Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

Full Bio →

Written by

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Full Bio →

Reviewed by Jeffrey Johnson
Insurance Lawyer Jeffrey Johnson

UPDATED: Jul 19, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance related. We update our site regularly, and all content is reviewed by car insurance experts.

This article is for parents. If you are a student, visit our Accident Preparation Guide for Students.

Young adults are especially susceptible to accidents. According to the Centers for Disease Control and Prevention (CDC), young drivers ages 16 through 19 are more likely to get into car accidents — especially fatal accidents — than drivers who are 20 and older. That makes accident preparedness an extremely important part of a young driver’s education.

For more information on accident preparedness, visit our Accident Guide. Learn about essential accident preparedness items and how to behave in the event of an accident. Follow the tips and share them with your teen. Preparing for the worst is sometimes the best course for avoiding it, and in the case of student drivers, parents sometimes take the most basic, commonly known precautions for granted.

Wearing a Seat Belt is the Law. Make it a Household Rule.

Most importantly, every driver, regardless of age, should wear seat belts. This may seem like an obvious suggestion, but research by the CDC indicates that young drivers often do not wear seat belts, which may account for the fact that young drivers ages 18 through 24 have the highest collision-related injury rates among adults. As a result, seat belts are an essential part of accident preparedness education. Consider including mandatory seat belts for all drivers and passengers as part of your driving contract.

Program Emergency Numbers into your Teen’s Cell Phone

Your teenager will probably balk at the idea of letting you meddle with her contact information, but if she’s ever in an accident, she’ll appreciate being able to find emergency numbers easily. Another way to prepare for a student car crash is to give your student driver the phone numbers for roadside assistance and your insurance company, which she can keep in the glove compartment. Walk your student through the process of responding to an accident so that they’ll know how to document damage and exchange information. Additionally, instruct your teen how to file a police report and an insurance claim.

Make Sure They Move to The Side of the Road After A Crash

In the event of an accident, make sure your teenager knows to move the car to the side of the road or to a safe spot before stopping or exiting the vehicle. Your teen might be shaken up or in shock after their first accident, but neglecting to follow this step could lead to an even more serious accident, or at the very least, a ticket for blocking the road.

The aftermath of accidents can be unsettling for drivers of all ages. With a little education on accident preparedness and response, however, your student driver will be able to react in a calm and safe manner. When accidents are handled incorrectly, even the smallest of fender benders can become costly mistakes.