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Such times do fall under the category of occurring only on rare occasions, but there are indeed instances that it makes sense to exclude a family member from your auto policy. Not only are they rare, they normally lead to a higher auto insurance cost for all involved.
While smaller cars are designed with safety in mind, “safety” is a relative term. Just as it’s a given that the smallest cars normally provide the highest fuel economy, it’s also a given that generally speaking, the larger a car is, the safer it is.
Plenty of less well-known coverages exist, and some are even so uncommon they’re simply forgotten about or overlooked. Here are four less well-known types of car insurance coverage that aren’t on everyone’s radar.