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If I crash my motorcycle on debris left in the road, who pays?

It’s no secret that insurance can get a bit complicated. Perhaps one of the most complicated areas of insurance is determining who is responsible for paying for damages when accidents occur. A lot of times the answer is cut and dry, but other times it isn’t so simple. One of the areas where insurance can get a little complicated…

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Do I Have to Have Car Insurance?

Whether or not you are required to have car insurance depends on two factors: (1) the state you live in; and (2) if you have taken a car loan. All 50 states have financial responsibility laws that require drivers to be able to pay for any liability they cause in an accident.  However, only 49…

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