Compare Rates. Save Today. Get FREE Online Quotes Now.

Tag Archives: auto policy

What Happens When You Buy an Auto Policy

Posted on February 3, 2012 by Cecil Helton

Your driving record and claims history will impact the price of your premium, and in rare cases, may lead to an outright rejection by the insurer. Read More

Does an Auto Policy Cover a Car or a Driver?

Posted on January 11, 2012 by Cecil Helton

This sounds like a trick question, doesn’t it? Especially when you consider all the factors involved, right? Read More

Posted in Articles | Tagged auto liability insurance, auto policy, basic liability coverage, borrowing a car, car borrowing, car insurance policy, car policy, minimum liability, minimum liability coverage, non-owners, non-owners insurance |

Should You Consider an Umbrella Policy?

Posted on January 6, 2012 by Cecil Helton

Umbrella policies are add-ons that kick in from lawsuit-based actions once you’ve exhausted the limits of an auto or homeowners insurance policy. Read More

Posted in Articles | Tagged accident, accident liability, affordable auto insurance, auto policy, car insurance, car insurance cheap, car insurance company, car insurance premiums, car insurance rates, Car insurances, collision, collision liability, crash, liability, lower car insurance costs, personal liability, umbrella insurance, umbrella policy |

When Is Filing a Claim a Bad Idea?

Posted on December 30, 2011 by Cecil Helton

There are times when filing a claim is a poor decision, but the potential exists that you’ll be faced with no choice but to file a claim in some cases. Read More

Posted in Articles | Tagged accident, auto claim, auto policy, automobile claim, car accident, car collision, car crash, car crashes, car insurance, car insurance claims, car insurance company, car insurance deductible, car insurance premiums, car insurance rates, collision, crash, crashes, deductible, deductible amount |

Can an Insurer Drop You for Not Bundling Policies?

Posted on December 8, 2011 by Cecil Helton

On the surface, it seems like an insurer wouldn’t be able to force a customer to bundle policies and cull those who refused to do so by issuing non-renewal notices. Read More

Posted in Articles | Tagged Allstate, Allstate Insurance, allstate-insurance-drops you, auto discounts, auto policy, bundle policies, bundling, cancellations and non-renewals, car insurance, discount, discounts, Homeowners, insurance discount, non renewal notice, non-renewal, North Carolina, notice of non-renewal |

Why Do Insurers Price so Differently?

Posted on December 8, 2011 by Cecil Helton

Unlike most consumer products, the way a car insurance policy is priced is indeed much more complex. Read More

Posted in Articles | Tagged auto insurance company checking credit, auto insurance credit score, auto policy, base rate, car insurance, car insurance company, car insurance policy, claims history, credit history, driver age, IIHS, insurance company, Insurance Institute for Highway Safety, National Highway Traffic Safety Administration, NHTSA, policy price, policyholder, pricing factors, safety features |

Can Lenders Insist You Carry a Certain Deductible?

Posted on November 30, 2011 by Cecil Helton

Yes, it’s true. Did you realize lenders can and do demand certain coverages and deductible amounts? Read More

Posted in Articles | Tagged auto insurance policy, auto policy, buy or lease, buying a new car, car insurance deductible, car insurance policy, car leasing, deductible, deductibles and premims, Insurance policy, lease or buy, new car, new car sales, picking a new car, policy premiums, vehicle insurance policy |

Can a Repo Company Make a Claim on Your Policy?

Posted on November 22, 2011 by Cecil Helton

First of all, there’s an ownership question. Do you even own the car anymore? Read More

Posted in Articles | Tagged auto claims, auto policy, automobile claim, car damage, car insurance claim, car repossession, claims, damage, insurance claims, negligent, policy claim, repossessed car, repossession, repossession company damaged car |

What if You Wreck During a Test Drive: Who Pays?

Posted on October 19, 2011 by Cecil Helton

Car insurance normally follows the car. This has implications on who pays if a car is wrecked during a test drive. Read More

Posted in Articles | Tagged auto dealer, auto dealership, auto insurance policy, auto policy, car dealer, car dealership, crash during test drive, garage policy, Insurance policy, test drive, test drive accident |

Is Cheaper Better When it Comes to Car Insurance Quotes?

Posted on September 28, 2011 by Cecil Helton

When times get bad, we’re more inclined to shop for better deals on the things we can’t do without. Read More

Posted in Articles | Tagged auto policy, car insurance cheap, car insurance company, car insurance quote, car insurance quotes, cheap car insurance, cheap insurance rates, cheaper car insurance, cheapest car insurance, lower car insurance costs, lower car premiums, lower policy premium, quote |

From Our YouTube Channel

Ultimate Car Resource

Quicklinks

Tweet Us Your Questions!

Send us your car insurance questions in a tweet to @askcarinsurance and we answer shortly!

@askcarinsurance Chrysler's performance is as remarkable as Honda's is shocking. What’s Up? Sales of Chrysler Products, That’s What - http://t.co/C2mkghwm 11/1/11 8:40 pm

@askcarinsurance Seven of every 10 GM models sold are from Chevrolet, now 100 years old. Chevrolet: A Century of Cars - http://t.co/bbhoBM47 11/1/11 8:32 pm

@askcarinsurance A good driver always puts the cell phone away. No distractions! Cell Phones: Is a Complete Ban a Good Idea? - http://t.co/9dIkXh3l 11/1/11 8:31 pm