America’s Safest Driving Cities

America’s safest driving cities are Fort Collins, CO; Boise, ID; Lincoln, NE; Chandler, AZ; and Huntsville, AL. Allstate reports that the average driver in Fort Collins, the safest driving city in the United States, will only be involved in a car crash every 14 years. That’s 28.6 percent less likely than the national average of every 10 years. See if your hometown made the list of America’s safest driving cities below.

UPDATED: Mar 21, 2024

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UPDATED: Mar 21, 2024Fact Checked

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Rachel Bodine

Insurance Feature Writer

Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

Insurance Feature Writer

Eric Stauffer

Licensed Insurance Agent

Eric Stauffer is an insurance agent and banker-turned-consumer advocate. His priority is educating individuals and families about the different types of insurance coverage. He is passionate about helping consumers find the best coverage for their budgets and personal needs. Eric is the CEO of C Street Media, a full-service marketing firm and the co-founder of ProperCents.com, a financial educat...

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UPDATED: Mar 21, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance related. We update our site regularly, and all content is reviewed by car insurance experts.

UPDATED: Mar 21, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Mar 21, 2024Fact Checked

While driving in cities can be a pain, some are safer than others.

While driving in cities can be a pain, some are safer than others. (image by videohive.net)

Allstate Insurance, which carries just over 10 percent of all of the car insurance policies in the United States, has released its seventh annual report on driving. It ranks the largest 200 cities in the U.S. on car collision frequency to identify the cities with the safest drivers using claims data the insurer has processed.

This year’s “Safest Driving City” is a repeat champion, Fort Collins, Colorado, that has garnered the top spot two years running. Allstate says that the average driver in Fort Collins will be involved in a car crash every 14 years. That’s 28.6 percent less likely than the national average of every 10 years.

“Allstate’s Best Driver’s Report was created to boost the country’s discussion on safe driving. Each year we hope the report will increase awareness on the importance of being tolerant and attentive behind the wheel,” said Mike Roche, executive vice president, Allstate’s Claim Organization. “We want to recognize the city of Fort Collins for again being the safest driving city in America, and we salute all of America’s safe drivers, who help make our communities better places to live, work and raise families.”

Fort Collins city officials credit their residents with earning the safe driving recognition.

“For the second year in a row, we’ve earned the title of the safest driving city in America due to the responsible behavior and safe driving habits of our residents. Safety is a critical component to creating a world-class city; we have our residents to thank as they are undoubtedly the reason Fort Collins is one of the best places to live, work, and play.” said Fort Collins Mayor Karen Weitkunat.

Fort Collins isn’t the only city that displayed safe drivers, however. Here’s the top 10 safest driving cities in the United States:

City Rank City
Name
Crashes to National Average Average Years between Crashes
1.
Fort Collins, Colorado
28.6% less likely
14.0
2.
Boise, Idaho
25.5% less likely
13.4
3.
Lincoln, Nebraska
22.7% less likely
12.9
4.
Chandler, Arizona
20.4% less likely
12.6
5.
Huntsville, Alabama
18.9% less likely
12.3
6.
Knoxville, Tennessee
18.3% less likely
12.2
7.
Springfield, Missouri
17.9% less likely
12.2
8.
Reno, Nevada
16.6% less likely
12.0
9.
Eugene, Oregon
16.3% less likely
11.9
10.
Chattanooga, Tennessee
16.3% less likely
11.9

 

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Rachel Bodine

Insurance Feature Writer

Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

Insurance Feature Writer

Eric Stauffer

Licensed Insurance Agent

Eric Stauffer is an insurance agent and banker-turned-consumer advocate. His priority is educating individuals and families about the different types of insurance coverage. He is passionate about helping consumers find the best coverage for their budgets and personal needs. Eric is the CEO of C Street Media, a full-service marketing firm and the co-founder of ProperCents.com, a financial educat...

Licensed Insurance Agent

Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance related. We update our site regularly, and all content is reviewed by car insurance experts.

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