D. Gilson is a writer and author of essays, poetry, and scholarship that explore the relationship between popular culture, literature, sexuality, and memoir. His latest book is Jesus Freak, with Will Stockton, part of Bloomsbury’s 33 1/3 Series. His other books include I Will Say This Exactly One Time and Crush. His first chapbook, Catch & Release, won the 2012 Robin Becker Prize from Seve...

Full Bio →

Written by

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Full Bio →

Reviewed by Jeffrey Johnson
Insurance Lawyer

UPDATED: Mar 19, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance related. We update our site regularly, and all content is reviewed by car insurance experts.

Company Details
Address: 6000 American Parkway
City: Madison
State: WI
ZIP Code: 53783
Phone Number: 608-242-4100
Website: https://www.amfam.com/
Year Founded: 1927
AM Best Rating: A (Excellent)
Company Rating 0 (0 reviews)

Everyone wants to get the most affordable car insurance, the American Family KnowYourDrive program is a great way to save.

This free program from American Family promotes safer driving behaviors and helps you earn discounts on your car insurance premiums at the same time.

Keep reading to learn more about how the program works and how you can enroll today.

Or, if you would rather start fresh with a new company, enter your ZIP code above to start your search for more affordable car insurance.

What is KnowYourDrive?

American Family KnowYourDrive is a discount app that provides you a discount on your policy based on how safely you drive.

The app encourages you to drive safely by tracking driving habits and giving you tips on how to improve.

As you continue to improve, you can earn up to a 20 percent discount over time. The program is available in all fifty states, and all the drivers on your policy can download the app.

This means you can track your teens driving habits as well. This can be a very beneficial arraignment, as according to the CDC, teens are some of the most likely drivers to get into an accident based on their inexperience.

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

What behaviors does the KnowYourDrive app monitor?

The KnowYourDrive app works in the background of your phone to monitor a whole host of driving data, not just your behaviors while you are driving.

Here’s a list of everything that the app tracks:

  • Hours driven
  • Braking
  • Acceleration
  • Evening driving
  • Late-night driving
  • City driving
  • High speeds

Speeding, hard braking, and sudden acceleration are all tied to bad driving habits or distracted driving, which are all huge contributors to car accidents.

The app keeps track of each time you get behind the wheel as the driver and provides you an option to note if you are not driving to keep the most accurate records possible.

For many adults, driving is a habitual action. We no longer think too much about small things, like how quickly we accelerate from a stoplight or when we start slowing down our car.

The KnowYourDrive app can make you aware of bad habits you may have picked up and not noticed over the years.

In return, if you correct these habits by following the advice provided in the app, you can earn solid discounts to your monthly premium and make the road a little safer all at once.

Is American Family KnowYourDrive worth it?

KnowYourDrive is a free program that can actively save you money the more you use it, so it’s safe to say this is a worthwhile program.

According to American Family, there is no risk of your premiums increasing as you use the program. However, you can lose your discount over time if you slip up and certain habits make a reappearance.

All in all, you risk and lose nothing by signing up for the American Family KnowYourDrive discount app, so why not reduce the cost of your car insurance

Or, if you feel like your policy isn’t competitive even after a discount, enter your ZIP code below and we will help you compare other rates near you.