. Enter your ZIP code to receive free quotes from car insurance companies near you.

Your Opinion Matters!

Rate your insurance provider and provide share feedback with shoppers just like you.

Tonya Sisler

Content Team Lead

Tonya Sisler has been a technical insurance writer for over five years. She uses her extensive insurance and finance knowledge to write informative articles that answer readers' top questions. Her mission is to provide readers with timely, accurate information that allows them to determine their insurance needs and choose the best coverage.  Tonya currently leads a team of 10 insurance copywri...

Content Team Lead

Jeff Root

Licensed Insurance Agent

Jeff is a well-known speaker and expert in insurance and financial planning. He has spoken at top insurance conferences around the U.S., including the InsuranceNewsNet Super Conference, the 8% Nation Insurance Wealth Conference, and the Digital Life Insurance Agent Mastermind. He has been featured and quoted in Nerdwallet, Bloomberg, Forbes, U.S. News & Money, USA Today, and other leading fina...

Licensed Insurance Agent

Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance related. We update our site regularly, and all content is reviewed by car insurance experts.

Reviews
for National General Insurance Company (Integon)

3.20 (393 reviews)
1
December 11, 2024

Samantha_

Horrible

Worst insurance ever. Worst customer service ever. You will never be able to speak to anyone over the phone . I have been on the phone for hours , everyday. Another driver hit me and I made a claim. Was told they’d get back to me and that someone would call. Never received a [REDACTED WORD] thing.
1
November 15, 2024

IRFANHUNZAI

FRADULENT COMPANY

This is a Fraud Company with Extremely Poor Customer Service. I am not a Policy holder for this company but one of their Insurer Hit my every day work Vehicle. And now its been more than two weeks I am going through so much pain. Getting in contact is like Hell. Their Representatives Don't want to help you or Fix the problem, They Just want to Connect you to the Assigned Department which never Receives your Calls. If you Ask for an Email or a dir...
This is a Fraud Company with Extremely Poor Customer Service. I am not a Policy holder for this company but one of their Insurer Hit my every day work Vehicle. And now its been more than two weeks I am going through so much pain. Getting in contact is like Hell. Their Representatives Don't want to help you or Fix the problem, They Just want to Connect you to the Assigned Department which never Receives your Calls. If you Ask for an Email or a direct Contact Number, they Literally say NO WE/I Can not its a SCAM Company with FRAUD EMPLOYEES. Literally I have no words to Explain how Pathetic their Company is. Extremely Non Professional. I am convinced that its FRAUDULENT Company with Poor Employees. Please Folks don't waste your time and Money.
1
November 13, 2024

Canyon

Don't do it

Payment taken out of my account. They did it and would send cancellation notices of non payment. Not my fault had proof. Broken windshield. Put it through integon time went by they didn't pay it. I'll have to now. I have no collision or glass. Just found that out on my truck loan . You have to have to have that on loan regardless. Thanks I appreciate it people.
1
November 13, 2024

Canyon

Never again

Money taken out of account every month for payment. Kept getting cancellation notices because of no payment . They were responsible to take it out and always did regardless. Kept getting cancellation notices. End of policy not out of account again gonna cancel. Money was taken had proof. When I cancelled I found out I had no collision or glass coverage. You have to have that with a loan regardless. They didn't. Accident I would of been screwed. N...
Money taken out of account every month for payment. Kept getting cancellation notices because of no payment . They were responsible to take it out and always did regardless. Kept getting cancellation notices. End of policy not out of account again gonna cancel. Money was taken had proof. When I cancelled I found out I had no collision or glass coverage. You have to have that with a loan regardless. They didn't. Accident I would of been screwed. Never again. Thanks for nothing.
0.5
October 1, 2024

Craig Waldron

National General Insurance Company (Integon) review

My car parked in a parking lot and was hit by GMAC Insurance client. 6/7/2024 today is 10/1/2024. [REDACTED NAME] [REDACTED NAME] nor her boss who covers Alabama never return phone calls. How can this comoang get a good rating?
0.5
September 26, 2024

