Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

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Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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Reviewed by Jeffrey Johnson
Insurance Lawyer

UPDATED: Mar 26, 2021

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Company Details
Address: 6301 Owensmouth Avenue
City: Woodland Hills
State: CA
ZIP Code: 91367
Phone Number: 1-888-327-6335
Website: https://www.farmers.com/
Year Founded: 1928
AM Best Rating:
Company Rating 0 (0 reviews)

Just the Basics

  • Farmers Signal is a free usage-based insurance program
  • The program provides up to a 15 percent discount based on your driving behaviors based on your driving score
  • Farmers Signal calculates your driving score by tracking your driving habits through their Signal app
  • The Signal app tracks your driving behaviors to help you drive more safely

Are you a safe driver who wants to earn more discounts on your Farmers car insurance? Farmers Signal may be the program for you.

Signal is a free program that rewards safer driving by providing discounts on your monthly premiums. Keep reading to learn how the program works, how to qualify, and add this program to your existing Farmers car insurance policy.

Do you need more than a Farmers Signal discount to make your car insurance more affordable? Enter your ZIP code above, and we will pull up local rates so you can start comparison shopping today.

What is Signal, and how does it promote safer driving?

Signal is a program offered to Farmers car insurance customers that promotes safer driving in exchange for discounts on monthly premiums.

The app tracks your good and bad driving habits and provides you with a discount based on how you have improved.

The Signal program tracks your behavior using the Signal app. This app can be downloaded for free onto almost any smartphone.

Once you have the program added to your policy, you can log in to the app and give it permission to be active while you drive.

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What driving behaviors matter to the Signal app?

The Farmers Signal app targets behaviors that are most commonly associated with car accidents. These behaviors include:

  • Distracted driving
  • Braking
  • Speeding
  • Time of day
  • Total mileage

While some behaviors may seem obvious to track, speeding, for example, is a major contributor to fatal crashes, according to the NSC, others may seem less obvious.

Unbeknownst to many, there are certain times of day that are considered safer than others to drive. Generally, it is considered safer to drive during the day because of visibility.

Total mileage is tracked because the more you drive, the more likely you will get into an accident.

By tracking these things, your app can better evaluate how safe you are every time you get behind the wheel.

Should I get Signal added to my Farmers car insurance?

If you are a Farmers car insurance customer, there is really no downside to adding the Signal program to your policy.

The program is free, and it is easy to enroll in. Just contact Farmers customer service or go online, and you can be enrolled in minutes.

Not only does Signal help you to save money on your car insurance by providing discounts, but it can also help you lower your rates in the long term.

The areas that Signal focuses on can help you avoid accidents, which is one of the biggest factors that affect the price of car insurance. The fewer accidents you get in, the lower your overall rates will be.

For this reason, Signal is a great way for Farmers customers to save money and drive safer.

However, if you still feel like your car insurance is too expensive, even with a Farmers Signal discount, we have a solution. Enter your ZIP code below, and we will help you find affordable car insurance near you.