Category: After an accident

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Do I Have Enough Accident Coverage?

There are many types of common auto insurance available to consumers. Depending on the state in which you live, and depending on the ownership status of your vehicle, you may be required to hold a certain minimum level of coverage. The type of insurance coverage you hold can vary across the life of a car….

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Strategies and Final Negotiations – How to Negotiate a Settlement after a Car Accident

Negotiating a Settlement: Part 4 Working out insurance settlements for an insurance claim with your insurance claims adjusters is similar to working out any other negotiation: you first need to lay the proper groundwork, and then “play your cards” right in order to reach your desired outcome. If you don’t prepare your case well, you’ll create hurdles for yourself…

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Preparing your Case – How to Negotiate a Settlement after a Car Accident

Negotiating a Settlement: Part 3 If you are ready to take on the challenge of navigating and settling your own insurance claim, you’ll need to set the claim up properly in the early stages and keep track of all the details to position yourself for success. Properly navigating the first few steps is crucial. Otherwise,…

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Lawyers, Mediators and You – How to Negotiate a Settlement after a Car Accident

Negotiating a Settlement: Part 2 When it comes to advice on settlements, don’t listen to an insurance adjuster. The main point of concern for an insurance adjuster is not how much your claim is actually worth, but how much you are willing to accept. Many adjusters will take steps to offer you conservative settlement amounts,…

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Pain, Suffering and Other Damages– How to Negotiate a Settlement after a Car Accident

Negotiating a Settlement: Part 1 You were in an auto accident last week, you sustained some injuries, you’ve lost a couple nights of sleep due to pain, but you’re on the road to recovery. Your doctor says you should be healed soon, and the pain is lessening each day. The auto insurance company has agreed to pay for…

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After an Auto Accident: How to Act and What to Avoid

For a minute, life stops. You don’t remember how you got to this moment, but here you are. You’ve just been in a car accident, and you’re trying to put all the pieces together between the feeling of the jarring impact, the sounds of crashing steel and shattered glass, and the potential pain you and…

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Accident Preparedness: For Best Results, Prepare for the Worst

Preparation is part of being a responsible driver, but car insurance is only one aspect of being prepared for an accident. Drivers can’t predict when or where an accident will occur, so it’s important to be prepared for the possibility of motor vehicle collisions or mechanical malfunction at all times. From being stranded in a…

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Nightmare Scenarios: What Should You Do

No one wants to be in a car accident of any kind, but some situations are arguably worse than others. In an ideal situation, a car accident leads to no injuries and no lawsuits, and only minor property damage, and can be easily resolved through insurance companies. But that situation, while it is the norm,…

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My Vehicle is Damaged. What do I do?

One of the biggest hassles of getting in a car accident can be dealing with car repairs. If your car is a total loss, the process can be entirely different than if your car is damaged but repairable. The good news is, it is in the best interest of insurance companies to help you through the process because it makes you happy and…

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Do I Need to Hire a Lawyer?

Unless you or another party were injured in your car accident, you probably do not need a personal injury lawyer to handle your auto accident claims. For minor injuries that don’t inhibit your everyday activities and heal within a week or two or for property damage, your insurance company can take care of you throughout…

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