Michigan Car Insurance Online
Time is money, and with CarInsurance.org, you can save both. We provide you with Michigan car insurance quotes from a number of providers in a matter of mere minutes. All of these insurance companies are competing for your business, which means you’ll get cheap Michigan car insurance quotes quickly and easily. The Michigan auto insurance quotes come from nationwide, respected providers… you’ll recognize the names of these companies, but probably not their prices!
Requirements for Michigan Car Insurance
Nearly every state in the US requires that drivers carry some form of Liability coverage, and the level of that coverage varies from state to state. Here is an overview of the minimum level of coverage for Michigan auto insurance:
- Single Person Injury Liability – $20,000 minimum and $40,000 maximum: This liability coverage will pay for medical costs, funeral costs and even lost wages for the victim of a car accident.
- Property Damage Liability Coverage – $10,000 minimum: Damage to any public or private property is paid for with this coverage.
Michigan is also a No Fault state. This means that no matter who is at fault during an accident, each specific driver’s own insurance company must pay for their respective damages. This is a means of limiting civil lawsuits associated with car accidents. However, if damages exceed a certain amount, the at-fault driver of the accident can still be held liable.
Michigan Auto Insurance Additional Coverage
All motorists should consider additional coverage, especially if you are driving a new or expensive car. Additional coverage can protect your vehicle from natural disasters and other events. Here are two forms of optional Michigan auto insurance:
- Collision Coverage: This type of coverage will pay for medical costs and repairing vehicles in accidents where the insured is at fault.
- Comprehensive/Full Coverage: As the name implies, this coverage will pay for damages that are the result of events other than a vehicle accident. For example, vandalism, hitting a deer, hail damage, and other Acts of God or Nature.
- Uninsured Motorist Coverage: This coverage protects insured drivers from being victims of an accident with an uninsured or underinsured motorist.
- Personal Injury Protection (PIP): PIP coverage will pay for medical costs, funeral costs, and even lost wages due to an accident. This coverage often supplements basic liability coverage in most policies.
Online Michigan Auto Insurance Quotes
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