Integon Insurance Review (2022)
Integon Insurance writes policies for National General Insurance, and the financial ratings of its holding company are quite high. The Better Business Bureau also gave National General Insurance an A+. On average, a policy written by Integon Insurance costs $1,806/year, and drivers can request quotes or file claims online.
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UPDATED: Jun 30, 2022
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- Integon Insurance writes car insurance policies for National General Insurance
- You can shop for insurance quotes online
- Driving without insurance can have severe consequences
Before you turn the key in your car’s ignition, you need to be sure that you have an active car insurance policy that can protect you whenever you’re on the road. Car insurance not only helps you repair your car after an accident, but it can also help you avoid the legal fees that can pile on if you are caught driving without insurance.
An Integon car insurance policy can get you the coverage you need to be street-legal and protected no matter where you travel. Keep reading this Integon Insurance review to learn more about this company and how much you may pay for your coverage.
While reading this Integon Insurance review, you can start comparing free insurance quotes when you enter your ZIP code.
What is Integon Insurance?
National General Insurance wholly owns the Integon National Insurance Company, so any search results for the Integon National Insurance phone number, the Integon National Insurance Company address, or the Integon National Insurance Company website will lead you back to National General Insurance.
Integon Insurance underwrites car insurance policies for National General Insurance. This relationship between the two companies means that if you have a concern or question regarding your policy, you won’t have to worry about searching through your insurance paperwork to find the Integon National Insurance Company customer service number. Instead, you can National General Insurance at 1-888-293-5108.
Drivers can trust that any claims filed on policies written by Integon Insurance will be able to be paid out because A.M. Best awarded National General Insurance an A+ rating.
If you are curious as to how well Integon Insurance customer service has been received by the public, you’ll be pleased to know that its holding company, National General Insurance, has received an A+ rating from the Better Business Bureau.
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What coverages does Integon Insurance offer drivers?
A policy written by Integon Insurance will only provide you with traditional coverage, but standard coverage is all you need to avoid being penalized for driving without insurance. As you can see below, if you are cruising down the road without an active policy, you can face some severe consequences:
|Alabama||Suspension with $200 reinstatement fee||Up to $500|
|Alaska||License suspension for 90 days|
|Arizona||License/registration/license plate suspension for three months||At least $500|
|Arkansas||Suspended registration/no plates until proof of coverage plus $20 reinstatement fee||$50 to $250||Court may order impoundment|
|California||$100 to $200 plus penalty assessments||Court may order impoundment|
|Colorado||License suspension until you can show proof to the DMV that you are insured||At least $500||Four points against your license. Courts may add up to 40 hours community service|
|Connecticut||Suspended registration/license for one month (show proof of insurance) with $175 reinstatement fee||$100 to $1000|
|Delaware||License/privilege suspension for six months||$1500 minimum fine|
|Florida||Suspension of license and registration until reinstatement fee is paid and non-cancelable coverage is secured; $150 fee for first reinstatement|
|Georgia||Suspended registration with $25 lapse fee and $60 reinstatement fee||Pay any other registration fees and vehicle ad valorem taxes due|
|Hawaii||Either license suspension for three months or a required nonrefundable insurance policy in force for six months||$500 fine or community service granted by judge|
|Idaho||License suspension until financial proof||$75|
|Illinois||License plate suspension until $100 reinstatement fee and insurance proof|
|Indiana||License/registration suspension for 90 days to one year|
|Iowa||Removal of plates and registration possible when pulled over without insurance and reissued upon payment of fine or completed community service, proof of insurance, and $15 fee||$500 if in accident; Otherwise $250.|
Or community service in lieu of fine
|Kansas||license/registration suspension; reinstatement fee: $100||$300 to $1000||Confinement in jail up to six months instead of or in addition to fine|
|Kentucky||License plates and registration revoked for one year or until proof of insurance is shown||$500 to $1000||Up to 90 days in jail instead of or in addition to fine|
|Louisiana||If in car accident, fine plus registration revoked and driving privileges suspended for 180 days||$500 to $1000|
|Maine||Suspension of license and registration until proof of insurance||$100 to $500|
|Maryland||Lose license plates and vehicle registration privileges; Pay a restoration fee of up to $25 for a vehicle's registration||Pay uninsured motorist penalty fees for each lapse of insurance — $150 for the first 30 days, $7 for each day thereafter|
|Massachusetts||$500 to $5000||Imprisonment for one year or less instead of or in addition to fine|
|Michigan||License suspension for 30 days or until proof of insurance||$200 to $500|
$25 service fee to Secretary of State
|Imprisonment for one year or less instead of or in addition to fine|
|Minnesota||License and registration revoked for no more than 12 months||$200 to $1000||Community service possible instead of fine; 90 days imprisonment instead of or in addition to fine|
|Mississippi||Driving privileges suspended for one year or until proof of insurance||$1000|
|Missouri||Suspended until proof of insurance with $20 reinstatement fee||Four points against driving record; Driver may be supervised|
|Montana||$250 to $500||Imprisonment for no more than 10 days instead of or in addition to fine|
|Nebraska||License and registration suspension; reinstatement fee of $50 for each||Proof of insurance to remain on file for three years|
|Nevada||Registration suspension — until payment of $250 reinstatement fee||$250 to $1,000 depending on length of lapse||Depending on circumstances, an SR-22 (proof of financial responsibility) if lapsed more than 90 days|
