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Tag Archives: car insurance deductible

Does the car insurance deductible apply to all of the policy?

No, it does not. A deductible is the amount of money you are responsible for before the insurance pays. It is usually $250, $500, $1,000 or more. It applies to the collision and the comprehensive coverages on your auto policy … Read More

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New Driver’s Guide to Understanding Deductibles

The easiest way to explain deductibles is to simply say that a deductible is the amount of money you pay before your insurance company will pay out for any damages. But there’s much more to consider. Read More

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When Is Filing a Claim a Bad Idea?

There are times when filing a claim is a poor decision, but the potential exists that you’ll be faced with no choice but to file a claim in some cases. Read More

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Can Lenders Insist You Carry a Certain Deductible?

Yes, it’s true. Did you realize lenders can and do demand certain coverages and deductible amounts? Read More

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Wrecking at Home: Which Policy Pays?

The driver will be looking at costs including deductible amounts, and perhaps more, if they decide the incident isn’t worthy of filing a claim. Read More

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Why Your Deductible Matters: What You’ll Owe from a Crash

There’s more to consider in regards to deductible than these two factors, such as knowing when you should use your deductible by filing a claim. Read More

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What to Do if You Hit a Parked Car

What if the shoe were on the other foot? What if YOU are the driver that hits a parked car? Read More

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Damaged Windshield: Repair or Replace It?

Did you know that out of the millions of car insurance claims made every year, those made for windows and windshield out pace all the other parts of cars. Read More

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Deciding on a Deductible: Calculate the Risks

You should also make sure that whatever deductible amount you’re selecting is being offered to you at a good and fair price. Read More

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Seven Policy Add-Ons You Should Consider

Taking a short-term savings approach may not pay off in the end, and there may be a number of coverage types that are not only right for you, but they’re also low to no-cost options in many cases. Read More

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