Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

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Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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Reviewed by Jeffrey Johnson
Insurance Lawyer Jeffrey Johnson

UPDATED: Feb 25, 2022

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Just the Basics

  • The Ohio Security Insurance Company is owned by Liberty Mutual
  • The Ohio Security Insurance Company doesn’t offer car insurance
  • Telematics programs can help reduce your car insurance rates

Today’s insurance marketplace is teeming with unique and interesting insurance companies, making it difficult for consumers to find just the right one for their needs. This car insurance guide can help you determine if the Ohio Security Insurance Company is the best choice for you.

Through the Ohio Security Insurance Company, workers’ compensation and a wide range of other products are available to interested consumers, so keep reading to learn more about this company and how to keep your rates low.

As you read this Ohio Security Insurance Company review, you can enter your ZIP code to receive free insurance quotes right away.

What is the Ohio Security Insurance Company?

Founded in 1919, the Ohio Security Insurance Company, part of Liberty Mutual’s insurance enterprise after being acquired by Ohio Casualty, provides a range of personal and commercial insurance products, like inland marine insurance and commercial umbrella insurance, to seven states. These states include:

  • Delaware
  • Kentucky
  • Maryland
  • Pennsylvania
  • Virginia
  • West Virginia

The Ohio Security Insurance Company also provides coverage to Washington D.C. If your home state falls outside of Ohio Security’s coverage area, you can use your smartphone or tablet to shop for the insurance coverage you need at any point during the day or night.

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Is the Ohio Security Insurance Company highly rated?

The Ohio Security Insurance Company is Better Business Bureau accredited company and has an A+ rating from BBB. In addition, the Ohio Security Insurance Company rating from A.M. Best is an A. These two ratings bode well for the future of the Ohio Security Insurance Company and can instill a sense of confidence in its clients.

Ohio Security also offers convenient claims services. While the Ohio Security Insurance Company claims address isn’t readily accessible to the public, you can use Ohio Security’s all-hours service line to file a claim whenever you experience a loss.

What car insurance coverages does the Ohio Security Insurance Company offer?

You won’t be able to call the Ohio Security Insurance Company phone number or use your Ohio Security Insurance Company login to get a free quote. When attempting to purchase car insurance through the Ohio Security Insurance Company, you will be directed to reach out to another Liberty Mutual insurance company, Safeco.

It is worth noting that Safeco offers a telematics program to help drivers keep rates low. Safeco advertises that you can save up to $513 per year on your insurance policy by taking part in its RightTrack telematics program. If you’re interested in such a program, use this chart to compare Safeco’s telematics program to those of its competitors:

Telematics Programs and Discounts
Insurance ProviderTelematics ProgramPotential Savings
AAAAAADriveWhen you sign up, save up to 15%
Save up to 30% for safe driving
AllstateDrivewiseWhen you sign up, save up to 10%
Save up to 30% for safe driving every 6 months
American FamilyKnowYourDriveWhen you sign up, save 5%
Save up to 20% for safe driving
GeicoDriveEasyTrials began August 2019
Program savings unknown
Liberty MutualRightTrackGuaranteed savings at sign up
Save up to 30% for safe driving
Met LifeMy JourneyWhen you sign up, save up to 10%
Save up to 30% for safe driving
NationwideSmartRideWhen you sign up, save 10%
Save up to 40% for safe driving
ProgressiveSnapshotSavings at sign up avg: $26
Program avg savings: $145
State FarmDrive Safe & SaveWhen you sign up, save about 5%
Save up to 30% for safe driving
The HartfordTrueLaneWhen you sign up, save 5%
Save up to 25% per vehicle for safe driving
TravelersIntelliDrivePossible savings at sign up
Save up to 20% for safe driving
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When shopping for insurance, it never hurts to request quotes from three different companies so you can compare not only the coverage available to you but also the discounts that each company provides.

How can drivers keep rates low?

Knowing how to reduce the cost of auto insurance can help drivers afford more coverage than they may have thought was possible.

You can keep your rates at a reasonable level by making sure that you aren’t not missing out on money-saving opportunities, like discounts. If you’re not sure what to look for, check out these discounts offered by some of the top insurance companies in the business:

