Old American Group Car Insurance Review [2025]

Is it bad to change car insurance companies? If you think that your rates are too high and you need better coverage, absolutely not. Luckily, you can utilize free resources like this Old American Group review to speed up your search for the perfect insurance company in the internet age.

Keep reading to learn more about the Old American Group, the coverage it offers drivers, and how you can find affordable insurance.

Who is the Old American Group?

Founded in 1946, the Old American Group advertises itself as a nonstandard insurance expert, which indicates that it specializes in writing policies for high-risk drivers. This insurance group is comprised of Old American County Mutual and Old American Indemnity Company.

The Old American Group only provides coverage in these states:

• Alabama
• Arizona
• Indiana
• Kentucky
• Louisiana
• Missouri
• North Carolina
• North Dakota
• South Carolina
• Tennessee
• Texas
• Utah

If you live outside of Old American’s purview, you can shop online to find an insurance company near you.

Tech-savvy motorists may be disappointed with the lack of online tools offered to Old American drivers. For example, there isn’t an Old American Insurance login for drivers to make payments or request new copies of their insurance cards.
Now, if you were to conduct an internet search for “Old American Insurance Company rip-off,” you would find some interesting results.

There are no Old American Indemnity Company reviews on Yelp. However, there are over 20 disparaging Old American County Mutual reviews, mainly from drivers with other insurance companies. The reviews typically describe a scenario in which Old American has refused to pay out for damages caused by covered drivers.

What coverages does the Old American Group provide?

If you want to quickly discover if road debris is covered by car insurance from Old American, you’re out of luck. You will not be able to determine what kinds of coverages are available from the Old American website. Typically, car insurance companies offer coverages like these:

Car Insurance Coverage Options

Insurance Company	Liability Insurance	Collision Coverage	Comprehensive	Uninsured/Underinsured Motorist	Personal Injury Protection (PIP)	Medical Payments (MedPay)	Rental Reimbursement	Roadside Assistance	Gap Insurance	New Car Replacement	Custom Equipment
	✅	✅	✅	✅	✅	✅	✅	✅	✅	✅	✅
	✅	✅	✅	✅	✅	✅	✅	✅	✅	✅	✅
	✅	✅	✅	✅	✅	✅	✅	✅	✅	✅	✅
	✅	✅	✅	✅	✅	✅	✅	✅	✅	❌	✅
	✅	✅	✅	✅	✅	✅	✅	✅	✅	✅	✅
	✅	✅	✅	✅	✅	✅	✅	✅	✅	✅	✅
	✅	✅	✅	✅	✅	✅	✅	✅	✅	✅	✅
	✅	✅	✅	✅	✅	✅	✅	✅	✅	❌	✅
	✅	✅	✅	✅	✅	✅	✅	✅	✅	✅	✅
	✅	✅	✅	✅	✅	✅	✅	✅	✅	❌	✅

Read more: Is road debris covered by car insurance?

If you would like to learn more about what coverages this company provides, you can call the Old American car insurance phone number at 866-233-7091 or send an email to [email protected].

Are Old American Group prices affordable?

Old American doesn’t provide an online quote tool or sample rates on its website. You don’t need to let that deter you from planning your budget, though. Below, you can find the average rates in your home state for different coverage levels:

Average Monthly Rates for Various Coverage Types by State

You can also shop online to find cheap full coverage car insurance. Shopping online is an efficient way to discover great coverage at low rates because you can compare multiple quotes at once.

What You Need to Know About the Old American Group

The Old American Group doesn’t provide insurance coverage throughout the United States but offers coverage to high-risk drivers. This insurance group’s rates and specific coverages aren’t disclosed on the Old American Group website. The reviews shared about this company also indicate that the quality of customer service is subpar.

You can, however, shop online to find insurance companies that offer more amenities for drivers and great discounts that can lower your rates.