Massachusetts Car Insurance

Massachusetts Car Insurance Online

Time is money, as they say, and CarInsurance.org can help you save both. Here you can get Massachusetts car insurance quotes from a number of providers in a matter of mere minutes. All of these insurance companies are competing for your business, which means you’ll get cheap Massachusetts car insurance quotes quickly and easily. The Massachusetts auto insurance quotes come from nationwide, respected providers… you’ll recognize the names of these companies, but probably not their prices!

Requirements for Massachusetts Car Insurance

Nearly every state in the US requires that drivers carry some form of Liability coverage, and the level of that coverage varies from state to state. Massachusetts in particular has extensive levels of coverage requirements and some of the highest premiums in the nation. Here is an overview of the minimum level of coverage for Massachusetts auto insurance:

• Personal Injury Protection (PIP) – $8,000 minimum: PIP coverage will pay for medical costs, funeral costs, and even lost wages due to an accident. This coverage often supplements basic liability coverage in most policies.
• Single Person Injury Liability – $20,000 minimum and $40,000 maximum: This liability coverage will pay for medical costs, funeral costs and even lost wages for the victim of a car accident.
• Property Damage Liability Coverage – $5,000 minimum: Damage to any public or private property is paid for with this coverage.
• Uninsured Motorist Coverage – $20,000 minimum and $40,000 maximum: This coverage protects insured drivers from being victims of an accident with an uninsured or underinsured motorist.

Massachusetts is also a No Fault state. This means that no matter who is at fault during an accident, each specific driver’s own insurance company must pay for their respective damages. This is a means of limiting civil lawsuits associated with car accidents. However, if damages exceed a certain amount, the at-fault driver of the accident can still be held liable.

Massachusetts Auto Insurance Additional Coverage

All motorists should consider additional coverage, especially if you are driving a new or expensive car. Additional coverage can protect your vehicle from natural disasters and other events. Here are two forms of optional Massachusetts auto insurance:

• Collision Coverage: This type of coverage will pay for medical costs and repairing vehicles in accidents where the insured is at fault.
• Comprehensive/Full Coverage: As the name implies, this coverage will pay for damages that are the result of events other than a vehicle accident. For example, vandalism, hitting a deer, hail damage, and other Acts of God or Nature.

Online Massachusetts Auto Insurance Quotes

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