|New Hampshire||Not a mandatory insurance state. Proof of insurance may be required as the result of a conviction, crash involvement, or administrative action. If you are required to file proof of insurance and vehicles are registered in your name, you will be required to file an Owner’s SR-22 Certificate of Insurance.|
|New Jersey||License suspension for one year||$300 to $1000||Pay surcharges for three years in the amount of $250 per year|
|New Mexico||License suspension||Up to $300||Imprisoned for 90 days instead of or in addition to fine|
|New York||Registration suspension equal to time without insurance; License suspension equal to registration suspension if without insurance for 90 days||Up to $1500 if involved in accident plus $750 civil penalty||Instead of suspension, option to pay $8/day up to thirty days for which financial security was not in effect, $10/day from the thirty-first to the sixtieth day $12/day from the sixtieth to the ninetieth day and proof of security is provided; up to 15 days imprisonment in addition to or instead of fine|
|North Carolina||Registration suspension until proof of financial responsibility but 30-day suspension if in car accident or knowingly driving without insurance; $50 restoration fee plus license plate fee||$50|
|North Dakota||Suspension until proof of insurance is provided||Up to $1500||30 days imprisonment instead of or in addition to fine; 14 points against license; proof of insurance must be provided for one year; license with a
notation requiring that person keep proof of liability insurance on file with the department. The fee for this license is $50, and the fee to remove
this notation is $50
|Ohio||License/plates/registration suspension until requirements are met and $100 reinstatement fee is paid||Maintain special high-risk coverage on file with the BMV for three to five years; if involved in an accident without insurance, all above penalties and a security suspension for two plus years and an indefinite judgment suspension (until all damages are satisfied)|
|Oklahoma||License suspension with $275 reinstatement fee||$250||Jail time up to 30 days; police can seize license plates and assign temporary plates and liability insurance — in effect for 10 days and can also impound the vehicle. The cost of the temporary coverage is added to the administrative fee and any fines paid for plates to be returned. If car impounded, owner must also pay towing and storage fees|
|Oregon||If involved in accident — at least a one year license suspension||$130 to $1000 ($260 is the presumptive fine)||Proof of financial responsibility required for three years|
|Pennsylvania||Registration suspended for three months (unless lapse was for less than 31 days and vehicle not operated during that time); $88 restoration fee plus proof of insurance required to get it back||$500 civil penalty fee is optional in lieu of registration suspension plus $88 restoration fee — can only use this option once within a 12-month period|
|Rhode Island||License and registration suspension up to three months; reinstatement fee: $30 to $50||$100 to $500|
|South Carolina||License/registration suspended until proof of insurance plus $200 reinstatement fee||$100 to $200||30 days imprisonment instead of fine|
|South Dakota||License suspension for 30 days to one year||$100||30 days imprisonment instead of or in addition to fine; filing proof of insurance (SR-22) with the state for three years from date of conviction. Failure to file proof will result in suspension of vehicle registration, license plates, and driver license|
|Tennessee||Only if fee is unpaid||$25 within 30 days||Pay $25 coverage failure fee within 30 days of notice; if not paid, then an additional $100 coverage failure fee with suspension or revocation of registration plus reinstatement fee of no more than $25|
|Texas||$175 to $350||pay up to a $250 surcharge every year for three years (may be reduced with certain requirements)|
|Utah||License suspension until proof of insurance (maintained for three years) and $100 reinstatement fee||$400|
|Vermont||License suspended until proof of insurance||Up to $500|
|Virginia||May pay $500 Uninsured Motorists Vehicle fee to drive without insurance at your own risk. If this fee is not paid in lieu of insurance, all driving and vehicle registration privileges will be suspended until a $500 statutory fee is paid, proof of insurance is filed for three years, and a reinstatement fee (if applicable) is paid|
|Washington||Up to $250|
|West Virginia||License suspended for 30 days with reinstatement fees, unless there's proof of insurance and $200 penalty fee||$200 to $5000|
|Wisconsin||Up to $500|
|Wyoming||Up to $750||Up to six months imprisonment|
Get Your Rates Quote Now
Thankfully, getting a quote from Integon’s holding company is very simple as National General Insurance offers an online quote tool and a direct line that you can call if you would like more information about the policies written by Integon. You can even use an online portal to make your Integon National Insurance company payments.
Are Integon Insurance’s rates competitive?
Below, you can see what you could pay for a policy written by Integon Insurance:
|Driver Demographics||Average Annual Auto Insurance Rates|
Get Your Rates Quote Now
Remember, while Integon Insurance may write the policy, the policy will bear the name of National General Insurance. If you want to see how these rates compare to the competition, you can always shop online and request quotes from at least five different companies. This strategy will allow you to compare quotes side-by-side to determine which policy fits your budget. There are many factors that affect the price of car insurance.
What You Need to Know About Integon Insurance
Integon Insurance underwrites policies for a highly rated insurance company, National General Insurance. So while you won’t have access to extra coverages, a policy written by Integon will have all the traditional coverages you need to protect yourself and your vehicle whenever you’re cruising down the highway.
All payments for Integon policies can be made through the National General Insurance website, and you can file a claim for your Integon policy through National General’s website as well.
Now that you’ve concluded this Integon Insurance review, you can confidently shop for car insurance. Enter your ZIP code to receive free quotes from car insurance companies near you.
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