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How much would car insurance cost on average for a 19-year old male, living on his own, driving about 40 miles a day and with no traffic violations?

You didn’t indicate your state but the average nationwide premium for car insurance is about $1,541 per year.  But, insurance costs are based by state, car make and model, and driver gender among other factors.

It also will pay to get several (3 to 5) quotes, since even within the same state, insurance company rates vary widely.

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