Dairyland Car Insurance Review for 2024 [See if They’re a Good Fit]

Starting at $65 per month, Dairyland car insurance reviews show that it's not always the cheapest, particularly for standard drivers. Dairyland auto insurance specializes in high-risk coverage, meaning it might be affordable if you have speeding tickets, at-fault accidents, DUIs, or a low credit score.

UPDATED: Nov 25, 2024Fact Checked

Tonya Sisler

Content Team Lead

Tonya Sisler has been a technical insurance writer for over five years. She uses her extensive insurance and finance knowledge to write informative articles that answer readers' top questions. Her mission is to provide readers with timely, accurate information that allows them to determine their insurance needs and choose the best coverage.  Tonya currently leads a team of 10 insurance copywri...

Content Team Lead

Jeffrey Manola

Licensed Insurance Agent

Jeffrey Manola is an experienced insurance agent who founded TopQuoteLifeInsurance.com and NoMedicalExamQuotes.com. His mission when creating these sites was to provide online consumers searching for insurance with the most affordable rates available. Not only does he strive to provide consumers with the best prices for insurance coverage, but he also wants those on the market for insurance to ...

Licensed Insurance Agent

UPDATED: Nov 25, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance related. We update our site regularly, and all content is reviewed by car insurance experts.

UPDATED: Nov 25, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Nov 25, 2024Fact Checked
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Average Monthly Rate For Good Drivers

$77

A.M. Best Rating:

A+

Complaint Level:

Med

Pros

  • Specializes in high-risk insurance
  • Flexible payment options
  • Affordable for high-risk drivers

Cons

  • Less affordable for standard drivers
  • Fewer coverage options

Dairyland car insurance reviews indicate that it’s an affordable insurance company for drivers looking for high-risk auto coverage.

Dairyland Car Insurance ReviewWhile there are plenty of things drivers do to increase their premiums, being deemed a high-risk driver has one of the greatest impacts on your rates. Dairyland is considered a great option for finding affordable high-risk coverage thanks to its affordability and flexible policy options.

Dairyland Car Insurance Rating

Rating CriteriaDairlyland Company TP Logo
Overall Score3.5
Business Reviews3.0
Claim Processing3.0
Company Reputation3.0
Coverage Availability4.7
Coverage Value3.1
Customer Satisfaction4.1
Digital Experience3.0
Discounts Available4.0
Insurance Cost3.7
Plan Personalization3.0
Policy Options2.8
Savings Potential3.8

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Explore our Dairyland auto insurance review below to see if this company is right for your coverage needs. Then, compare Dairyland auto insurance quotes with other companies by entering your ZIP code into our free tool.


What You Should Know

  • Dairyland specializes in high-risk car insurance
  • Dairyland high-risk insurance costs are generally low
  • Dairyland offers special coverage options like SR-22 insurance

Dairyland High-Risk Car Insurance Rates

Most drivers know why you need car insurance, but it represents a significant cost. Taking a look at average Dairyland auto insurance rates can help you decide if this company is right for you.

Dairyland Car Insurance Monthly Rates by Age, Gender, & Coverage Level

Age & GenderMinimum CoverageFull Coverage
Age: 16 Female$452$1,235
Age: 16 Male$494$1,291
Age: 18 Female$367$910
Age: 18 Male$424$1,050
Age: 25 Female$105$296
Age: 25 Male$108$307
Age: 30 Female$97$275
Age: 30 Male$101$285
Age: 45 Female$87$243
Age: 45 Male$85$237
Age: 60 Female$77$211
Age: 60 Male$79$215
Age: 65 Female$85$238
Age: 65 Male$83$232

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As most Dairyland insurance reviews left by customers point out, this company is an excellent option for drivers with speeding tickets, at-fault accidents, DUIs, and low credit scores. High-Risk Car Insurance Definition Dairyland Car Insurance Review

Dairyland is one of the best car insurance companies for high-risk drivers, in part thanks to its affordable rates. To see how standard policy prices compare to Dairyland high-risk insurance rates, check the rates below.

Understanding how car insurance rates work may seem confusing, especially if you’re a first-time insurance buyer. However, Dairyland looks at the same factors as most other companies, including things like your age, location, and driving history.

Other factors insurance companies use to determine your rates include your gender, credit score, what type of car you drive, your annual mileage, and even your marital status.

Michelle Robbins Licensed Insurance Agent

Another important aspect of your Dairyland auto insurance quote will be how much coverage you want to buy. Regardless of how much insurance you want to purchase, it would be best if you compared Dairyland rates with other companies to avoid overpaying.

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Compare Dairyland Car Insurance Rates to Top Competitors

Figuring out how much car insurance coverage you need is an integral step in finding the best policy. It’s also a great way to ensure you don’t overpay for your insurance.  To see how Dairyland car insurance costs compare with other top companies, check the rates below.

