Compare Rates. Save Today. Get FREE Online Quotes Now.
Author Archives: steve
Will a written warning increase the cost of my car insurance?
No, you will usually not see a written warning show an increase in your car insurance. A warning is just that, it isn’t designed to penalize you. If you actually got a citation then yes, it would affect your car … Read More
How do I get rid of SR-22 insurance?
You’ll get rid of your SR-22 insurance when the time limit that was imposed by the state is over. When this is will vary based on what violation you committed to be put on SR-22 insurance and the state in … Read More
What does it mean if my agent says my insurance is bound?
Usually your agent would only use this term if you’ve just gotten a new policy. The agent has the authority to bind a policy, meaning that the policy is in force as soon as you finish talking to them. However, … Read More
What does OTC insurance stand for?
Most likely, it stands for Other Than Collision, which is another name for comprehensive insurance. This type of insurance pays out for situations other than collision, hence the name. Things often included in this type of coverage are protection against … Read More
What is the grace period for car insurance coverage after my policy expires?
Once your auto insurance policy expires, your coverage is over. There is no grace period. That’s why it is so important to renew your insurance policy and pay your bills before the expiration date. Another thing to keep in mind … Read More
Is it illegal to leave your keys in the ignition in Texas?
Yes, according to Section 545.404 of the Texas Transportation Code. You are not allowed to leave the vehicle unattended without: • Stopping the engine • Locking the ignition • Removing the key from the ignition • Setting the parking brake … Read More
What is the grace period to get car insurance after I buy a car in Georgia?
There is no grace period for getting car insurance in Georgia. You need to have car insurance before you get in the car and drive off. Now if you already have coverage for a different vehicle, you may be allowed … Read More
What is a Designated Persons Coverage Exclusion?
A Designated Persons Coverage Exclusion very simply is a form you sign that says the person listed is excluded from your auto insurance. You may find this type of form useful if you are looking to reduce the cost of … Read More
Why do men pay more for car insurance?
When it comes to determining what a person pays for car insurance, it is a simple numbers game. Men typically end up paying more for car insurance because they are a higher risk. According to the Insurance Institute for Highway … Read More
My garage door crashed down on my car; would this be collision or comprehensive?
Another way to phrase this would be to say that your garage door collided with your car. By phrasing it that way, it is much easier to see what type of insurance coverage would be applicable to the situation. Therefore, … Read More
From Our YouTube Channel
Ultimate Car Resource
Quicklinks
Tweet Us Your Questions!
Send us your car insurance questions in a tweet to @askcarinsurance and we answer shortly!
