Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

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Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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Reviewed by Jeffrey Johnson
Insurance Lawyer

UPDATED: Mar 26, 2021

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Company Details
Address: 1 GEICO Blvd
City: Fredericksburg
State: VA
ZIP Code: 22412
Phone Number: 1 (800) 207-7847
Website: https://www.geico.com/
Year Founded:
AM Best Rating:
Company Rating 0 (0 reviews)

Just the Basics

  • GEICO DriveEasy is a free usage-based insurance program
  • DriveEasy can save you up to 15 percent on your car insurance
  • Most drivers will earn a discount, however, if you regularly engage in high-risk driving, your rate could increase

Are you looking for ways to make your GEICO car insurance more affordable? The GEICO DriveEasy service program may be just for you.

DriveEasy is a program with two purposes; to promote safer driving and save GEICO customers money.

Safety is one of the biggest factors that affect the price of car insurance rates. Keep reading to learn more about the DriveEasy program, how it works, and how you can add it to your car insurance policy today!

Before learning more about GEICO DriveEasy, find more affordable insurance rates by entering your ZIP code above and find the best rates in your area.

What is the GEICO DriveEasy program?

The DriveEasy program uses a free app to monitor specific driving behaviors. Then, at the end of the month, based on how safely you drive, you will earn real discounts on your policy up to 15 percent.

It’s that simple, and to make it even better, you can get DriveEasy free.

To sign up, contact your agent with GEICO or go online to add the program to your car insurance policy. Then download the app to your phone, log in with your GEICO details, and you are ready to go.

Once you have logged into the app, it will work in the background to monitor your driving habits.

Throughout the month, the app will provide tips on where you can improve and even keep track of streaks as you maintain good driving behaviors for days at a time.

This makes it easy to see how your score improves or goes down over time and makes it easier to maintain good driving habits.

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What types of driving does DriveEasy monitor?

DriveEasy monitors eight different factors:

  • Distracted driving
  • Hard braking
  • Cornering
  • Smoothness
  • Road type
  • Distance driven
  • Time of Day
  • Weather

All of these factors can affect the price of car insurance, as well as your likelihood of getting into an accident. Though avoiding an accident is the goal of every driver, knowing what to do after an auto accident — how to act and what to avoid — will save you grief if you are ever in that situation.

The behaviors, distracted driving, hard braking, cornering, and smoothness are all directly related to risky behaviors that make you more accident-prone while driving.

Distracted driving, in particular, kills an average of 3,000 people a year, according to the CDC.

Do I need the DriveEasy driver app?

The short answer; we all do.

Everyone should always endeavor to drive more safely. On top of that, we all want to save money wherever we can to make our car insurance more affordable. DriveEasy helps you to do both of those things.

According to GEICO, the only con to their program is that if you should participate in dangerous driving behaviors, you could see your rates go up, depending on where you live.

Another thing that may prevent you from signing up for DriveEasy right away is that it is currently only offered in a limited number of states.

If your state is not listed below, you will have to wait a while before you can add DriveEasy to your policy.

States offering DriveEasy include:

  • Arizona
  • Colorado
  • Connecticut
  • Florida
  • Illinois
  • Indiana
  • Louisiana
  • Kentucky
  • Maryland
  • North Caroline
  • New Jersey
  • New Mexico
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Tennessee
  • Texas
  • Virginia
  • Wisconsin

These hurdles aside, being a safer driver is always a good thing. No one wants to get into an accident, and while a single app can’t make you accident-proof, the safer you drive, the more you can do to protect yourself.

DriveEasy makes it easier to improve your driving and save money at the same time.

Need more than a GEICO DriveEasy discount? Check out more affordable car insurance rates by entering your ZIP code below.