Dairyland Car Insurance Monthly Rates vs. Top Competitors

Insurance CompanyMinimum CoverageFull Coverage
Allstate: Nationwide Car Insurance Review$61$160
American Family: Nationwide Car Insurance Review$44$117
$65$175
Farmers: Nationwide Car Insurance Review$53$139
Geico: Nationwide Car Insurance Review$30$80
Liberty Mutual: Nationwide Car Insurance Review$68$174
Nationwide: Nationwide Car Insurance Review$44$115
Progressive: Nationwide Car Insurance Review$39$105
State Farm: Nationwide Car Insurance Review$33$86
Travelers: Nationwide Car Insurance Review$37$99

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Comparing quotes may sound difficult, but Dairyland representatives are ready to help. They can walk you through any issues you might have getting an online quote.

However, getting online quotes from Dairyland is usually simple. To get started, simply visit the Dairyland website and fill out the quote request form.

dairyland car insurance review: dairyland insurance website

You’ll need some information, like your car’s VIN, your driver’s license number, and address to get started. Once you have a Dairyland quote, you can repeat the process at as many companies as possible to compare rates. Alternatively, you can use an online quote-generator tool to compare multiple prices at once.

Read More: Cheap Car Insurance Companies That Only Look Back 3 Years

Dairyland Car Insurance Policy Options

Dairyland offers everything you need to meet the minimum insurance requirements in your state. It also has insurance options if you want a full coverage policy, including collision and comprehensive insurance.

The amount of coverage you should purchase depends on your needs. If your car is older and less valuable, a minimum policy is probably fine. For drivers with a loan or lease on their vehicle, full coverage is likely ideal.

Eric Stauffer Licensed Insurance Agent

Like most companies, Dairyland offers a variety of add-ons you can purchase along with the basic types of car insurance. These include:

  • Roadside Assistance: Get help when an unexpected event strands you on the side of the road, like an empty gas tank or a dead battery.
  • Towing and Labor: Dairyland’s towing and labor add-on will make sure your car gets to a repair center after an accident.
  • Special Parts: Have you upgraded your vehicle with custom parts and equipment? Buy this Dairyland add-on to make sure your modifications are covered.
  • Rental Car Reimbursement: If your car is damaged after a covered accident, this Dairyland add-on pays for your rental car while you wait for repairs.

Keep in mind that the more add-ons you purchase, the higher your premium will be. While it’s never a bad idea to purchase more coverage, you should only buy add-ons you might use to help keep your costs down.

Dairyland Car Insurance Discounts

To help customers keep Dairyland insurance payments low, Dairyland offers a variety of ways to reduce your car insurance costs. These discounts include:

  • Multi-Car Discount: Insure multiple vehicles on your Dairyland policy to earn this discount.
  • Defensive Driver Discount: If you have traffic tickets or had to file a Dairyland car insurance claim, you can lower your premium by completing a defensive driver course.
  • Anti-Theft Device Discount: If your vehicle comes with anti-theft devices like audible alarms and GPS tracking, you might be eligible for this discount.
  • Payment Frequency Discount: Dairyland offers a variety of payment options besides monthly payments.
  • Transfer/Advanced Quote Discounts: Earn these smaller discounts by getting an online quote at least a week before your policy starts or transferring to Dairyland from a different provider.

Depending on where you live, you may also qualify for a homeowners discount. To qualify, you simply need to be a homeowner with insurance. In some states, you may qualify for this discount if you have renters insurance.

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Dairyland Car Insurance Customer Reviews

Generally speaking, Dairyland customers leave positive reviews. While it may not make the list of the best car insurance companies, most Dairyland auto insurance reviews praise the company’s affordability and customer service.

However, Dairyland is a non-standard car insurance provider. Dairyland high-risk car insurance is a fantastic fit for some drivers, but it doesn’t benefit everyone. As this Reddit user points out below, you should make sure Dairyland is right for you before signing up.

Reddit: Dairyland car insurance review

If you’re unsure about Dairyland, this Reddit user offers great advice – talk to a Dairyland representative. They’ll be able to look over your situation and give you a better idea if Dairyland is right for you.

Dairyland Car Insurance Business Reviews

Understanding what car insurance covers can be difficult, especially if you don’t know how to compare providers. Luckily, there are plenty of places to look to get a better understanding of an insurance company. Third-party rating companies make it much easier to decide if an insurance provider is right for you.

