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Monthly Archives: February 2011

Do I need to do anything if I change my insurance information in Nevada?

Yes, you need to update your insurance information with the Nevada DMV.  You just go to the new Request to Update Vehicle Insurance website and fill out the applicable information.

Posted in Q&A |

What is Texas doing about uninsured motorists?

20% of the vehicles on Texas roads do not have insurance.  Texas estimates that its citizens are paying over $1 billion every year to protect themselves from this menace.   Therefore, the Texas legislature directed the Department of Insurance, Public Safety, … Read More

Posted in Q&A |

What affects the cost of insurance policies?

This can vary from company to company, but some of the more common factors are: Coverage – what type of coverage you have.  Some types are more expensive than others and the higher the amount of coverage the higher the … Read More

Posted in Q&A |

Why do they keep banning texting for teenagers while they’re driving?

Texting has a very serious affect on anyone’s ability to drive.  Many states are banning or have already banned texting entirely, not just for teens.  A study from the University of Utah showed that when a teen used a cell … Read More

Posted in Q&A |

Should I get collision insurance?

How much is your car worth?  Collision insurance is only going to cover what your car is worth, and the coverage itself can be quite expensive.  You should examine how much your coverage is costing each year.  If your coverage … Read More

Posted in Q&A |

Shopping around and asking for discounts haven’t helped me lower my insurance costs, what can I do?

Shopping around and discounts not helping?  Don’t despair.  There are other options available to you.  Two ways that you can lower your car insurance are by raising your deductible or reducing your coverage.  Reducing coverage – This is a little … Read More

Posted in Q&A |

If everyone has liability insurance because it’s the law then I’m ok if I get into an accident, right?

No.  Unfortunately, not everyone feels the need to obey the law.  Some people will not carry insurance because they’re either irresponsible or they just don’t want to pay the costs.  Many states require insurance companies to report if services are … Read More

Posted in Q&A |

I’m at my state’s minimum level of insurance, I should be ok right?

As far as the state is concerned, you are.  However, that really depends.  Part of it depends on how high your state’s minimums are.  Some states minimums are set so low as to be an unrealistic number.  As anyone who … Read More

Posted in Q&A |

What’s the worst that could happen if I don’t get insurance in Washington D.C.?

If you fail to maintain continuous valid insurance in the District of Columbia, this will result in suspension of registration tags. You will be assessed a fine of $150 for a lapse in insurance coverage from 1 to 30 days … Read More

Posted in Q&A |

What will happen if I let my insurance lapse in New Mexico?

If you do not have insurance in the state of New Mexico at the very least you will have your registration suspended.  You may also be subject to other civil and criminal penalties.

Posted in Q&A |

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@askcarinsurance Chrysler's performance is as remarkable as Honda's is shocking. What’s Up? Sales of Chrysler Products, That’s What - http://t.co/C2mkghwm  11/1/11 8:40 pm
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