Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

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Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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Reviewed by Jeffrey Johnson
Insurance Lawyer

UPDATED: Mar 26, 2021

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Company Details
Address: 6300 Wilson Mills Rd
City: Mayfield Village
State: OH
ZIP Code: 44143
Phone Number: 1-855-347-3939
Website: https://www.progressive.com/
Year Founded:
AM Best Rating:
Company Rating 0 (0 reviews)

Just the Basics

  • Progressive Snapshot is a free usage-based insurance program designed to provide a discount to customers
  • Snapshot uses an app or plug-in device to track specific driving behaviors
  • Snapshot is available to all Progressive car insurance customers

Progressive car insurance is one of the biggest names in the business and often promotes their affordable car insurance policies.

The Progressive Snapshot program is yet another way they have endeavored to help their customers save money while simultaneously making the road a safer place.

Snapshot is a discount program that promotes safer driving behaviors and offers customers discounts the safer they drive.

Keep reading to learn more about how to enroll in Snapshot, how it works, and if it’s right for you.

Before jumping into our Progressive Snapshot review, enter your ZIP code above and we will help match you with local providers.

Does Snapshot cost anything or raise my premiums?


Snapshot is a completely free program that does not risk raising your premiums if you enroll. The program uses a Snapshot app, which is also free to download.

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How does Progressive Snapshot work?

SnapShot utilizes an app or a plug-in device to track specific driving behaviors and alert you if you have picked up bad habits over the years. The main behaviors that the program will focus on are:

  • Hard braking
  • Quick acceleration
  • Night driving
  • Mileage
  • Distracted driving

The purpose of Snapshot is to improve driving overall to help reduce accidents.

Speeding and distracted driving are huge contributors to car accidents, according to the CDC, which is reason enough to try to avoid these behaviors whenever you can.

If you have a bad driving habit, Snapshot will let you know and give you tips on how to correct it. As your driving improves, you will earn higher and higher discounts on your monthly bill.

Do I qualify for Progressive Snapshot?

To qualify for Snapshot Progressive only requires that you have a car insurance policy. No matter what type of car insurance coverage you have,  you qualify for the Snapshot program.

If you are confused about what type of insurance you have or what type you should be looking for, learn more about insurance elements and terms to help you understand your policy.

To enroll, you simply need to contact Progressive customer service and request it be added to your policy.

Should I enroll in Snapshot?

Progressive Snapshot is not a compulsory program, everyone has the option to enroll or not enroll as they choose. However, there are no real downsides to joining the program.

It’s easy to do, simply by calling customer service with Progressive, and whether you use the app or plug-in device to track your driving behaviors, it doesn’t require any real legwork on your part to track your driving.

There are many positive aspects to the program, however. You will earn a discount on your policy, which is basically free money from Progressive.

You will also learn to drive more safely, kick bad habits you may have picked up, and thereby make the road a safer place for everyone, not just you.

If you are a Progressive customer and want to save some money, it’s worth it to give Snapshot a try.

If you are interested in comparing your current car insurance rates against other providers, we can help with that, too. Now that you’ve finished this Progressive Snapshot review, enter your ZIP code below and we will pull up rates near you to kickstart your search.