Dairyland Car Insurance Business Ratings & Consumer Reviews

AgencyDairlyland Company TP Logo
J.D. Power TablePress LogoScore: 820/1,000
Avg. Satisfaction
Score: A-
Good Business Practices
Consumer Reports TablePress LogoScore: 73/100
Mixed Customer Feedback
Score: 1.10
Avg. Complaints
A.M. BestScore: A+
Superior Financial Strength

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It may not be one of the largest insurance companies in the country, but Dairyland’s solid reviews make it a great choice for high-risk insurance needs.

Dairyland Car Insurance Pros and Cons

All insurance companies have pros and cons when it comes to buying coverage, and Dairyland is no different. When Dairyland covers your vehicle, you can expect the following benefits:

  • High-Risk Coverage: Whether you need SR-22 insurance or an affordable policy with an imperfect driving record, Dairyland covers drivers other companies skip.
  • Affordability: While it’s not one of the cheapest car insurance companies, Dairyland does offer low rates compared with other high-risk insurance.
  • 24/7 Customer Support: Dairyland is ready to help whenever you need it, whether that’s with help starting a claim or roadside assistance.

Dairyland is a great choice for car insurance, but there are drawbacks you should be aware of. These include:

  • Fewer Customization Options: Like most non-standard insurance companies, Dairyland offers fewer add-ons than most traditional companies.
  • Limited Availability: Dairyland coverage options and discount availability vary by state.

Overall, Dairyland customer reviews and third-party ratings suggest that this is an excellent choice for car insurance, as long as you’re the right type of driver.

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Get Dairyland Car Insurance Quotes Today

Dairyland auto insurance stands out for its focus on high-risk drivers and flexible coverage options. While it may not be the cheapest choice for standard drivers, its specialized offerings and commitment to accessibility are noteworthy.

When you’re buying car insurance, learning how to find the best policy is crucial so you don’t overpay. The easiest way to compare Dairyland with other insurance providers is to enter your ZIP code into our free comparison tool.

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Frequently Asked Questions

Is Dairyland car insurance legit?

Yes, Dairyland is a legitimate auto insurance provider with decades of experience specializing in coverage for high-risk drivers and non-standard policies.

How much does Dairyland car insurance cost?

Since Dairyland focuses on high-risk policies, its average rates tend to be higher than standard companies. To compare Dairyland rates with other companies, enter your ZIP code into our free comparison tool.

How do you file a claim with Dairyland?

Filing a car insurance claim after an accident with Dairyland is easy. You can file a claim by calling the 24/7 Dairyland insurance phone number or submitting it online through their website.

Is Dairyland car insurance affordable?

It may be affordable for high-risk drivers compared to other providers, but standard drivers might find more competitive rates elsewhere.

Does Dairyland offer SR-22 car insurance?

Yes, Dairyland specializes in providing SR-22 filings for drivers who require proof of insurance. Depending on where you live, Dairyland also offers FR-44 and SR-50 insurance coverage.

Why is Dairyland insurance so cheap?

Dairyland can be affordable for high-risk drivers because it caters to non-standard markets, but premiums vary depending on individual risk factors.

Is Dairyland car insurance cheaper than Progressive?

It depends on the driver’s profile, but Progressive often offers lower rates for standard drivers, while Dairyland might be better for high-risk individuals. Compare insurance options and rates by exploring our Progressive car insurance review.

Does Dairyland offer usage-based insurance?

No, Dairyland does not currently offer usage-based insurance or telematics programs. If you want car insurance with telematics, you’ll have to shop elsewhere.

Is Dairyland car insurance only for high-risk drivers?

No, Dairyland also provides coverage for standard drivers, though its offerings are tailored more toward high-risk individuals.

Does Dairyland sell motorcycle insurance?

Yes, Dairyland motorcycle insurance includes liability, collision, and comprehensive coverage options.

Tonya Sisler

Content Team Lead

Tonya Sisler has been a technical insurance writer for over five years. She uses her extensive insurance and finance knowledge to write informative articles that answer readers' top questions. Her mission is to provide readers with timely, accurate information that allows them to determine their insurance needs and choose the best coverage.  Tonya currently leads a team of 10 insurance copywri...

Content Team Lead

Jeffrey Manola

Licensed Insurance Agent

Jeffrey Manola is an experienced insurance agent who founded TopQuoteLifeInsurance.com and NoMedicalExamQuotes.com. His mission when creating these sites was to provide online consumers searching for insurance with the most affordable rates available. Not only does he strive to provide consumers with the best prices for insurance coverage, but he also wants those on the market for insurance to ...

Licensed Insurance Agent

Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance related. We update our site regularly, and all content is reviewed by car insurance experts.

Free Car Insurance Comparison

Compare Quotes From Top Companies and Save

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<h3>Dairyland Car Insurance Monthly Rates by Driving Record</h3>
<h3>Dairyland Car Insurance Monthly Rates by Driving Record</h3>