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Monthly Archives: March 2011
Will my insurance company get my car out of impound?
No. That is entirely your responsibility.
Will the speeding ticket be removed from my car insurance after I go to traffic school and have paid in full?
The insurance adds points to your account by reviewing your DMV report. If the speeding ticket is not there, the insurance company cannot do anything about it.
A friend of mine is suspected of vandalizing my motorcycle. Can the insurance company go after him?
If he has not been charged or convicted of the crime and a police report has not been written up on him, the insurance company will have to pay the comprehensive claim. Given this scenario, they will most likely not … Read More
What happens at the scene when you are arrested for a DUI?
Nothing good. You will be handcuffed and put in the patrol car. Then you will be driven to the nearest police station where you will be fingerprinted and have a mug shot taken of you. You will probably remain in … Read More
What happens to insurance when a couple is married?
There are two events in a young man’s life that dramatically alter his insurance life. One is when he turns 25. The other is when he gets married. Insurance companies view males on the other side of these events as … Read More
How do I know the used car I’m buying is ok?
Some of the most commonly used scams that are seen in used car transactions include attempting to sell stolen vehicles, cars that have outstanding liens or cars that have been written off. You can check carfax.com for a used car … Read More
How does a DUI effect insurance costs?
A recent California study found that having a DUI can raise premiums by hundreds of dollars. Specifically, the study found that: Premium for a 35-year old with a DUI was on average, 63% cheaper than the same policy for a … Read More
How much can a speeding conviction cost you in insurance?
Research indicates that the cost of your insurance premium can rise by as much as 54% depending on how severe the ticket is and if you have received speeding violation tickets in the past. That’s not to mention the risk … Read More
I have a 2001 car, do I need collision insurance?
The general rule of thumb is that if your premium is more than 10% of the vehicle value, then do not buy car insurance. That means that if your car is worth $3,000 and your collision and comprehensive insurance is … Read More
Do I need to change my car insurance limits?
As you age and life changes, your car insurance needs change, also. For example, when you are younger, you may not need that much liability insurance. However, as you age, your savings might increase, you might buy a house or … Read More
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