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Monthly Archives: May 2011

Do I need my own liability coverage when driving a friend’s insured car in a different state?

No. The liability coverage on your friend’s car will cover you assuming you have permission to the car.  

Posted in Q&A |

Can I get have my car insurance in Alabama where I normally live and use that when I’m in Florida?

It all depends on where your permanent address is. If it is in Alabama, you will have your insurance there. If it is Florida, you will have your insurance there. If you have two addresses for an extended period of … Read More

Posted in Q&A |

Does Triple A jump cars?

Yes, that is a part of the service you pay for.  

Posted in Q&A |

What are some good questions to ask when involved in a car insurance settlement?

Make sure you have your arms around the following aspects of your car accident when dealing with your insurance companies. What are the facts? Was the accident reported to the police? Who was at fault? Were you injured? What was … Read More

Posted in Q&A |

I’m taking my car to another country on vacation. Will my insurance cover me?

It will usually cover you in Canada and in Puerto Rico. However, you will need to purchase insurance in any other country you travel to. Being in an unfamiliar place can cause disorientation and which in turn can create accidents. … Read More

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Can I get insurance discount for driving a fuel efficient car?

There may be a discount for that. You will have to ask your agent. However, there are many other discounts to check on: Anti-lock brakes, anti-theft devices, good student and good driver are just a few of them.  

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I read where an insurance agent in New Jersey was arrested for fraud. How could that happen?

The gentleman in question received automobile insurance policy premiums direct. He did not turn the money, some $76,000, over to the insurance company. In addition to paying back the $76,000, he had to pay over $92,000 in fines, had his … Read More

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How do car insurance agents get paid?

Car insurance agents receive a commission on each car insurance policy they sell. What’s interesting about it is that commission is received every year the policy is in force. So, at each renewal the agent gets paid. They usually receive … Read More

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How many car insurance policies are sold online?

A marketing research firm, comScore, reported that car insurance policies sold online increased 3% between 2009 and 2010. About 35% more car insurance quotes were issued online in 2010 when compared with 2006. In all, about 37 million car insurance … Read More

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How early can I schedule my California driving test?

You can schedule your driving test in California up to 45 days in advance.  

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