UPDATED: Jun 17, 2022

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Written By: Rachel BodineReviewed By: Jeffrey JohnsonUPDATED: Jun 17, 2022Fact Checked

While driving in cities can be a pain, some are safer than others.
While driving in cities can be a pain, some are safer than others. (image by videohive.net)

Allstate Insurance, which carries just over 10 percent of all of the car insurance policies in the United States, has released its seventh annual report on driving. It ranks the largest 200 cities in the U.S. on car collision frequency to identify the cities with the safest drivers using claims data the insurer has processed.

This year’s “Safest Driving City” is a repeat champion, Fort Collins, Colorado, that has garnered the top spot two years running. Allstate says that the average driver in Fort Collins will be involved in a car crash every 14 years. That’s 28.6 percent less likely than the national average of every 10 years.

“Allstate’s Best Driver’s Report was created to boost the country’s discussion on safe driving. Each year we hope the report will increase awareness on the importance of being tolerant and attentive behind the wheel,” said Mike Roche, executive vice president, Allstate’s Claim Organization. “We want to recognize the city of Fort Collins for again being the safest driving city in America, and we salute all of America’s safe drivers, who help make our communities better places to live, work and raise families.”

Fort Collins city officials credit their residents with earning the safe driving recognition.

“For the second year in a row, we’ve earned the title of the safest driving city in America due to the responsible behavior and safe driving habits of our residents. Safety is a critical component to creating a world-class city; we have our residents to thank as they are undoubtedly the reason Fort Collins is one of the best places to live, work, and play.” said Fort Collins Mayor Karen Weitkunat.

Fort Collins isn’t the only city that displayed safe drivers, however. Here’s the top 10 safest driving cities in the United States:

City Rank City
Crashes to National Average Average Years between Crashes
Fort Collins, Colorado
28.6% less likely
Boise, Idaho
25.5% less likely
Lincoln, Nebraska
22.7% less likely
Chandler, Arizona
20.4% less likely
Huntsville, Alabama
18.9% less likely
Knoxville, Tennessee
18.3% less likely
Springfield, Missouri
17.9% less likely
Reno, Nevada
16.6% less likely
Eugene, Oregon
16.3% less likely
Chattanooga, Tennessee
16.3% less likely


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Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

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Written by Rachel Bodine
Insurance Feature Writer Rachel Bodine

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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Reviewed by Jeffrey Johnson
Insurance Lawyer Jeffrey Johnson