Archive for May, 2010

What Material Misrepresentation Is And How It Affects Your Car Insurance Policy

What Material Misrepresentation Is And How It Affects Your Car Insurance Policy

Entering into any legal contract, such as a car insurance policy, is done with good faith on both parties. This means that both the insurance company and the insured agree to be honest and assume … [more]

May 16th 2010 Staff Writers

What Gap Insurance Is And Why It Is A Good Option For Many Drivers

What Gap Insurance Is And Why It Is A Good Option For Many Drivers

When buying or leasing a vehicle, individuals have many options to consider during the decision making process. The cost of the vehicle does not end with a sticker price. Licensing fees, maintenance … [more]

May 16th 2010 Staff Writers

What An All Risks Car Insurance Policy Is And Who Should Consider Buying One

What An All Risks Car Insurance Policy Is And Who Should Consider Buying One

The purpose of an auto insurance policy is to protect a vehicle owner from financial costs associated with damage to their vehicle or someone else’s vehicle, as well as injuries or a death … [more]

May 15th 2010 Staff Writers

What A Tort Is And How It Can Affect Your Car Insurance Policy

What A Tort Is And How It Can Affect Your Car Insurance Policy

Torts are wrongs that are recognized as grounds for a lawsuit in civil court. The wrong, that is the basis for the lawsuit, resulted in an injury or harm. Tort laws provide relief and deter … [more]

May 14th 2010 Staff Writers

Understanding The Effective Date Of Your Car Insurance Policy

Understanding The Effective Date Of Your Car Insurance Policy

Owning and understanding automobile insurance is a mental prism a driver should always keep “close” to glance at occasionally. In the event of an accident or mishap, handling the … [more]

May 14th 2010 Staff Writers

Knowing Whether An Occasional Driver Is Insured On Your Car Insurance Policy

Knowing Whether An Occasional Driver Is Insured On Your Car Insurance Policy

Knowing whether or not an occasional driver is covered under your car insurance policy may be crucial to your peace of mind as a policy holder. After all, it is not at all unusual for other … [more]

May 13th 2010 Staff Writers

How To Know Whether Your Car Insurance Company Covers The Cost Of Original Manufacturer Parts

How To Know Whether Your Car Insurance Company Covers The Cost Of Original Manufacturer Parts

Original equipment manufacturer parts are sometimes referred to as OEM parts, or original manufacturer parts. If you are ever involved in an accident, the issue of the types of parts used in … [more]

May 13th 2010 Staff Writers

How To Know When To Pay Your Car Insurance Deductible After An Accident

How To Know When To Pay Your Car Insurance Deductible After An Accident

Knowing when to pay your deductible after a car wreck can be a little confusing. Minutes after an accident you are exchanging car insurance information with the other party coupled with racing … [more]

May 12th 2010 Staff Writers

How To Find Low Cost Car Insurance For A Leased Vehicle

How To Find Low Cost Car Insurance For A Leased Vehicle

A person has to approach getting auto insurance for a leased vehicle differently. Leased vehicle car insurance rates can be higher than the standard rates for purchased vehicles. There are ways … [more]

May 12th 2010 Staff Writers

How Airbags Affect The Cost Of A Car Insurance Policy

How Airbags Affect The Cost Of A Car Insurance Policy

With the increasing number of car recalls due to defective parts of cars, rates of car insurance have also been affected. There have been a lot of reported car accidents and the reason is because … [more]

May 11th 2010 Staff Writers

Meet the Authors

Cecil Helton

Cecil Helton

Owns: 2008 Suzuki SX4
Wants: BMW M5
Dreams: Porsche 959

Gary Grant

Gary Grant

Owns: Mazda 300MX
Wants: Subaru WRX STi
Dreams: Ferrari 458

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