Safety Car Insurance Review in 2024 [See if They’re a Good Fit]

In this Safety car insurance review, we cover the best pick for New England drivers, ensuring safe, personalized coverage.

Safety Insurance is the top pick for New England drivers, with average low rates of $83/month, matched with perfect regional service. Uncover more by delving into our article, “Safe Driving Tips: How to Keep Your Insurance and Car Safe.”

Safety Car Insurance Rating

Rating Criteria
Overall Score	3.2
Business Reviews	3.0
Claim Processing	3.0
Company Reputation	3.0
Coverage Availability	2.4
Coverage Value	3.0
Customer Satisfaction	4.1
Digital Experience	3.0
Discounts Available	5.0
Insurance Cost	3.7
Plan Personalization	3.0
Policy Options	2.2
Savings Potential	4.1

Policyholders can enjoy flexible coverage options such as bodily injury, collision, and medical payments, and riders like Gap coverage and roadside assistance. Enter your ZIP code to see if you’re getting the best deal on car insurance.

Safety Car Insurance Coverage Cost

Safety Insurance offers a range of plans, with costs varying based on age, gender, location, driving history, and selected coverage. 

Safety Car Insurance Monthly Rates by Coverage Level, Age, & Gender

Although safety insurance rates may be higher than those of some larger national providers, its regional expertise and responsive claims service can make it a worthwhile choice for those in New England who prioritize reliability and a provider familiar with their specific needs. Expand your understanding with our article, “The Different Types of Car Insurance Coverage.”

Safety Car Insurance Review

Safety car insurance is a trusted provider of customizable coverage options ideal for New England drivers. It offers its policyholders various coverage options, competitive pricing, and discounts.

This guide details Safety car insurance rates, coverage, and customer reviews. To better understand the topic, read our article “Car Insurance Quotes, Tips, and Savings.”

Safety Insurance Average Cost vs. Competitors

While Safety car insurance is competitive with other non-standard providers, some rates are relatively high compared to those provided by larger national insurers.

Safety Insurance, meanwhile, can be particularly appealing to New England drivers based on its regional focus and responsive customer service, even if larger companies have lower average prices. 

Safety Insurance offers tailored coverage options and a responsive claims process, giving policyholders peace of mind if an accident does happen.

Safety Insurance is an excellent option for drivers who want to go local and those who need industry experience in their area, even for slightly higher premiums. For additional insights, refer to our “How Car Insurance Works.”

Safety Insurance Coverage Options

Such options grant policyholders sovereignty and enable them to tailor their plans according to their requirements and budgets.

• Liability Coverage: This feature of the car insurance policy offers insight into the liability coverage for bodily injuries and property damage to 3rd parties. Please highlight the coverage for other parties.
• Collision Coverage: Provides additional coverage for your vehicle to be repaired after an accident
• Complete Coverage: For incidents outside of accidents such as theft, fire, and vandalism.
• Uninsured/Underinsured Motorist Coverage: When you are hit by an uninsured or underinsured motorist that damages your vehicle.
• Medical Payments Coverage: Assists with the cost of medical care for you and your passengers in the event of an accident.
• Optional Extras: Rental reimbursement, roadside assistance, and gap coverage are available as add-ons.

This option allows policyholders to customize their plans based on their needs and budget. Our article “What does car insurance cover?” will help you gain a deeper understanding.

Safety Insurance Available Discounts

Safety Insurance provides several discounts that help drivers save on their premiums:

• Cleans Driving Record: Drivers with no accidents or moving violations.
• Multi-policy Discount: For bundling auto with home or renters insurance.
• Multi-vehicle Discount: Provides savings for insuring several vehicles.
• College Student Discount: For students who maintain a high GPA

The discounts allow Safety Insurance to be an excellent option for drivers on a budget who want to maintain coverage quality for a lower price. Find out more by reading our “Car Insurance with Telematics.“

Safety Insurance Customer Reviews

Safety Insurance has received cheerful customer reviews overall, with several praising the company for its friendly local service and dependable customer support claims.

New England policyholders often say the claims process is simple, and agents respond quickly.

Safety Insurance Business Review

Safety Insurance has a good reputation and a significant market share in New England. The company pays claims well, evidenced by its A (Excellent) rating from A.M. Best for financial stability. 

Safety Car Insurance Business Ratings & Consumer Reviews

Agency
	Score: 850 / 1,000 Above Avg. Satisfaction
	Score: A+ Excellent Business Practices
	Score: 75/100 Good Customer Feedback
	Score: 0.75 Fewer Complaints Than Avg.
	Score: A Excellent Financial Strength

Safety Insurance may not have a nationwide appeal, but because it specializes in New England, it concentrates on the needs and regulations of drivers in that area. Explore further with our article, “How to Find a Safe, Budget-Friendly Car for your Teen.”

Safety Insurance Pros and Cons

New England drivers seeking tailored coverages and local expertise can turn to Safety Insurance, although you may find regional premiums higher than standard national providers.

Pros

• Strong local presence in New England
• Variety of customizable coverage options
• Positive claims experience and responsive customer service
• Numerous discount options

Cons

• Higher premiums compared to some national insurers
• Limited to New England states, with no coverage outside the region

Safety Insurance specializes in New England drivers, and while it is not widely available and is a little more expensive, it packs regional solid support, customizable plans, and reliable claims service into its offering. Gain insights by reading our article “Best Car Insurance by Vehicle.”

Final Overview of Safety Car Insurance

Safety Insurance is a great option if you live in New England and want a tailored policy with a local presence. Although its premiums may be higher than some of its competition, Safety Insurance is a smart option with a highly responsive customer service team, discounts based on lifestyle habits, and an easy and quick claims process. 

From the regional focus to the niche discounts, safety insurance car insurance will be a good choice for motorists in New England. Our article, “Buying Car Insurance: How to Find the Best Policy for You,” will deepen your understanding. Ready to find cheaper car insurance coverage? Enter your ZIP code to begin.