American Family KnowYourDrive Service Review for 2021
American Family KnowYourDrive is a free usage-based insurance program designed to save you money on car insurance and promote safer driving. KnowYourDrive tracks your driving behaviors, such as speeding and hard braking. The less you do these things, the larger the discount you earn. If you continue to improve your driving, you can earn up to 20 percent off on your monthly premiums.
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UPDATED: Mar 19, 2021
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Everyone wants to get the most affordable car insurance, the American Family KnowYourDrive program is a great way to save.
This free program from American Family promotes safer driving behaviors and helps you earn discounts on your car insurance premiums at the same time.
Keep reading to learn more about how the program works and how you can enroll today.
Or, if you would rather start fresh with a new company, enter your ZIP code above to start your search for more affordable car insurance.
What is KnowYourDrive?
American Family KnowYourDrive is a discount app that provides you a discount on your policy based on how safely you drive.
The app encourages you to drive safely by tracking driving habits and giving you tips on how to improve.
As you continue to improve, you can earn up to a 20 percent discount over time. The program is available in all fifty states, and all the drivers on your policy can download the app.
This means you can track your teens driving habits as well. This can be a very beneficial arraignment, as according to the CDC, teens are some of the most likely drivers to get into an accident based on their inexperience.
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What behaviors does the KnowYourDrive app monitor?
The KnowYourDrive app works in the background of your phone to monitor a whole host of driving data, not just your behaviors while you are driving.
Here’s a list of everything that the app tracks:
- Hours driven
- Evening driving
- Late-night driving
- City driving
- High speeds
Speeding, hard braking, and sudden acceleration are all tied to bad driving habits or distracted driving, which are all huge contributors to car accidents.
The app keeps track of each time you get behind the wheel as the driver and provides you an option to note if you are not driving to keep the most accurate records possible.
For many adults, driving is a habitual action. We no longer think too much about small things, like how quickly we accelerate from a stoplight or when we start slowing down our car.
The KnowYourDrive app can make you aware of bad habits you may have picked up and not noticed over the years.
In return, if you correct these habits by following the advice provided in the app, you can earn solid discounts to your monthly premium and make the road a little safer all at once.
Is American Family KnowYourDrive worth it?
KnowYourDrive is a free program that can actively save you money the more you use it, so it’s safe to say this is a worthwhile program.
According to American Family, there is no risk of your premiums increasing as you use the program. However, you can lose your discount over time if you slip up and certain habits make a reappearance.
All in all, you risk and lose nothing by signing up for the American Family KnowYourDrive discount app, so why not reduce the cost of your car insurance
Or, if you feel like your policy isn’t competitive even after a discount, enter your ZIP code below and we will help you compare other rates near you.