Tesla Telematics Service Review for 2021
Tesla telematics is the most advanced telematics system available today. Tesla's telematics system is built into Tesla cars and can gather data from almost every part of the car. This includes driving behaviors, charging events, and internal information in the event of a crash. Currently, Tesla car telematics has little impact on insurance prices as Teslas are considered luxury vehicles despite their safety rating.
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UPDATED: Mar 31, 2021
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- Tesla telematics review and collect data from all Tesla cars
- This data includes everything from driving behaviors to internal system information
- Tesla cars periodically send the data collected to Tesla for review
When you hear the words “smart car,” Tesla is likely one of the first brands to come to mind. That is not inaccurate, considering that Teslas are some of the smartest vehicles on the road today.
In part, this is due to the Tesla telematics system.
This system measures a novel amount of vehicle functions and is a large part of how Tesla can quickly improve their cars and operation systems.
However, with all that intelligence, does Tesla telematics actually have any effect on car insurance?
Keep reading to learn more about telematics in general and how Tesla telematics may affect car insurance in the future.
Are you looking for more affordable Tesla car insurance rates? Enter your ZIP code above, and we will help you find local car insurance providers to start your search.
What are telematics?
Telematics in cars refers to a system inside cars that tracks data like speed, acceleration, location, etc.
This data can be gathered by a tracking device installed in a car, via an app, or, in the case of Tesla vehicles, built into the car itself.
Telematics are commonly used to track vehicle data on fleet vehicles.
However, many insurance companies have launched usage-based insurance programs that use the technology to track driving behaviors to encourage safer driving habits and earn discounts.
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What does Tesla telematics track?
Because Tesla’s telematics system is built into the car, it has access to all of the functions and information about your Tesla.
For example, your Tesla Model S telematics can tell everything from when it was last charged to whether or not you were wearing your seatbelt during a crash.
They monitor countless other pieces of data and periodically send this information to Telsa to be analyzed.
The telematics system’s purpose is more than just to track information; it’s to help their company and cars learn.
Using onboard telematics, Tesla has actively made changes to improve their vehicles’ safety features overall, earning them the highest safety rating from the NHTSA.
Do Tesla telematics make Tesla car insurance more affordable?
That depends on who provides the car insurance.
Tesla announced in 2019 that they were going to be launching insurance specifically for Teslas.
This insurance was going to be more affordable than that offered by major companies, in part because Tesla said they would be taking into account the safety features of their vehicles.
This would include their telematics as well as their overall construction.
Currently, Tesla insurance is the only insurance company likely to take telematics more into account than the cost of repairing a Tesla, which is what has driven other insuring rates so high. This insurance is also only available to residents of California at this time.
So, while Telsa telematics is the most advanced system currently available, they are not currently lowering the cost of insurance for most customers.
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