Car Insurance Discounts by Company
Car Insurance DiscountsAllstate (%)American Family (%)Farmers (%)GEICO (%)Liberty Mutual (%)Nationwide (%)Progressive (%)State Farm (%)Travelers (%)USAA (%)
Adaptive Cruise ControlN/AN/AN/AN/A5xxN/AN/AN/A
Adaptive HeadlightsN/AN/AxN/A5xxN/AN/AN/A
Anti-lock Brakesxxx555x5xx
Anti-Theftxxx252025x15xx
Claim Freexxx26x10x152312
Continuous CoveragexxxxN/AN/AxN/A15N/A
Daytime Running Lightsxxx155xN/Axx
Defensive Driverxxxx105105103
Distant StudentxxxxN/A10xx7x
Driver's Edxxxx10N/A101583
Driving Device/AppxxN/Ax30402050305
Early SigningxxxxN/A8xN/A1012
Electronic Stability ControlxxxN/A5xxN/AN/AN/A
Emergency DeploymentN/AN/AN/A25N/AN/AN/AN/AN/AN/A
Engaged CoupleN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Family LegacyN/AxN/AxN/AN/AxN/AN/A10
Family PlanN/AxxN/AN/A25N/AN/AN/AN/A
Farm VehiclexN/AxxN/AN/AN/AN/AN/AN/A
Fast 5N/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Federal EmployeeN/AN/Ax810N/AN/AN/AN/AN/A
Forward Collision WarningN/AN/AN/AN/A5xxN/AN/AN/A
Full PaymentN/Axxx$5N/AxN/A7.5N/A
Further EducationN/AN/AN/Ax1015N/AN/AxN/A
Garaging/StoringN/AN/AxN/AN/AN/AN/AN/Ax90
Good CreditxxN/AN/AN/AxxxN/AN/A
Good Studentxxx1522.510x2583
Green VehiclexN/A5N/A10N/AN/AN/A10N/A
HomeownerN/AN/Axxx5x35N/A
Lane Departure WarningN/AN/AN/AN/AxxxN/AN/AN/A
Life InsurancexN/AN/AN/AN/AxN/AN/AN/AN/A
Low Mileagexxxxxxx30xx
LoyaltyN/AxN/AxN/A5xN/AN/Ax
MarriedN/AN/AN/AN/AxxxxN/Ax
Membership/GroupN/AN/AN/Ax107N/AN/AxN/A
MilitaryxN/Ax154N/AN/AxN/Ax
Military GaragingN/AN/AN/AN/AN/AN/AN/AN/AN/A15
Multiple DriversN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Multiple Policies1029x102010121713x
Multiple Vehiclesxxx25102010208x
New AddressN/AN/AN/AN/A5N/AN/AN/AN/AN/A
New Customer/New PlanN/AN/AN/AN/AxN/AN/AN/AN/AN/A
New GraduateN/AN/AN/AN/A5N/AN/AN/AN/AN/A
Newer VehiclexN/AxxN/Axx401012
Newly LicensedN/AN/AN/AN/A5N/AN/AN/AN/AN/A
NewlywedsN/AN/AN/AN/A5N/AN/AN/AN/AN/A
Non-Smoker/Non-DrinkerN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Occasional OperatorN/AN/AN/AN/AN/AN/AN/AN/AN/Ax
OccupationxN/Axx1015N/AN/AxN/A
On-Time PaymentsxN/AN/AN/AN/AN/AN/AN/A15N/A
Online ShopperN/AN/AN/AN/AN/AN/A7N/AN/AN/A
Paperless DocumentsxxxN/AN/A5$50N/AN/AN/A
Paperless/Auto BillingxxxN/Ax$30x$233
Passive Restraintxxx40x20x40xx
Recent RetireesN/AN/AN/AN/A4N/AN/AN/AN/AN/A
RenterN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Roadside AssistanceN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Safe DriverN/AN/Ax15N/A3531152312
Seat Belt UseN/AN/AN/A15N/AN/AN/AN/AN/AN/A
Senior DriverxN/AxN/AN/AN/AN/AN/AN/Ax
Stable ResidenceN/AN/AN/AN/AN/AxxN/AN/AN/A
Students & AlumniN/AxN/Ax107N/AN/AN/AN/A
Switching ProviderN/AxxN/A10N/AxN/AN/AN/A
Utility VehiclexN/AxxN/AN/AN/AN/AN/AN/A
Vehicle Recoveryxxx153525x5xx
VIN EtchingN/AN/AxN/A5xxN/Axx
VolunteerN/AxN/AN/AN/AN/AN/AN/AN/AN/A
Young DriverN/AN/AN/AN/AxN/AxN/AN/A$75
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While discounts are great tools that you can use to lower your rates, one of the simplest steps you can take is to exercise safe driving practices. Following safe driving protocols reduces your chance of getting into an accident and having to file a claim, which could increase your rates.

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What You Need To Know About Ohio Security Insurance Company

The Ohio Security Insurance Company is a Liberty Mutual company these days, but it has been in the insurance business for over 100 years. Although you will have to reach out to another Liberty Mutual company, Safeco, to purchase car insurance, Safeco does offer a telematics program to help you keep your rates low.

If you live outside of the Ohio Security Insurance Company’s coverage area, you can shop online to find an insurance company near you. You can also use any Ohio Security Insurance Company contact option to ask a representative more about this company if you are interested in purchasing commercial policies for your business.

Now that you’ve finished this detailed Ohio Security Insurance Company review, you can shop for car insurance with confidence. Enter your ZIP code to get free insurance quotes from insurance companies near you.