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Tag Archives: car insurance

Who Rates Car Insurance Companies?

Posted on February 22, 2012 by Cecil Helton

There’s more to rating an insurer than just the cost of your policy premium, so shopping on nothing more than price alone is a questionable strategy. Read More

Posted in Articles | Tagged A.M. Best, AM Best, car insurance, cheaper car insurance, cheaper insurance, cheaper premium, Consumer Reports, CR, insurance company rankings, insurance company ratings, J.D. Power, JD Power, lower auto premiums, lower car insurance, lower car premiums, Lower premiums, rating insurance companies, Standard & Poor, Standard and Poor |

How Tough is it to Become an Auto Insurance Agent?

Posted on February 6, 2012 by Cecil Helton

The United States Bureau of Labor Statistics indicates that nearly half a million people are working as insurance agents, and they expect new positions to increase by 12 percent through 2018. Read More

Posted in Articles | Tagged auto insurance, auto insurance policy, captive agent, captive and independent agents, car insurance, car insurance policy, college graduates, commission, high school diploma, independent agent, insurance agent, insurance agents, Insurance policy, property and casualty, Property Casualty Insurers Association, state insurance license, state license, U.S. Bureau of Labor Statistics |

How Insurance Companies Determine Policy Premiums

Posted on February 6, 2012 by Cecil Helton

When an insurance company offers you a premium, they are basing it on a variety of factors. Read More

Posted in Articles | Tagged auto claim, auto insurance, auto insurance policy, auto insurance rates, automobile claim, car insurance, car insurance policy, car safety, car safety ratings, car value, claim history, claims, claims history, CLUE, comprehensive loss underwriting exchange, cost of repairs, Crash testing, credit, credit history, credit score, driving record, IIHS, Insurance Institute for Highway Safety, Insurance policy, insurance score, motor vehicle record, MVR, National Highway Traffic Safety Administration, NHTSA, parts availability, policy, poor driving record, safety equipment, safety features, safety ratings |

What Happens When You Buy an Auto Policy

Posted on February 3, 2012 by Cecil Helton

Your driving record and claims history will impact the price of your premium, and in rare cases, may lead to an outright rejection by the insurer. Read More

Posted in Articles | Tagged auto policies, auto policy, auto policy claim, auto policy exclusion, car insurance, claims history, CLUE, clue-report, driving record, motor vehicle record, MVR, poor driving record, underwriting, underwriting auto policies |

Car Insurance Coverages Commonly Forgotten or Overlooked

Posted on January 18, 2012 by Cecil Helton

Plenty of less well-known coverages exist, and some are even so uncommon they’re simply forgotten about or overlooked. Read More

Posted in Articles | Tagged accidental death and dismemberment, Accidental medical protection, AMP, basic and additional reparations benefits, car insurance, car insurance policy, collision, collision and comprehensive, collision coverage, comprehensive, comprehensive coverage, full coverage, liability, liability coverage, Med pay, medical payments, minimum coverage, minimum liability, optional basic economic loss, optional basic economic loss coverage, state minimum coverage, work loss |

When the Other Driver Refuses to Cooperate Regarding a Claim

Posted on January 18, 2012 by Cecil Helton

So what can you expect if you’re faced an with dealing with at-fault driver who refuses to work with their insurer to settle your claim? Read More

Posted in Articles | Tagged auto claim, average claims, car claim, car insurance, car insurance claim, lifetime claims, number of claims, Property Casualty Insurers Association, subrogation, third party claim, uncooperative driver |

Should You Consider an Umbrella Policy?

Posted on January 6, 2012 by Cecil Helton

Umbrella policies are add-ons that kick in from lawsuit-based actions once you’ve exhausted the limits of an auto or homeowners insurance policy. Read More

Posted in Articles | Tagged accident, accident liability, affordable auto insurance, auto policy, car insurance, car insurance cheap, car insurance company, car insurance premiums, car insurance rates, Car insurances, collision, collision liability, crash, liability, lower car insurance costs, personal liability, umbrella insurance, umbrella policy |

New Year, New You: New Car Insurance, Too?

Posted on January 4, 2012 by Cecil Helton

You may be extremely happy and satisfied with your current insurer, especially if your past interactions with them have been positive. Read More

Posted in Articles | Tagged A.M. Best, AM Best, auto claim, car insurance, car insurance claims, car insurance companies, car insurance company, car insurer, claims, claims experience, claims process, insurance agent, J.D. Power, JD Power, S&P, Standard & Poor, switching car insurance companies |

When Is Filing a Claim a Bad Idea?

Posted on December 30, 2011 by Cecil Helton

There are times when filing a claim is a poor decision, but the potential exists that you’ll be faced with no choice but to file a claim in some cases. Read More

Posted in Articles | Tagged accident, auto claim, auto policy, automobile claim, car accident, car collision, car crash, car crashes, car insurance, car insurance claims, car insurance company, car insurance deductible, car insurance premiums, car insurance rates, collision, crash, crashes, deductible, deductible amount |

Having Your Car Declared a Total Loss

Posted on December 21, 2011 by Cecil Helton

The claims process results in more disappointed policyholders than any other aspect of car insurance. But the most frustrating of all claims are those when a policyholder’s car is declared a total loss. Read More

Posted in Articles | Tagged auto claim, auto claims, car insurance, car insurance claim, claim mediation, claims service, insurance claim, insurance for totaled car, insurance mediation, total loss, totaled, totaled cars, totaled vehicle, totalling a car |

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