Progressive Snapshot Service Review for 2021
Progressive Snapshot is a free program offered to all Progressive car insurance customers. Snapshot is a usage-based insurance program where you can earn a discount based on specific driving behaviors. Snapshot tracks hard braking, distracted driving, and other high-risk behaviors that are tied to a risk of car crashes.
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Written by
D. Gilson, PhD
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Reviewed by
Jeffrey Johnson
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UPDATED: Mar 26, 2021
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- Progressive Snapshot is a free usage-based insurance program designed to provide a discount to customers
- Snapshot uses an app or plug-in device to track specific driving behaviors
- Snapshot is available to all Progressive car insurance customers
Progressive car insurance is one of the biggest names in the business and often promotes their affordable car insurance policies.
The Progressive Snapshot program is yet another way they have endeavored to help their customers save money while simultaneously making the road a safer place.
Snapshot is a discount program that promotes safer driving behaviors and offers customers discounts the safer they drive.
Keep reading to learn more about how to enroll in Snapshot, how it works, and if it’s right for you.
Before jumping into our Progressive Snapshot review, enter your ZIP code above and we will help match you with local providers.
Table of Contents
Does Snapshot cost anything or raise my premiums?
No.
Snapshot is a completely free program that does not risk raising your premiums if you enroll. The program uses a Snapshot app, which is also free to download.
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How does Progressive Snapshot work?
SnapShot utilizes an app or a plug-in device to track specific driving behaviors and alert you if you have picked up bad habits over the years. The main behaviors that the program will focus on are:
- Hard braking
- Quick acceleration
- Night driving
- Mileage
- Distracted driving
The purpose of Snapshot is to improve driving overall to help reduce accidents.
Speeding and distracted driving are huge contributors to car accidents, according to the CDC, which is reason enough to try to avoid these behaviors whenever you can.
If you have a bad driving habit, Snapshot will let you know and give you tips on how to correct it. As your driving improves, you will earn higher and higher discounts on your monthly bill.
Do I qualify for Progressive Snapshot?
To qualify for Snapshot Progressive only requires that you have a car insurance policy. No matter what type of car insurance coverage you have, you qualify for the Snapshot program.
If you are confused about what type of insurance you have or what type you should be looking for, learn more about insurance elements and terms to help you understand your policy.
To enroll, you simply need to contact Progressive customer service and request it be added to your policy.
Should I enroll in Snapshot?
Progressive Snapshot is not a compulsory program, everyone has the option to enroll or not enroll as they choose. However, there are no real downsides to joining the program.
It’s easy to do, simply by calling customer service with Progressive, and whether you use the app or plug-in device to track your driving behaviors, it doesn’t require any real legwork on your part to track your driving.
There are many positive aspects to the program, however. You will earn a discount on your policy, which is basically free money from Progressive.
You will also learn to drive more safely, kick bad habits you may have picked up, and thereby make the road a safer place for everyone, not just you.
If you are a Progressive customer and want to save some money, it’s worth it to give Snapshot a try.
If you are interested in comparing your current car insurance rates against other providers, we can help with that, too. Now that you’ve finished this Progressive Snapshot review, enter your ZIP code below and we will pull up rates near you to kickstart your search.