Rick Miller

National General Insurance Company (Integon) review

This is the most Unprofessional company I have ever experienced in my life. My vehicle was rear ended by one of their insured drivers on 7/29/2024. The accident report was provided on 8/12 after picking it up from the police department. My vehicle was not inspected by an adjuster until 8/15, the appointment was scheduled for 10am and the adjuster showed up at 5pm. I provided Dash Cam Footage of their insured driver which rear ended my vehicl...
This is the most Unprofessional company I have ever experienced in my life. My vehicle was rear ended by one of their insured drivers on 7/29/2024. The accident report was provided on 8/12 after picking it up from the police department. My vehicle was not inspected by an adjuster until 8/15, the appointment was scheduled for 10am and the adjuster showed up at 5pm. I provided Dash Cam Footage of their insured driver which rear ended my vehicle while attempting to make a U-Turn in the middle of the street. The Dash Cam Footage provided the front view and rear view with the impact Audio & Video. I never received a phone call or email from anyone as I was told the adjuster is awaiting a statement from their insured driver. Despite me providing dash cam footage and photos placing him at the accident scene. I\'ve called EVERYDAY to be transferred to The Property Damage Department and stayed on the line for over an hour and no one picks up to assist. I\'ve submitted the required documentation in Small Claims Court at this point. The damage to Anyones vehicle is not just about being compensated finacially for repairs but it\'s also an inconvenience.
0.5
August 9, 2024

Cynthia Taylor

National General Insurance Company (Integon) review

I was t boned by an Integon National Insurance Policy Holder, and filed a claim to have my car repaired. I cannot get any agent on the phone, even though I have filed a claim, responded to their form that they sent me. I have spent hours on hold, no one ever answers, and when you leave your call back number, no one ever calls back!
0.5
June 25, 2024

Kat P

National General Insurance Company (Integon) review

My experience with this company was the worst ever!! I had an accident and had full coverage on my vehicle, it was a total loss. I\'m 5 months in waiting on my check. Bank is paid off so I\'m not understanding why the long wait for my money to be sent to me. I advise anyone and everyone DO NOT choose this insurance company. The worst service, horrible customer service, you choose to get a call back and never get a call back. You ask to speak to a...
My experience with this company was the worst ever!! I had an accident and had full coverage on my vehicle, it was a total loss. I\'m 5 months in waiting on my check. Bank is paid off so I\'m not understanding why the long wait for my money to be sent to me. I advise anyone and everyone DO NOT choose this insurance company. The worst service, horrible customer service, you choose to get a call back and never get a call back. You ask to speak to a supervisor and there\'s none available. Who ever owns this company they need to re-evaluate there staff because they are totally the worst in the business.
2
April 26, 2024

dammie875

Be careful about this company

I hate this company so much. I was in an accident and today it would be one month I called to file a claim immediately it happened and I gave them time and didn't start calling until it had been 2 weeks with no callback and it has been one excuse or another. the claim is still pending give us a few days, the reviewer is in the final steps of reviewing give us a few days I have given you people one whole month. I am a college student and it is my ...
I hate this company so much. I was in an accident and today it would be one month I called to file a claim immediately it happened and I gave them time and didn't start calling until it had been 2 weeks with no callback and it has been one excuse or another. the claim is still pending give us a few days, the reviewer is in the final steps of reviewing give us a few days I have given you people one whole month. I am a college student and it is my commuter car I got a car because I could not rely on public transport anymore now I am without a car and have no callback after this claim I am ending my insurance.
1
September 7, 2023

Michellemb

Cheap coverage, bad customer service

Cheap company! They have a terrible coverage and they basically ignore police reports to avoid paying for your vehicle damage. Don’t lose your time, they will do nothing for you. Customer service is a shame, consultants never answer the phone and they never get back to you if you leave a voice mail.
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