Continental Car Insurance Review [2025]

When it comes to accident preparedness, for the best results, prepare for the worst, and being prepared means having a sold car insurance policy in place.

Read more: Accident Preparedness: For Best Results, Prepare for the Worst

Most states require drivers to have car insurance, but with so many insurance companies flooding today’s market, trying to find the perfect policy can be difficult. Thankfully, you can use free resources like this Continental Insurance Company review to narrow your search and find the best insurance company for your needs.

Who is Continental Insurance Company?

The Continental Insurance Company was formed in 1897. It is wholly owned by the Continental Casualty Company, which underwrites policies for CNA. This relationship means that all policies written by Continental will bear the CNA name and that you’ll need to call CNA’s customer service line instead of the Continental Insurance Company phone number if you have any questions about the policies offered by this company:

• Casualty
• Small Businessowners Policy
• Commercial Auto
• Commercial Package
• Cyber
• Equipment Breakdown
• General Liability
• Management & Professional Liability
• Marine
• Property
• Surety
• Umbrella & Excess Casualty
• Warranty & Alternative Risks
• Workers’ Compensation

You can’t get a quote for any of these policies online. You can, however, use the online agent finding tool to be matched with a CNA agent near you. In addition, if you are curious as to how this company treats its clients, you can read free Continental Insurance Company customer service reviews online.

Making payments on a CNA policy is easy too. You can use your Continental Insurance Company login to make your payments online whenever you need to.

Now, if you need to file a claim, you won’t need to look up the Continental Insurance Company claims address or the Continental Insurance Company claims phone number. Instead, you can file a claim directly from the CNA website or call 877-CNA-ASAP.

What car insurance coverages does Continental Insurance Company provide?

CNA, the company that Continental Insurance Company writes policies for, only provides commercial auto insurance. If you need standard car insurance, you can shop online to compare quotes from major insurance companies that offer coverages like these:

Car Insurance Coverage Options

Insurance Company	Liability Insurance	Collision Coverage	Comprehensive	Uninsured/Underinsured Motorist	Personal Injury Protection (PIP)	Medical Payments (MedPay)	Rental Reimbursement	Roadside Assistance	Gap Insurance	New Car Replacement	Custom Equipment
	✅	✅	✅	✅	✅	✅	✅	✅	✅	✅	✅
	✅	✅	✅	✅	✅	✅	✅	✅	✅	✅	✅
	✅	✅	✅	✅	✅	✅	✅	✅	✅	✅	✅
	✅	✅	✅	✅	✅	✅	✅	✅	✅	❌	✅
	✅	✅	✅	✅	✅	✅	✅	✅	✅	✅	✅
	✅	✅	✅	✅	✅	✅	✅	✅	✅	✅	✅
	✅	✅	✅	✅	✅	✅	✅	✅	✅	✅	✅
	✅	✅	✅	✅	✅	✅	✅	✅	✅	❌	✅
	✅	✅	✅	✅	✅	✅	✅	✅	✅	✅	✅
	✅	✅	✅	✅	✅	✅	✅	✅	✅	❌	✅

Now, the amount of coverage you choose is just one of the factors that affect car insurance prices. When applying for car insurance online, you’ll need to share your age, occupation, and car type.

How can drivers lower their rates?

Following safe driving practices is a great way to reduce your rates. Still, you can also take advantage of the discounts most insurance companies offer for a standard car insurance policy. Below, you can see just how many money-saving opportunities major insurance companies provide drivers:

Comprehensive Auto Insurance Discounts Comparison by Provider

Insurance Company	Safe Driver	Multi-Policy (Bundling)	Good Student	Anti-Theft Device	Low Mileage	Military/Occupation	Accident-Free	Pay-in-Full	Paperless Billing
	✅	✅	✅	✅	✅	✅	✅	✅	✅
	✅	✅	✅	✅	✅	✅	✅	✅	✅
	✅	✅	✅	✅	✅	✅	✅	✅	✅
	✅	✅	✅	✅	✅	✅	✅	✅	✅
	✅	✅	✅	✅	✅	✅	✅	✅	✅
	✅	✅	✅	✅	✅	✅	✅	✅	✅
	✅	✅	✅	✅	✅	✅	✅	✅	✅
	✅	✅	✅	✅	✅	❌	✅	✅	✅
	✅	✅	✅	✅	✅	✅	✅	✅	✅
	✅	✅	✅	✅	✅	✅	✅	✅	✅

You can also keep your rates low by comparing quotes from at least five different companies. Since all policies are not created equal, this step allows you to review which quotes can get you the best coverage at the lowest rate.

Read more:

• SafeAuto Car Insurance Review
• What You Should Know About Country Financial Auto Insurance

What You Need to Know About Continental Insurance

The Continental Insurance Company falls under the purview of CNA. This entity primarily provides insurance for businesses, so if you need a standard car policy, you’ll need to shop online to find the perfect policy for your needs. You can get free quotes online from major insurance companies and review multiple quotes at once to see which one can save you the most money.