D. Gilson is a writer and author of essays, poetry, and scholarship that explore the relationship between popular culture, literature, sexuality, and memoir. His latest book is Jesus Freak, with Will Stockton, part of Bloomsbury’s 33 1/3 Series. His other books include I Will Say This Exactly One Time and Crush. His first chapbook, Catch & Release, won the 2012 Robin Becker Prize from Seve...

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Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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Reviewed by Jeffrey Johnson
Insurance Lawyer

UPDATED: Jul 14, 2021

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When it comes to speculation about gasoline prices, we love it when predictions of higher prices prove to be inaccurate. Not that we want the pundits to look foolish. We’re just always happy to see a lower total when we fill up.

And since the cost of oil has been rising, most have expected gas prices to follow suit. This would make sense, but it hasn’t happened. This is extremely atypical, since crude oil is the main component of the cost of a gallon of gas. It makes up 63 percent of the overall cost of gas. The truth is the cost of manufacturing is only one part of price determination.

Demand for gasoline from drivers continues to fall. Lower demand translates into lower prices. There’s an overabundance of the product with too few customers. So something has to give. With the rise of hybrid and fully electric cars, customers just don’t have the same appetite for fossil fuels.

According to the Lundberg Survey, the average price of regular gasoline is $3.29 a gallon in the United States. Of the cities included in that survey, Albuquerque, N.M., has the lowest price of gas at $2.84 while San Francisco has the highest gasoline at $3.67.

Why Aren’t All States Seeing A Dip in Gas Prices?

Unfortunately, while the average cost of a gallon of gas has fallen nationwide, some states haven’t seen a benefit. Ohio, for example, has seen gas prices rise eight cents per gallon according to the American Automobile Association’s (AAA) Oil Price Information Service and Wright Express.

Residents of the Buckeye state are paying an average of $3.20 a gallon for gas. While that is lower than the amount they were paying this summer, gas is still a full 30 cents higher per gallon in Ohio than it was the same period last year.

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How Can You Keep Your Car Insurance Costs Down?

The statewide average for gas can put a serious crimp in your budget when they’re up. Even with the drop in premium fuel prices, they’re still too high for many drivers. With prices at gas stations being so temperamental, many drivers want something that’s consistent and affordable.

Having auto insurance is required by law in most states. We don’t always have full control over our annual premiums. You may have more options than you think, though. It all starts with getting quotes and determining what coverage you really need. To get started, enter your zip code and use our calculator.